Ally Financial Inc (ALLY) — Cash Flow Reinvestment Rate
Ally Financial Inc (ALLY) has a Cash Flow Reinvestment Rate of 3.22x as of September 2025, reinvesting $3.87 Billion (capex $1.48 Billion plus investments $-2.38 Billion) from operating cash flow of $1.20 Billion. Explore Ally Financial Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Ally Financial Inc Cash Flow Reinvestment Rate (1998–2024)
Historical reinvestment intensity for Ally Financial Inc across 24 annual periods. Also explore ALLY total asset value for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Ally Financial Inc (1998–2024)
Year-by-year capital reinvestment analysis for Ally Financial Inc. For live market cap and broader valuation context, see market cap of Ally Financial Inc.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.87x | $8.45 Billion | $4.53 Billion | $3.46 Billion | ▼ -15.3% |
| 2023 | 2.20x | $10.05 Billion | $4.56 Billion | $2.76 Billion | ▲ +13.2% |
| 2022 | 1.95x | $12.16 Billion | $6.25 Billion | $3.53 Billion | ▼ -52.3% |
| 2021 | 4.08x | $16.51 Billion | $4.04 Billion | $5.12 Billion | ▲ +61.7% |
| 2020 | 2.53x | $9.44 Billion | $3.74 Billion | $4.32 Billion | ▼ -3.5% |
| 2019 | 2.62x | $10.60 Billion | $4.05 Billion | $4.02 Billion | ▼ -19.8% |
| 2018 | 3.26x | $13.54 Billion | $4.15 Billion | $3.71 Billion | ▲ +3.8% |
| 2017 | 3.14x | $12.82 Billion | $4.08 Billion | $4.05 Billion | ▲ +155.8% |
| 2016 | 1.23x | $5.61 Billion | $4.57 Billion | $3.27 Billion | ▼ -61.8% |
| 2015 | 3.22x | $16.45 Billion | $5.11 Billion | $4.68 Billion | ▲ +1.3% |
| 2014 | 3.18x | $10.82 Billion | $3.40 Billion | $9.88 Billion | ▼ -1.6% |
| 2013 | 3.23x | $14.84 Billion | $4.59 Billion | $9.20 Billion | ▼ -40.3% |
| 2012 | 5.41x | $16.54 Billion | $3.05 Billion | $7.44 Billion | ▲ +355.6% |
| 2011 | 1.19x | $6.53 Billion | $5.49 Billion | $6.53 Billion | ▲ +288.5% |
| 2010 | 0.31x | $3.55 Billion | $11.61 Billion | $3.55 Billion | ▼ -59.1% |
| 2008 | 0.75x | $10.54 Billion | $14.10 Billion | $10.54 Billion | ▼ -93.7% |
| 2007 | 11.83x | $17.27 Billion | $1.46 Billion | $17.27 Billion | ▲ +678.3% |
| 2004 | 1.52x | $14.38 Billion | $9.46 Billion | $14.38 Billion | ▼ -39.0% |
| 2003 | 2.49x | $11.76 Billion | $4.72 Billion | $11.76 Billion | ▲ +10.9% |
| 2002 | 2.25x | $16.62 Billion | $7.40 Billion | $16.62 Billion | ▼ -35.7% |
| 2001 | 3.49x | $12.83 Billion | $3.67 Billion | $12.83 Billion | ▲ +133.7% |
| 2000 | 1.49x | $15.17 Billion | $10.15 Billion | $15.17 Billion | — |
| 1999 | 0.00x | $0.00 | $10.21 Billion | $0.00 | — |
| 1998 | 0.00x | $0.00 | $3.95 Billion | $0.00 | — |