Ally Financial Inc (ALLY) — Financial Flexibility Index
Ally Financial Inc (ALLY) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $2.69 Billion (operating CF $1.20 Billion minus capex $1.48 Billion) represents 0% of total liabilities ($176.59 Billion). Check Ally Financial Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Ally Financial Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Ally Financial Inc across 26 annual periods. For the full cash flow conversion analysis, see ALLY cash generation efficiency.
Annual Financial Flexibility Index for Ally Financial Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Ally Financial Inc. Explore Ally Financial Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $7.99 Billion | $4.53 Billion | $177.93 Billion | ▲ +12.1% |
| 2023 | 0.04x | $7.32 Billion | $4.56 Billion | $182.63 Billion | ▼ -26.7% |
| 2022 | 0.05x | $9.78 Billion | $6.25 Billion | $178.97 Billion | ▼ -1.4% |
| 2021 | 0.06x | $9.16 Billion | $4.04 Billion | $165.30 Billion | ▲ +15.2% |
| 2020 | 0.05x | $8.06 Billion | $3.74 Billion | $167.46 Billion | ▼ -0.9% |
| 2019 | 0.05x | $8.07 Billion | $4.05 Billion | $166.23 Billion | ▲ +2.3% |
| 2018 | 0.05x | $7.86 Billion | $4.15 Billion | $165.60 Billion | ▼ -10.3% |
| 2017 | 0.05x | $8.13 Billion | $4.08 Billion | $153.65 Billion | ▲ +1.5% |
| 2016 | 0.05x | $7.84 Billion | $4.57 Billion | $150.41 Billion | ▼ -22.8% |
| 2015 | 0.07x | $9.80 Billion | $5.11 Billion | $145.14 Billion | ▼ -30.8% |
| 2014 | 0.10x | $13.29 Billion | $3.40 Billion | $136.23 Billion | ▼ -3.1% |
| 2013 | 0.10x | $13.79 Billion | $4.59 Billion | $136.96 Billion | ▲ +55.7% |
| 2012 | 0.06x | $10.50 Billion | $3.05 Billion | $162.36 Billion | ▼ -11.4% |
| 2011 | 0.07x | $12.02 Billion | $5.49 Billion | $164.78 Billion | ▼ -27.1% |
| 2010 | 0.10x | $15.16 Billion | $11.61 Billion | $151.52 Billion | ▲ +444.4% |
| 2009 | -0.03x | $-4.40 Billion | $-5.13 Billion | $151.47 Billion | ▼ -119.8% |
| 2008 | 0.15x | $24.64 Billion | $14.10 Billion | $167.62 Billion | ▲ +83.2% |
| 2007 | 0.08x | $18.73 Billion | $1.46 Billion | $233.37 Billion | ▲ +516.1% |
| 2006 | 0.01x | $3.56 Billion | $-14.69 Billion | $273.07 Billion | ▲ +153.1% |
| 2005 | -0.02x | $-7.34 Billion | $-23.10 Billion | $298.87 Billion | ▼ -131.1% |
| 2004 | 0.08x | $23.84 Billion | $9.46 Billion | $301.72 Billion | ▲ +28.5% |
| 2003 | 0.06x | $16.48 Billion | $4.72 Billion | $267.93 Billion | ▼ -46.3% |
| 2002 | 0.11x | $24.02 Billion | $7.40 Billion | $209.90 Billion | ▲ +22.5% |
| 2001 | 0.09x | $16.50 Billion | $3.67 Billion | $176.59 Billion | ▼ -43.0% |
| 2000 | 0.16x | $25.33 Billion | $10.15 Billion | $154.43 Billion | ▲ +121.2% |
| 1999 | 0.07x | $10.21 Billion | $10.21 Billion | $137.67 Billion | — |