Peapack-Gladstone Financial (PGC) — Free Cash Flow Generation Index

Latest as of September 2025: 0.94x

Peapack-Gladstone Financial (PGC) has a Free Cash Flow Generation Index of 0.94x as of September 2025. Free cash flow of $34.00 Million represents 1% of operating cash flow ($36.19 Million). See how liquid is Peapack-Gladstone Financial's working capital to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

$34.00 Million
USD

Operating Cash Flow

$36.19 Million
USD

Capital Expenditures

$2.19 Million
USD

Peapack-Gladstone Financial Free Cash Flow Generation Index (1997–2024)

Historical FCF Generation Index trend for Peapack-Gladstone Financial across 28 annual periods. Explore Peapack-Gladstone Financial cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Peapack-Gladstone Financial (1997–2024)

Year-by-year Free Cash Flow Generation Index for Peapack-Gladstone Financial. For the full company profile including market capitalisation, see Peapack-Gladstone Financial stock valuation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.89x $63.01 Million $71.10 Million $8.10 Million ▼ -7.0%
2023 0.95x $66.80 Million $70.08 Million $3.28 Million ▼ -1.8%
2022 0.97x $115.38 Million $118.90 Million $3.52 Million ▲ +2.4%
2021 0.95x $71.53 Million $75.46 Million $3.93 Million ▲ +3.5%
2020 0.92x $33.65 Million $36.72 Million $3.08 Million ▼ -6.5%
2019 0.98x $84.59 Million $86.30 Million $1.71 Million ▼ -0.3%
2018 0.98x $63.19 Million $64.25 Million $1.06 Million ▲ +2.7%
2017 0.96x $53.55 Million $55.94 Million $2.38 Million ▲ +3.5%
2016 0.93x $39.71 Million $42.93 Million $3.22 Million ▼ -1.2%
2015 0.94x $28.38 Million $30.31 Million $1.92 Million ▲ +9.5%
2014 0.86x $23.32 Million $27.26 Million $3.94 Million ▼ -7.2%
2013 0.92x $30.16 Million $32.70 Million $2.54 Million ▼ -2.0%
2012 0.94x $16.79 Million $17.85 Million $1.05 Million ▼ -1.6%
2011 0.96x $21.49 Million $22.46 Million $975.00K ▲ +10.6%
2010 0.87x $19.00 Million $21.95 Million $2.96 Million ▲ +54.2%
2009 0.56x $4.38 Million $7.80 Million $3.42 Million ▼ -26.0%
2008 0.76x $9.91 Million $13.07 Million $3.16 Million ▲ +6.3%
2007 0.71x $11.30 Million $15.85 Million $4.54 Million ▼ -9.6%
2006 0.79x $17.60 Million $22.30 Million $4.70 Million ▲ +1.8%
2005 0.78x $11.24 Million $14.50 Million $3.26 Million ▲ +42.3%
2004 0.54x $8.00 Million $14.69 Million $6.69 Million ▼ -35.3%
2003 0.84x $11.77 Million $13.98 Million $2.21 Million ▼ -3.5%
2002 0.87x $15.36 Million $17.61 Million $2.25 Million ▲ +24.4%
2001 0.70x $7.09 Million $10.11 Million $3.02 Million ▲ +0.4%
2000 0.70x $6.84 Million $9.78 Million $2.94 Million ▼ -21.2%
1999 0.89x $7.10 Million $8.00 Million $900.00K ▲ +9.7%
1998 0.81x $6.29 Million $7.78 Million $1.49 Million ▼ -6.7%
1997 0.87x $4.50 Million $5.18 Million $689.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).