Peapack-Gladstone Financial (PGC) — Cash Flow Quality Index

Latest as of September 2025: 3.76x

Peapack-Gladstone Financial (PGC) has a Cash Flow Quality Index of 3.76x as of September 2025. Operating cash flow of $36.19 Million exceeds net income of $9.63 Million, indicating high earnings quality where cash backs reported profits. Explore PGC long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

3.76x
Operating CF / Net Income

Operating Cash Flow

$36.19 Million
USD

Net Income

$9.63 Million
USD

Data as of

Sep 2025
Most recent filing

Peapack-Gladstone Financial Cash Flow Quality Index (1997–2024)

Historical Cash Flow Quality Index for Peapack-Gladstone Financial across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Peapack-Gladstone Financial (PGC) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Peapack-Gladstone Financial (1997–2024)

Year-by-year earnings quality comparison for Peapack-Gladstone Financial. For live market cap and the full company financial profile, see Peapack-Gladstone Financial market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.16x $71.10 Million $32.99 Million ▲ +50.3%
2023 1.43x $70.08 Million $48.85 Million ▼ -10.4%
2022 1.60x $118.90 Million $74.25 Million ▲ +20.2%
2021 1.33x $75.46 Million $56.62 Million ▼ -4.9%
2020 1.40x $36.72 Million $26.19 Million ▼ -22.9%
2019 1.82x $86.30 Million $47.43 Million ▲ +25.1%
2018 1.45x $64.25 Million $44.17 Million ▼ -5.1%
2017 1.53x $55.94 Million $36.50 Million ▼ -5.5%
2016 1.62x $42.93 Million $26.48 Million ▲ +6.8%
2015 1.52x $30.31 Million $19.97 Million ▼ -17.1%
2014 1.83x $27.26 Million $14.89 Million ▼ -48.1%
2013 3.53x $32.70 Million $9.26 Million ▲ +91.8%
2012 1.84x $17.85 Million $9.70 Million ▼ -0.3%
2011 1.85x $22.46 Million $12.17 Million ▼ -35.6%
2010 2.86x $21.95 Million $7.66 Million ▲ +161.6%
2009 1.09x $7.80 Million $7.13 Million ▼ -18.0%
2007 1.34x $15.85 Million $11.86 Million ▼ -38.7%
2006 2.18x $22.30 Million $10.23 Million ▲ +97.4%
2005 1.10x $14.50 Million $13.13 Million ▼ -1.4%
2004 1.12x $14.69 Million $13.11 Million ▼ -1.4%
2003 1.14x $13.98 Million $12.30 Million ▼ -23.0%
2002 1.48x $17.61 Million $11.93 Million ▲ +30.3%
2001 1.13x $10.11 Million $8.92 Million ▼ -10.7%
2000 1.27x $9.78 Million $7.71 Million ▲ +4.7%
1999 1.21x $8.00 Million $6.60 Million ▼ -5.9%
1998 1.29x $7.78 Million $6.03 Million ▲ +11.6%
1997 1.15x $5.18 Million $4.49 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.