Peapack-Gladstone Financial (PGC) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Peapack-Gladstone Financial (PGC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $38.37 Million (operating CF $36.19 Million minus capex $2.19 Million) represents 0% of total liabilities ($6.80 Billion). Also explore Peapack-Gladstone Financial annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$38.37 Million
Operating CF − Capex

Total Liabilities

$6.80 Billion
USD

Capital Expenditures

$2.19 Million
USD

Peapack-Gladstone Financial Financial Flexibility Index (1997–2024)

Historical Financial Flexibility Index trend for Peapack-Gladstone Financial across 28 annual periods. Check strategic asset allocation of Peapack-Gladstone Financial to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Peapack-Gladstone Financial (1997–2024)

Year-by-year free cash flow to debt coverage for Peapack-Gladstone Financial. For the full company profile including market capitalisation, see PGC market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $79.20 Million $71.10 Million $6.41 Billion ▼ -0.7%
2023 0.01x $73.36 Million $70.08 Million $5.89 Billion ▼ -40.8%
2022 0.02x $122.42 Million $118.90 Million $5.82 Billion ▲ +46.5%
2021 0.01x $79.39 Million $75.46 Million $5.53 Billion ▲ +93.4%
2020 0.01x $39.80 Million $36.72 Million $5.36 Billion ▼ -60.5%
2019 0.02x $88.00 Million $86.30 Million $4.68 Billion ▲ +19.5%
2018 0.02x $65.31 Million $64.25 Million $4.15 Billion ▲ +4.1%
2017 0.02x $58.31 Million $55.94 Million $3.86 Billion ▲ +16.5%
2016 0.01x $46.14 Million $42.93 Million $3.55 Billion ▲ +24.4%
2015 0.01x $32.23 Million $30.31 Million $3.09 Billion ▼ -17.7%
2014 0.01x $31.20 Million $27.26 Million $2.46 Billion ▼ -35.4%
2013 0.02x $35.25 Million $32.70 Million $1.80 Billion ▲ +60.5%
2012 0.01x $18.90 Million $17.85 Million $1.55 Billion ▼ -22.9%
2011 0.02x $23.44 Million $22.46 Million $1.48 Billion ▼ -11.6%
2010 0.02x $24.91 Million $21.95 Million $1.39 Billion ▲ +122.7%
2009 0.01x $11.22 Million $7.80 Million $1.39 Billion ▼ -35.4%
2008 0.01x $16.23 Million $13.07 Million $1.30 Billion ▼ -24.2%
2007 0.02x $20.39 Million $15.85 Million $1.24 Billion ▼ -27.8%
2006 0.02x $27.00 Million $22.30 Million $1.18 Billion ▲ +48.3%
2005 0.02x $17.76 Million $14.50 Million $1.16 Billion ▼ -30.1%
2004 0.02x $21.38 Million $14.69 Million $972.73 Million ▲ +19.9%
2003 0.02x $16.19 Million $13.98 Million $883.07 Million ▼ -27.7%
2002 0.03x $19.85 Million $17.61 Million $782.65 Million ▲ +24.0%
2001 0.02x $13.13 Million $10.11 Million $641.69 Million ▼ -17.5%
2000 0.02x $12.72 Million $9.78 Million $513.26 Million ▲ +25.3%
1999 0.02x $8.90 Million $8.00 Million $449.90 Million ▼ -6.8%
1998 0.02x $9.26 Million $7.78 Million $436.47 Million ▲ +19.2%
1997 0.02x $5.87 Million $5.18 Million $330.03 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities