Ally Financial Inc Asset Resilience Ratio
Ally Financial Inc asset resilience ratio. Ally Financial Inc (ALLY) has an Asset Resilience Ratio of 9.90% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Ally Financial Inc (ALLY) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Ally Financial Inc (2000–2024)
Asset resilience ratio of Ally Financial Inc from 2000 to 2024. This chart shows how Ally Financial Inc's Asset Resilience Ratio has changed over time. Read Ally Financial Inc (ALLY) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Ally Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ALLY total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $18.98 Billion | 9.9% |
| Total Liquid Assets | $18.98 Billion | 9.90% |
Asset Resilience Insights
- Limited Liquidity: Ally Financial Inc maintains only 9.90% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Ally Financial Inc Industry Peers by Asset Resilience Ratio
Compare Ally Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Krungthai Card PCL
BK:KTC |
Credit Services | 92.33% |
|
Mastercard Inc
NYSE:MA |
Credit Services | 0.60% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Best SA
WAR:BST |
Credit Services | 3.86% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Litigation Capital Management Limited
LSE:LIT |
Credit Services | 78.61% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
Ally Financial Inc Asset Resilience Ratio by Year (2000–2024)
Ally Financial Inc asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for Ally Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 9.91% | $19.01 Billion | $191.84 Billion | -0.13pp |
| 2023-12-31 | 10.04% | $19.71 Billion | $196.33 Billion | -3.32pp |
| 2022-12-31 | 13.37% | $25.64 Billion | $191.83 Billion | -4.94pp |
| 2021-12-31 | 18.31% | $33.38 Billion | $182.35 Billion | +2.01pp |
| 2020-12-31 | 16.30% | $29.68 Billion | $182.16 Billion | +0.58pp |
| 2019-12-31 | 15.71% | $28.38 Billion | $180.64 Billion | +6.71pp |
| 2018-12-31 | 9.00% | $16.10 Billion | $178.87 Billion | +0.33pp |
| 2017-12-31 | 8.68% | $14.50 Billion | $167.15 Billion | +0.10pp |
| 2016-12-31 | 8.58% | $14.04 Billion | $163.73 Billion | -0.66pp |
| 2015-12-31 | 9.24% | $14.65 Billion | $158.58 Billion | -1.40pp |
| 2014-12-31 | 10.64% | $16.14 Billion | $151.63 Billion | -0.66pp |
| 2013-12-31 | 11.30% | $17.08 Billion | $151.17 Billion | +3.53pp |
| 2012-12-31 | 7.77% | $14.18 Billion | $182.39 Billion | +7.44pp |
| 2011-12-31 | 0.34% | $622.00 Million | $184.06 Billion | +0.20pp |
| 2010-12-31 | 0.14% | $240.00 Million | $172.01 Billion | -13.97pp |
| 2009-12-31 | 14.11% | $24.31 Billion | $172.31 Billion | +10.18pp |
| 2008-12-31 | 3.93% | $7.44 Billion | $189.48 Billion | -2.80pp |
| 2007-12-31 | 6.72% | $16.74 Billion | $248.94 Billion | +3.34pp |
| 2006-12-31 | 3.38% | $9.72 Billion | $287.44 Billion | +1.05pp |
| 2005-12-31 | 2.34% | $7.49 Billion | $320.56 Billion | +0.17pp |
| 2004-12-31 | 2.16% | $7.01 Billion | $324.14 Billion | -2.42pp |
| 2003-12-31 | 4.58% | $13.20 Billion | $288.16 Billion | -1.83pp |
| 2002-12-31 | 6.41% | $14.61 Billion | $227.73 Billion | +4.07pp |
| 2001-12-31 | 2.35% | $4.53 Billion | $192.72 Billion | -0.07pp |
| 2000-12-31 | 2.42% | $4.08 Billion | $168.47 Billion | -- |
About Ally Financial Inc
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contract… Read more