Ally Financial Inc - Asset Resilience Ratio
Ally Financial Inc (ALLY) has an Asset Resilience Ratio of 9.90% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ALLY liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Ally Financial Inc's Asset Resilience Ratio has changed over time. See shareholders equity of Ally Financial Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Ally Financial Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ally Financial Inc (ALLY) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $18.98 Billion | 9.9% |
| Total Liquid Assets | $18.98 Billion | 9.90% |
Asset Resilience Insights
- Limited Liquidity: Ally Financial Inc maintains only 9.90% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Ally Financial Inc Industry Peers by Asset Resilience Ratio
Compare Ally Financial Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Western Union Co
NYSE:WU |
Credit Services | 30.80% |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS |
Credit Services | 4.75% |
|
Muthoot Microfin Limited
NSE:MUTHOOTMF |
Credit Services | 4.11% |
|
PTC India Financial Services Limited
NSE:PFS |
Credit Services | 16.15% |
|
Arman Financial Services Limited
NSE:ARMANFIN |
Credit Services | 35.70% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
Annual Asset Resilience Ratio for Ally Financial Inc (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Ally Financial Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 9.91% | $19.01 Billion | $191.84 Billion | -0.13pp |
| 2023-12-31 | 10.04% | $19.71 Billion | $196.33 Billion | -3.32pp |
| 2022-12-31 | 13.37% | $25.64 Billion | $191.83 Billion | -4.94pp |
| 2021-12-31 | 18.31% | $33.38 Billion | $182.35 Billion | +2.01pp |
| 2020-12-31 | 16.30% | $29.68 Billion | $182.16 Billion | +0.58pp |
| 2019-12-31 | 15.71% | $28.38 Billion | $180.64 Billion | +6.71pp |
| 2018-12-31 | 9.00% | $16.10 Billion | $178.87 Billion | +0.33pp |
| 2017-12-31 | 8.68% | $14.50 Billion | $167.15 Billion | +0.10pp |
| 2016-12-31 | 8.58% | $14.04 Billion | $163.73 Billion | -0.66pp |
| 2015-12-31 | 9.24% | $14.65 Billion | $158.58 Billion | -1.40pp |
| 2014-12-31 | 10.64% | $16.14 Billion | $151.63 Billion | -0.66pp |
| 2013-12-31 | 11.30% | $17.08 Billion | $151.17 Billion | +3.53pp |
| 2012-12-31 | 7.77% | $14.18 Billion | $182.39 Billion | +7.44pp |
| 2011-12-31 | 0.34% | $622.00 Million | $184.06 Billion | +0.20pp |
| 2010-12-31 | 0.14% | $240.00 Million | $172.01 Billion | -13.97pp |
| 2009-12-31 | 14.11% | $24.31 Billion | $172.31 Billion | +10.18pp |
| 2008-12-31 | 3.93% | $7.44 Billion | $189.48 Billion | -2.80pp |
| 2007-12-31 | 6.72% | $16.74 Billion | $248.94 Billion | +3.34pp |
| 2006-12-31 | 3.38% | $9.72 Billion | $287.44 Billion | +1.05pp |
| 2005-12-31 | 2.34% | $7.49 Billion | $320.56 Billion | +0.17pp |
| 2004-12-31 | 2.16% | $7.01 Billion | $324.14 Billion | -2.42pp |
| 2003-12-31 | 4.58% | $13.20 Billion | $288.16 Billion | -1.83pp |
| 2002-12-31 | 6.41% | $14.61 Billion | $227.73 Billion | +4.07pp |
| 2001-12-31 | 2.35% | $4.53 Billion | $192.72 Billion | -0.07pp |
| 2000-12-31 | 2.42% | $4.08 Billion | $168.47 Billion | -- |
About Ally Financial Inc
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contract… Read more