Peapack-Gladstone Financial - Asset Resilience Ratio
Peapack-Gladstone Financial (PGC) has an Asset Resilience Ratio of 10.29% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Peapack-Gladstone Financial (PGC) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Peapack-Gladstone Financial's Asset Resilience Ratio has changed over time. See PGC net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Peapack-Gladstone Financial's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PGC company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $774.20 Million | 10.29% |
| Total Liquid Assets | $774.20 Million | 10.29% |
Asset Resilience Insights
- Moderate Liquidity: Peapack-Gladstone Financial has 10.29% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Peapack-Gladstone Financial Industry Peers by Asset Resilience Ratio
Compare Peapack-Gladstone Financial's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Peapack-Gladstone Financial (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Peapack-Gladstone Financial.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.29% | $774.20 Million | $7.53 Billion | +9.57pp |
| 2024-12-31 | 0.72% | $50.15 Million | $7.01 Billion | -7.79pp |
| 2023-12-31 | 8.50% | $550.62 Million | $6.48 Billion | -0.23pp |
| 2022-12-31 | 8.73% | $554.65 Million | $6.35 Billion | -4.38pp |
| 2021-12-31 | 13.11% | $796.75 Million | $6.08 Billion | +2.54pp |
| 2020-12-31 | 10.57% | $622.69 Million | $5.89 Billion | +3.03pp |
| 2019-12-31 | 7.54% | $390.75 Million | $5.18 Billion | -0.64pp |
| 2018-12-31 | 8.18% | $377.94 Million | $4.62 Billion | +0.49pp |
| 2017-12-31 | 7.69% | $327.63 Million | $4.26 Billion | -0.18pp |
| 2016-12-31 | 7.87% | $305.39 Million | $3.88 Billion | +2.06pp |
| 2015-12-31 | 5.81% | $195.63 Million | $3.36 Billion | -6.50pp |
| 2014-12-31 | 12.31% | $332.65 Million | $2.70 Billion | -1.34pp |
| 2013-12-31 | 13.65% | $268.45 Million | $1.97 Billion | -4.61pp |
| 2012-12-31 | 18.26% | $304.48 Million | $1.67 Billion | -1.71pp |
| 2011-12-31 | 19.97% | $319.52 Million | $1.60 Billion | +19.97pp |
| 2010-12-31 | -0.01% | $-100.00K | $1.51 Billion | -4.77pp |
| 2009-12-31 | 4.77% | $72.11 Million | $1.51 Billion | +4.68pp |
| 2008-12-31 | 0.09% | $1.20 Million | $1.39 Billion | -0.12pp |
| 2007-12-31 | 0.20% | $2.74 Million | $1.35 Billion | -0.34pp |
| 2006-12-31 | 0.55% | $7.07 Million | $1.29 Billion | +0.24pp |
| 2005-12-31 | 0.31% | $3.93 Million | $1.26 Billion | +0.23pp |
| 2004-12-31 | 0.08% | $887.00K | $1.07 Billion | -3.68pp |
| 2003-12-31 | 3.76% | $36.41 Million | $968.13 Million | +1.32pp |
| 2002-12-31 | 2.44% | $20.95 Million | $859.81 Million | -0.14pp |
| 2001-12-31 | 2.58% | $18.18 Million | $704.77 Million | -3.82pp |
| 2000-12-31 | 6.40% | $36.38 Million | $568.41 Million | -- |
About Peapack-Gladstone Financial
Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual ret… Read more