Peapack-Gladstone Financial - Asset Resilience Ratio
Peapack-Gladstone Financial (PGC) has an Asset Resilience Ratio of 9.44% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Peapack-Gladstone Financial to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Peapack-Gladstone Financial's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Peapack-Gladstone Financial.
Liquid Assets Composition Over Time
This chart breaks down Peapack-Gladstone Financial's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Peapack-Gladstone Financial strategic investment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $752.44 Million | 9.44% |
| Total Liquid Assets | $752.44 Million | 9.44% |
Asset Resilience Insights
- Limited Liquidity: Peapack-Gladstone Financial maintains only 9.44% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Peapack-Gladstone Financial Industry Peers by Asset Resilience Ratio
Compare Peapack-Gladstone Financial's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Peapack-Gladstone Financial (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Peapack-Gladstone Financial.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.94% | $221.00 Million | $7.53 Billion | +2.22pp |
| 2024-12-31 | 0.72% | $50.15 Million | $7.01 Billion | -7.79pp |
| 2023-12-31 | 8.50% | $550.62 Million | $6.48 Billion | -0.23pp |
| 2022-12-31 | 8.73% | $554.65 Million | $6.35 Billion | -4.38pp |
| 2021-12-31 | 13.11% | $796.75 Million | $6.08 Billion | +2.54pp |
| 2020-12-31 | 10.57% | $622.69 Million | $5.89 Billion | +3.03pp |
| 2019-12-31 | 7.54% | $390.75 Million | $5.18 Billion | -0.64pp |
| 2018-12-31 | 8.18% | $377.94 Million | $4.62 Billion | +0.49pp |
| 2017-12-31 | 7.69% | $327.63 Million | $4.26 Billion | -0.18pp |
| 2016-12-31 | 7.87% | $305.39 Million | $3.88 Billion | +2.06pp |
| 2015-12-31 | 5.81% | $195.63 Million | $3.36 Billion | -6.50pp |
| 2014-12-31 | 12.31% | $332.65 Million | $2.70 Billion | -1.34pp |
| 2013-12-31 | 13.65% | $268.45 Million | $1.97 Billion | -4.61pp |
| 2012-12-31 | 18.26% | $304.48 Million | $1.67 Billion | -1.71pp |
| 2011-12-31 | 19.97% | $319.52 Million | $1.60 Billion | +19.97pp |
| 2010-12-31 | -0.01% | $-100.00K | $1.51 Billion | -4.77pp |
| 2009-12-31 | 4.77% | $72.11 Million | $1.51 Billion | +4.68pp |
| 2008-12-31 | 0.09% | $1.20 Million | $1.39 Billion | -0.12pp |
| 2007-12-31 | 0.20% | $2.74 Million | $1.35 Billion | -0.34pp |
| 2006-12-31 | 0.55% | $7.07 Million | $1.29 Billion | +0.24pp |
| 2005-12-31 | 0.31% | $3.93 Million | $1.26 Billion | +0.23pp |
| 2004-12-31 | 0.08% | $887.00K | $1.07 Billion | -3.68pp |
| 2003-12-31 | 3.76% | $36.41 Million | $968.13 Million | +1.32pp |
| 2002-12-31 | 2.44% | $20.95 Million | $859.81 Million | -0.14pp |
| 2001-12-31 | 2.58% | $18.18 Million | $704.77 Million | -3.82pp |
| 2000-12-31 | 6.40% | $36.38 Million | $568.41 Million | -- |
About Peapack-Gladstone Financial
Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual ret… Read more