Peapack-Gladstone Financial (PGC) — Financial Flexibility Index
Peapack-Gladstone Financial (PGC) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $52.52 Million (operating CF $51.22 Million minus capex $1.29 Million) represents 0% of total liabilities ($7.25 Billion). Check PGC total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Peapack-Gladstone Financial Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for Peapack-Gladstone Financial across 29 annual periods. For the full cash flow conversion analysis, see PGC cash flow conversion.
Annual Financial Flexibility Index for Peapack-Gladstone Financial (1997–2025)
Year-by-year free cash flow to debt coverage for Peapack-Gladstone Financial. Explore PGC operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $57.69 Million | $43.13 Million | $6.87 Billion | ▼ -32.1% |
| 2024 | 0.01x | $79.20 Million | $71.10 Million | $6.41 Billion | ▼ -0.7% |
| 2023 | 0.01x | $73.36 Million | $70.08 Million | $5.89 Billion | ▼ -40.8% |
| 2022 | 0.02x | $122.42 Million | $118.90 Million | $5.82 Billion | ▲ +46.5% |
| 2021 | 0.01x | $79.39 Million | $75.46 Million | $5.53 Billion | ▲ +93.4% |
| 2020 | 0.01x | $39.80 Million | $36.72 Million | $5.36 Billion | ▼ -60.5% |
| 2019 | 0.02x | $88.00 Million | $86.30 Million | $4.68 Billion | ▲ +19.5% |
| 2018 | 0.02x | $65.31 Million | $64.25 Million | $4.15 Billion | ▲ +4.1% |
| 2017 | 0.02x | $58.31 Million | $55.94 Million | $3.86 Billion | ▲ +16.5% |
| 2016 | 0.01x | $46.14 Million | $42.93 Million | $3.55 Billion | ▲ +24.4% |
| 2015 | 0.01x | $32.23 Million | $30.31 Million | $3.09 Billion | ▼ -17.7% |
| 2014 | 0.01x | $31.20 Million | $27.26 Million | $2.46 Billion | ▼ -35.4% |
| 2013 | 0.02x | $35.25 Million | $32.70 Million | $1.80 Billion | ▲ +60.5% |
| 2012 | 0.01x | $18.90 Million | $17.85 Million | $1.55 Billion | ▼ -22.9% |
| 2011 | 0.02x | $23.44 Million | $22.46 Million | $1.48 Billion | ▼ -11.6% |
| 2010 | 0.02x | $24.91 Million | $21.95 Million | $1.39 Billion | ▲ +122.7% |
| 2009 | 0.01x | $11.22 Million | $7.80 Million | $1.39 Billion | ▼ -35.4% |
| 2008 | 0.01x | $16.23 Million | $13.07 Million | $1.30 Billion | ▼ -24.2% |
| 2007 | 0.02x | $20.39 Million | $15.85 Million | $1.24 Billion | ▼ -27.8% |
| 2006 | 0.02x | $27.00 Million | $22.30 Million | $1.18 Billion | ▲ +48.3% |
| 2005 | 0.02x | $17.76 Million | $14.50 Million | $1.16 Billion | ▼ -30.1% |
| 2004 | 0.02x | $21.38 Million | $14.69 Million | $972.73 Million | ▲ +19.9% |
| 2003 | 0.02x | $16.19 Million | $13.98 Million | $883.07 Million | ▼ -27.7% |
| 2002 | 0.03x | $19.85 Million | $17.61 Million | $782.65 Million | ▲ +24.0% |
| 2001 | 0.02x | $13.13 Million | $10.11 Million | $641.69 Million | ▼ -17.5% |
| 2000 | 0.02x | $12.72 Million | $9.78 Million | $513.26 Million | ▲ +25.3% |
| 1999 | 0.02x | $8.90 Million | $8.00 Million | $449.90 Million | ▼ -6.8% |
| 1998 | 0.02x | $9.26 Million | $7.78 Million | $436.47 Million | ▲ +19.2% |
| 1997 | 0.02x | $5.87 Million | $5.18 Million | $330.03 Million | — |