Peapack-Gladstone Financial - Asset Resilience Ratio

Latest as of June 2026: 9.44%

Peapack-Gladstone Financial (PGC) has an Asset Resilience Ratio of 9.44% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of Peapack-Gladstone Financial to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$752.44 Million
Cash + Short-term Investments

Total Assets

$7.97 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2000–2025)

This chart shows how Peapack-Gladstone Financial's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Peapack-Gladstone Financial.

Liquid Assets Composition Over Time

This chart breaks down Peapack-Gladstone Financial's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Peapack-Gladstone Financial strategic investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $752.44 Million 9.44%
Total Liquid Assets $752.44 Million 9.44%

Asset Resilience Insights

  • Limited Liquidity: Peapack-Gladstone Financial maintains only 9.44% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Peapack-Gladstone Financial Industry Peers by Asset Resilience Ratio

Compare Peapack-Gladstone Financial's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Santander Bank Polska S.A.
WAR:SPL
Banks - Regional 4.41%
Banco Santander Chile
NYSE:BSAC
Banks - Regional 7.94%
Bank of Baroda
NSE:BANKBARODA
Banks - Regional -12.63%
Turkiye Is Bankasi AS Class C
IS:ISCTR
Banks - Regional -38.78%
Ringkjoebing Landbobank A/S
CO:RILBA
Banks - Regional 0.03%
ABSA Bank Limited
JSE:ABSP
Banks - Regional 2.72%
Mechanics Bank
NASDAQ:MCHB
Banks - Regional 18.39%
Laurentian Bank Of Canada
TO:LB
Banks - Regional 0.55%

Annual Asset Resilience Ratio for Peapack-Gladstone Financial (2000–2025)

The table below shows the annual Asset Resilience Ratio data for Peapack-Gladstone Financial.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 2.94% $221.00 Million $7.53 Billion +2.22pp
2024-12-31 0.72% $50.15 Million $7.01 Billion -7.79pp
2023-12-31 8.50% $550.62 Million $6.48 Billion -0.23pp
2022-12-31 8.73% $554.65 Million $6.35 Billion -4.38pp
2021-12-31 13.11% $796.75 Million $6.08 Billion +2.54pp
2020-12-31 10.57% $622.69 Million $5.89 Billion +3.03pp
2019-12-31 7.54% $390.75 Million $5.18 Billion -0.64pp
2018-12-31 8.18% $377.94 Million $4.62 Billion +0.49pp
2017-12-31 7.69% $327.63 Million $4.26 Billion -0.18pp
2016-12-31 7.87% $305.39 Million $3.88 Billion +2.06pp
2015-12-31 5.81% $195.63 Million $3.36 Billion -6.50pp
2014-12-31 12.31% $332.65 Million $2.70 Billion -1.34pp
2013-12-31 13.65% $268.45 Million $1.97 Billion -4.61pp
2012-12-31 18.26% $304.48 Million $1.67 Billion -1.71pp
2011-12-31 19.97% $319.52 Million $1.60 Billion +19.97pp
2010-12-31 -0.01% $-100.00K $1.51 Billion -4.77pp
2009-12-31 4.77% $72.11 Million $1.51 Billion +4.68pp
2008-12-31 0.09% $1.20 Million $1.39 Billion -0.12pp
2007-12-31 0.20% $2.74 Million $1.35 Billion -0.34pp
2006-12-31 0.55% $7.07 Million $1.29 Billion +0.24pp
2005-12-31 0.31% $3.93 Million $1.26 Billion +0.23pp
2004-12-31 0.08% $887.00K $1.07 Billion -3.68pp
2003-12-31 3.76% $36.41 Million $968.13 Million +1.32pp
2002-12-31 2.44% $20.95 Million $859.81 Million -0.14pp
2001-12-31 2.58% $18.18 Million $704.77 Million -3.82pp
2000-12-31 6.40% $36.38 Million $568.41 Million --
pp = percentage points

About Peapack-Gladstone Financial

NASDAQ:PGC USA Banks - Regional
Market Cap
$797.86 Million
Market Cap Rank
#9947 Global
#2704 in USA
Share Price
$45.03
Change (1 day)
-1.51%
52-Week Range
$24.76 - $48.33
All Time High
$48.33
About

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual ret… Read more