Ally Financial Inc Financial Flexibility Index
Ally Financial Inc financial flexibility index. Ally Financial Inc (ALLY) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of $2.69 Billion (operating CF $1.20 Billion minus capex $1.48 Billion) represents 0% of total liabilities ($176.59 Billion). Explore Ally Financial Inc capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Ally Financial Inc (1999–2024)
Financial flexibility index of Ally Financial Inc from 1999 to 2024. Historical Financial Flexibility Index trend for Ally Financial Inc across 26 annual periods. Check Ally Financial Inc (ALLY) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Ally Financial Inc Financial Flexibility Index by Year (1999–2024)
Ally Financial Inc financial flexibility index by year from 1999 to 2024. Year-by-year free cash flow to debt coverage for Ally Financial Inc. For the full cash flow conversion analysis, see Ally Financial Inc cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.04x | $7.99 Billion | $4.53 Billion | $177.93 Billion | ▲ +12.1% |
| 2023 | 0.04x | $7.32 Billion | $4.56 Billion | $182.63 Billion | ▼ -26.7% |
| 2022 | 0.05x | $9.78 Billion | $6.25 Billion | $178.97 Billion | ▼ -1.4% |
| 2021 | 0.06x | $9.16 Billion | $4.04 Billion | $165.30 Billion | ▲ +15.2% |
| 2020 | 0.05x | $8.06 Billion | $3.74 Billion | $167.46 Billion | ▼ -0.9% |
| 2019 | 0.05x | $8.07 Billion | $4.05 Billion | $166.23 Billion | ▲ +2.3% |
| 2018 | 0.05x | $7.86 Billion | $4.15 Billion | $165.60 Billion | ▼ -10.3% |
| 2017 | 0.05x | $8.13 Billion | $4.08 Billion | $153.65 Billion | ▲ +1.5% |
| 2016 | 0.05x | $7.84 Billion | $4.57 Billion | $150.41 Billion | ▼ -22.8% |
| 2015 | 0.07x | $9.80 Billion | $5.11 Billion | $145.14 Billion | ▼ -30.8% |
| 2014 | 0.10x | $13.29 Billion | $3.40 Billion | $136.23 Billion | ▼ -3.1% |
| 2013 | 0.10x | $13.79 Billion | $4.59 Billion | $136.96 Billion | ▲ +55.7% |
| 2012 | 0.06x | $10.50 Billion | $3.05 Billion | $162.36 Billion | ▼ -11.4% |
| 2011 | 0.07x | $12.02 Billion | $5.49 Billion | $164.78 Billion | ▼ -27.1% |
| 2010 | 0.10x | $15.16 Billion | $11.61 Billion | $151.52 Billion | ▲ +444.4% |
| 2009 | -0.03x | $-4.40 Billion | $-5.13 Billion | $151.47 Billion | ▼ -119.8% |
| 2008 | 0.15x | $24.64 Billion | $14.10 Billion | $167.62 Billion | ▲ +83.2% |
| 2007 | 0.08x | $18.73 Billion | $1.46 Billion | $233.37 Billion | ▲ +516.1% |
| 2006 | 0.01x | $3.56 Billion | $-14.69 Billion | $273.07 Billion | ▲ +153.1% |
| 2005 | -0.02x | $-7.34 Billion | $-23.10 Billion | $298.87 Billion | ▼ -131.1% |
| 2004 | 0.08x | $23.84 Billion | $9.46 Billion | $301.72 Billion | ▲ +28.5% |
| 2003 | 0.06x | $16.48 Billion | $4.72 Billion | $267.93 Billion | ▼ -46.3% |
| 2002 | 0.11x | $24.02 Billion | $7.40 Billion | $209.90 Billion | ▲ +22.5% |
| 2001 | 0.09x | $16.50 Billion | $3.67 Billion | $176.59 Billion | ▼ -43.0% |
| 2000 | 0.16x | $25.33 Billion | $10.15 Billion | $154.43 Billion | ▲ +121.2% |
| 1999 | 0.07x | $10.21 Billion | $10.21 Billion | $137.67 Billion | — |