Ally Financial Inc (ALLY) — Financial Flexibility Index
Ally Financial Inc (ALLY) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $2.69 Billion (operating CF $1.20 Billion minus capex $1.48 Billion) represents 0% of total liabilities ($176.59 Billion). Also explore Ally Financial Inc equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ally Financial Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Ally Financial Inc across 26 annual periods. Check asset allocation strategy of Ally Financial Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Ally Financial Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Ally Financial Inc. For the full company profile including market capitalisation, see Ally Financial Inc (ALLY) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $7.99 Billion | $4.53 Billion | $177.93 Billion | ▲ +12.1% |
| 2023 | 0.04x | $7.32 Billion | $4.56 Billion | $182.63 Billion | ▼ -26.7% |
| 2022 | 0.05x | $9.78 Billion | $6.25 Billion | $178.97 Billion | ▼ -1.4% |
| 2021 | 0.06x | $9.16 Billion | $4.04 Billion | $165.30 Billion | ▲ +15.2% |
| 2020 | 0.05x | $8.06 Billion | $3.74 Billion | $167.46 Billion | ▼ -0.9% |
| 2019 | 0.05x | $8.07 Billion | $4.05 Billion | $166.23 Billion | ▲ +2.3% |
| 2018 | 0.05x | $7.86 Billion | $4.15 Billion | $165.60 Billion | ▼ -10.3% |
| 2017 | 0.05x | $8.13 Billion | $4.08 Billion | $153.65 Billion | ▲ +1.5% |
| 2016 | 0.05x | $7.84 Billion | $4.57 Billion | $150.41 Billion | ▼ -22.8% |
| 2015 | 0.07x | $9.80 Billion | $5.11 Billion | $145.14 Billion | ▼ -30.8% |
| 2014 | 0.10x | $13.29 Billion | $3.40 Billion | $136.23 Billion | ▼ -3.1% |
| 2013 | 0.10x | $13.79 Billion | $4.59 Billion | $136.96 Billion | ▲ +55.7% |
| 2012 | 0.06x | $10.50 Billion | $3.05 Billion | $162.36 Billion | ▼ -11.4% |
| 2011 | 0.07x | $12.02 Billion | $5.49 Billion | $164.78 Billion | ▼ -27.1% |
| 2010 | 0.10x | $15.16 Billion | $11.61 Billion | $151.52 Billion | ▲ +444.4% |
| 2009 | -0.03x | $-4.40 Billion | $-5.13 Billion | $151.47 Billion | ▼ -119.8% |
| 2008 | 0.15x | $24.64 Billion | $14.10 Billion | $167.62 Billion | ▲ +83.2% |
| 2007 | 0.08x | $18.73 Billion | $1.46 Billion | $233.37 Billion | ▲ +516.1% |
| 2006 | 0.01x | $3.56 Billion | $-14.69 Billion | $273.07 Billion | ▲ +153.1% |
| 2005 | -0.02x | $-7.34 Billion | $-23.10 Billion | $298.87 Billion | ▼ -131.1% |
| 2004 | 0.08x | $23.84 Billion | $9.46 Billion | $301.72 Billion | ▲ +28.5% |
| 2003 | 0.06x | $16.48 Billion | $4.72 Billion | $267.93 Billion | ▼ -46.3% |
| 2002 | 0.11x | $24.02 Billion | $7.40 Billion | $209.90 Billion | ▲ +22.5% |
| 2001 | 0.09x | $16.50 Billion | $3.67 Billion | $176.59 Billion | ▼ -43.0% |
| 2000 | 0.16x | $25.33 Billion | $10.15 Billion | $154.43 Billion | ▲ +121.2% |
| 1999 | 0.07x | $10.21 Billion | $10.21 Billion | $137.67 Billion | — |