TrustCo Bank Corp NY (NASDAQ:TRST) — Stock Price
TrustCo Bank Corp NY (NASDAQ:TRST) is currently trading at $54.67 USD, down 0.76% today. Over the past 52 weeks, shares have ranged between $34.65 and $57.78. This page tracks TrustCo Bank Corp NY's live share price on the NASDAQ exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see TRST market cap overview.
TrustCo Bank Corp NY (TRST) Stock Price Chart — Daily History & Trading Volume
The chart below tracks TrustCo Bank Corp NY's daily closing share price and trading volume on the NASDAQ exchange over the past year, giving a clear view of recent price momentum and liquidity.
TrustCo Bank Corp NY Income Statement — Revenue, Profit & Earnings by Year
TrustCo Bank Corp NY's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $278.33 Million | $263.15 Million | $244.52 Million | $205.86 Million | $185.92 Million |
| Cost of Revenue | $91.64 Million | $93.38 Million | $55.61 Million | $6.13 Million | $2.12 Million |
| Gross Profit | $186.72 Million | $169.77 Million | $188.91 Million | $199.74 Million | $183.79 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $63.70 Million | $52.27 Million | $55.54 Million | $49.06 Million | $51.73 Million |
| Total Operating Expenses | $105.50 Million | $105.73 Million | $111.30 Million | $100.32 Million | $101.66 Million |
| Operating Income | $81.21 Million | $64.05 Million | $77.61 Million | $99.42 Million | $82.13 Million |
| EBITDA | $89.75 Million | $75.48 Million | $88.40 Million | $109.97 Million | $92.72 Million |
| EBIT | $81.21 Million | $64.05 Million | $77.61 Million | $99.42 Million | $82.13 Million |
| Interest Expense | $90.44 Million | $91.38 Million | $54.36 Million | $6.47 Million | $7.57 Million |
| Income Before Tax | $80.81 Million | $64.05 Million | $77.61 Million | $99.42 Million | $82.13 Million |
| Income Tax Expense | $19.68 Million | $15.21 Million | $18.97 Million | $24.18 Million | $20.61 Million |
| Net Income | $61.14 Million | $48.83 Million | $58.65 Million | $75.23 Million | $61.52 Million |
TrustCo Bank Corp NY Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes TrustCo Bank Corp NY's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $6.44 Billion | $6.24 Billion | $6.17 Billion | $6.00 Billion | $6.20 Billion |
| Total Current Assets | $293.47 Million | $344.52 Million | $501.56 Million | $524.94 Million | $456.07 Million |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $242.90 Million | $297.16 Million | $452.29 Million | $481.51 Million | $407.71 Million |
| Net Receivables | $13.83 Million | — | — | $4.69 Billion | — |
| Inventory | — | — | — | $2.06 Million | $362.00K |
| Property, Plant & Equipment | — | — | — | $32.56 Million | $81.12 Million |
| Goodwill | — | — | — | — | — |
| Total Liabilities | $5.75 Billion | $5.56 Billion | $5.52 Billion | $5.40 Billion | $5.60 Billion |
| Total Current Liabilities | $5.68 Billion | $5.48 Billion | $5.44 Billion | $5.47 Billion | $5.54 Billion |
| Long-term Debt | — | — | — | — | — |
| Net Debt | $105.88 Million | $77.58 Million | $84.19 Million | $250.95 Million | $249.05 Million |
| Total Stockholder Equity | $686.59 Million | $676.34 Million | $645.28 Million | $599.99 Million | $601.13 Million |
| Retained Earnings | $480.00 Million | $446.50 Million | $425.07 Million | $393.83 Million | $349.06 Million |
TrustCo Bank Corp NY Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how TrustCo Bank Corp NY generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $57.60 Million | $59.44 Million | $64.13 Million | $78.63 Million | $55.37 Million |
| Capital Expenditures | $11.87 Million | $4.88 Million | $5.67 Million | $3.79 Million | $2.84 Million |
| Free Cash Flow | $45.74 Million | $54.56 Million | $58.46 Million | $74.84 Million | $52.52 Million |
| Investing Cash Flow | $-104.67 Million | $-3.75 Million | $-233.59 Million | $-416.63 Million | $-175.26 Million |
| Financing Cash Flow | $135.69 Million | $8.12 Million | $96.87 Million | $-230.87 Million | $232.26 Million |
| Dividends Paid | $27.62 Million | $27.41 Million | $27.39 Million | $26.99 Million | $26.28 Million |
| Stock-Based Compensation | $1.27 Million | $720.00K | $103.00K | $2.90 Million | $-1.37 Million |
| Depreciation | $11.46 Million | $11.44 Million | $10.79 Million | $10.55 Million | $10.60 Million |
| Change in Cash | $88.61 Million | $63.81 Million | $-72.59 Million | $-568.87 Million | $112.37 Million |
TrustCo Bank Corp NY Earnings History — EPS Actual vs. Analyst Estimates
Track TrustCo Bank Corp NY's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Jan 22, 2026 | 0.85 | — | — |
| Oct 20, 2025 | 0.86 | 0.73 | +18.44% |
| Jul 21, 2025 | 0.79 | 0.69 | +14.49% |
| Apr 21, 2025 | 0.75 | 0.65 | +15.32% |
| Jan 21, 2025 | 0.59 | 0.64 | -7.81% |
| Oct 21, 2024 | 0.68 | 0.57 | +19.30% |
| Jul 22, 2024 | 0.66 | 0.53 | +24.53% |
| Apr 22, 2024 | 0.64 | 0.60 | +6.67% |