Peapack-Gladstone Financial (PGC) — Cash Flow Reinvestment Rate

Latest as of September 2025: 5.60x

Peapack-Gladstone Financial (PGC) has a Cash Flow Reinvestment Rate of 5.60x as of September 2025, reinvesting $202.64 Million (capex $2.19 Million plus investments $-200.45 Million) from operating cash flow of $36.19 Million. Explore PGC capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

5.60x
(Capex + Investments) / Operating CF

Total Reinvested

$202.64 Million
Capex + Investments

Operating Cash Flow

$36.19 Million
USD

Capital Expenditures

$2.19 Million
USD

Peapack-Gladstone Financial Cash Flow Reinvestment Rate (1997–2024)

Historical reinvestment intensity for Peapack-Gladstone Financial across 28 annual periods. Also explore PGC total assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Peapack-Gladstone Financial (1997–2024)

Year-by-year capital reinvestment analysis for Peapack-Gladstone Financial. For live market cap and broader valuation context, see market value of Peapack-Gladstone Financial.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 4.38x $311.52 Million $71.10 Million $8.10 Million ▼ -19.8%
2023 5.46x $382.77 Million $70.08 Million $3.28 Million ▲ +82.2%
2022 3.00x $356.34 Million $118.90 Million $3.52 Million ▼ -72.3%
2021 10.81x $815.70 Million $75.46 Million $3.93 Million ▼ -31.4%
2020 15.75x $578.24 Million $36.72 Million $3.08 Million ▲ +179.2%
2019 5.64x $486.69 Million $86.30 Million $1.71 Million ▲ +22.4%
2018 4.61x $296.01 Million $64.25 Million $1.06 Million ▼ -39.0%
2017 7.56x $422.65 Million $55.94 Million $2.38 Million ▼ -25.2%
2016 10.10x $433.74 Million $42.93 Million $3.22 Million ▼ -50.3%
2015 20.33x $616.05 Million $30.31 Million $1.92 Million ▼ -25.7%
2014 27.37x $746.27 Million $27.26 Million $3.94 Million ▲ +117.6%
2013 12.58x $411.44 Million $32.70 Million $2.54 Million ▲ +180.9%
2012 4.48x $79.93 Million $17.85 Million $1.05 Million ▼ -18.3%
2011 5.48x $123.11 Million $22.46 Million $975.00K ▲ +3968.0%
2010 0.13x $2.96 Million $21.95 Million $2.96 Million ▼ -69.3%
2009 0.44x $3.42 Million $7.80 Million $3.42 Million ▲ +81.6%
2008 0.24x $3.16 Million $13.07 Million $3.16 Million ▼ -15.7%
2007 0.29x $4.54 Million $15.85 Million $4.54 Million ▲ +36.1%
2006 0.21x $4.70 Million $22.30 Million $4.70 Million ▼ -6.2%
2005 0.22x $3.26 Million $14.50 Million $3.26 Million ▼ -50.6%
2004 0.46x $6.69 Million $14.69 Million $6.69 Million ▲ +188.1%
2003 0.16x $2.21 Million $13.98 Million $2.21 Million ▲ +23.9%
2002 0.13x $2.25 Million $17.61 Million $2.25 Million ▼ -57.3%
2001 0.30x $3.02 Million $10.11 Million $3.02 Million ▼ -0.9%
2000 0.30x $2.94 Million $9.78 Million $2.94 Million ▲ +167.5%
1999 0.11x $900.00K $8.00 Million $900.00K ▼ -41.1%
1998 0.19x $1.49 Million $7.78 Million $1.49 Million ▲ +43.7%
1997 0.13x $689.00K $5.18 Million $689.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow