Ally Financial Inc (ALLY) — Financial Flexibility Index
Ally Financial Inc (ALLY) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $2.69 Billion (operating CF $1.20 Billion minus capex $1.48 Billion) represents 0% of total liabilities ($176.59 Billion). Check Ally Financial Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ally Financial Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Ally Financial Inc across 26 annual periods. See Ally Financial Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Ally Financial Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Ally Financial Inc. For the full company profile including market capitalisation, see market value of Ally Financial Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $7.99 Billion | $4.53 Billion | $177.93 Billion | ▲ +12.1% |
| 2023 | 0.04x | $7.32 Billion | $4.56 Billion | $182.63 Billion | ▼ -26.7% |
| 2022 | 0.05x | $9.78 Billion | $6.25 Billion | $178.97 Billion | ▼ -1.4% |
| 2021 | 0.06x | $9.16 Billion | $4.04 Billion | $165.30 Billion | ▲ +15.2% |
| 2020 | 0.05x | $8.06 Billion | $3.74 Billion | $167.46 Billion | ▼ -0.9% |
| 2019 | 0.05x | $8.07 Billion | $4.05 Billion | $166.23 Billion | ▲ +2.3% |
| 2018 | 0.05x | $7.86 Billion | $4.15 Billion | $165.60 Billion | ▼ -10.3% |
| 2017 | 0.05x | $8.13 Billion | $4.08 Billion | $153.65 Billion | ▲ +1.5% |
| 2016 | 0.05x | $7.84 Billion | $4.57 Billion | $150.41 Billion | ▼ -22.8% |
| 2015 | 0.07x | $9.80 Billion | $5.11 Billion | $145.14 Billion | ▼ -30.8% |
| 2014 | 0.10x | $13.29 Billion | $3.40 Billion | $136.23 Billion | ▼ -3.1% |
| 2013 | 0.10x | $13.79 Billion | $4.59 Billion | $136.96 Billion | ▲ +55.7% |
| 2012 | 0.06x | $10.50 Billion | $3.05 Billion | $162.36 Billion | ▼ -11.4% |
| 2011 | 0.07x | $12.02 Billion | $5.49 Billion | $164.78 Billion | ▼ -27.1% |
| 2010 | 0.10x | $15.16 Billion | $11.61 Billion | $151.52 Billion | ▲ +444.4% |
| 2009 | -0.03x | $-4.40 Billion | $-5.13 Billion | $151.47 Billion | ▼ -119.8% |
| 2008 | 0.15x | $24.64 Billion | $14.10 Billion | $167.62 Billion | ▲ +83.2% |
| 2007 | 0.08x | $18.73 Billion | $1.46 Billion | $233.37 Billion | ▲ +516.1% |
| 2006 | 0.01x | $3.56 Billion | $-14.69 Billion | $273.07 Billion | ▲ +153.1% |
| 2005 | -0.02x | $-7.34 Billion | $-23.10 Billion | $298.87 Billion | ▼ -131.1% |
| 2004 | 0.08x | $23.84 Billion | $9.46 Billion | $301.72 Billion | ▲ +28.5% |
| 2003 | 0.06x | $16.48 Billion | $4.72 Billion | $267.93 Billion | ▼ -46.3% |
| 2002 | 0.11x | $24.02 Billion | $7.40 Billion | $209.90 Billion | ▲ +22.5% |
| 2001 | 0.09x | $16.50 Billion | $3.67 Billion | $176.59 Billion | ▼ -43.0% |
| 2000 | 0.16x | $25.33 Billion | $10.15 Billion | $154.43 Billion | ▲ +121.2% |
| 1999 | 0.07x | $10.21 Billion | $10.21 Billion | $137.67 Billion | — |