Ally Financial Inc (ALLY) — Cash Flow Reinvestment Rate
Ally Financial Inc (ALLY) has a Cash Flow Reinvestment Rate of 3.22x as of September 2025, reinvesting $3.87 Billion (capex $1.48 Billion plus investments $-2.38 Billion) from operating cash flow of $1.20 Billion. See Ally Financial Inc (ALLY) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Ally Financial Inc Cash Flow Reinvestment Rate (1998–2024)
Historical reinvestment intensity for Ally Financial Inc across 24 annual periods. For the full cash flow conversion analysis, see Ally Financial Inc (ALLY) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for Ally Financial Inc (1998–2024)
Year-by-year capital reinvestment analysis for Ally Financial Inc. See Ally Financial Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.87x | $8.45 Billion | $4.53 Billion | $3.46 Billion | ▼ -15.3% |
| 2023 | 2.20x | $10.05 Billion | $4.56 Billion | $2.76 Billion | ▲ +13.2% |
| 2022 | 1.95x | $12.16 Billion | $6.25 Billion | $3.53 Billion | ▼ -52.3% |
| 2021 | 4.08x | $16.51 Billion | $4.04 Billion | $5.12 Billion | ▲ +61.7% |
| 2020 | 2.53x | $9.44 Billion | $3.74 Billion | $4.32 Billion | ▼ -3.5% |
| 2019 | 2.62x | $10.60 Billion | $4.05 Billion | $4.02 Billion | ▼ -19.8% |
| 2018 | 3.26x | $13.54 Billion | $4.15 Billion | $3.71 Billion | ▲ +3.8% |
| 2017 | 3.14x | $12.82 Billion | $4.08 Billion | $4.05 Billion | ▲ +155.8% |
| 2016 | 1.23x | $5.61 Billion | $4.57 Billion | $3.27 Billion | ▼ -61.8% |
| 2015 | 3.22x | $16.45 Billion | $5.11 Billion | $4.68 Billion | ▲ +1.3% |
| 2014 | 3.18x | $10.82 Billion | $3.40 Billion | $9.88 Billion | ▼ -1.6% |
| 2013 | 3.23x | $14.84 Billion | $4.59 Billion | $9.20 Billion | ▼ -40.3% |
| 2012 | 5.41x | $16.54 Billion | $3.05 Billion | $7.44 Billion | ▲ +355.6% |
| 2011 | 1.19x | $6.53 Billion | $5.49 Billion | $6.53 Billion | ▲ +288.5% |
| 2010 | 0.31x | $3.55 Billion | $11.61 Billion | $3.55 Billion | ▼ -59.1% |
| 2008 | 0.75x | $10.54 Billion | $14.10 Billion | $10.54 Billion | ▼ -93.7% |
| 2007 | 11.83x | $17.27 Billion | $1.46 Billion | $17.27 Billion | ▲ +678.3% |
| 2004 | 1.52x | $14.38 Billion | $9.46 Billion | $14.38 Billion | ▼ -39.0% |
| 2003 | 2.49x | $11.76 Billion | $4.72 Billion | $11.76 Billion | ▲ +10.9% |
| 2002 | 2.25x | $16.62 Billion | $7.40 Billion | $16.62 Billion | ▼ -35.7% |
| 2001 | 3.49x | $12.83 Billion | $3.67 Billion | $12.83 Billion | ▲ +133.7% |
| 2000 | 1.49x | $15.17 Billion | $10.15 Billion | $15.17 Billion | — |
| 1999 | 0.00x | $0.00 | $10.21 Billion | $0.00 | — |
| 1998 | 0.00x | $0.00 | $3.95 Billion | $0.00 | — |