Ally Financial Inc (ALLY) — Cash Flow Reinvestment Rate
Ally Financial Inc (ALLY) has a Cash Flow Reinvestment Rate of 3.22x as of September 2025, reinvesting $3.87 Billion (capex $1.48 Billion plus investments $-2.38 Billion) from operating cash flow of $1.20 Billion. Check Ally Financial Inc (ALLY) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Ally Financial Inc Cash Flow Reinvestment Rate (1998–2024)
Historical reinvestment intensity for Ally Financial Inc across 24 annual periods. Explore Ally Financial Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Ally Financial Inc (1998–2024)
Year-by-year capital reinvestment analysis for Ally Financial Inc. For live market cap and broader valuation context, see Ally Financial Inc market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.87x | $8.45 Billion | $4.53 Billion | $3.46 Billion | ▼ -15.3% |
| 2023 | 2.20x | $10.05 Billion | $4.56 Billion | $2.76 Billion | ▲ +13.2% |
| 2022 | 1.95x | $12.16 Billion | $6.25 Billion | $3.53 Billion | ▼ -52.3% |
| 2021 | 4.08x | $16.51 Billion | $4.04 Billion | $5.12 Billion | ▲ +61.7% |
| 2020 | 2.53x | $9.44 Billion | $3.74 Billion | $4.32 Billion | ▼ -3.5% |
| 2019 | 2.62x | $10.60 Billion | $4.05 Billion | $4.02 Billion | ▼ -19.8% |
| 2018 | 3.26x | $13.54 Billion | $4.15 Billion | $3.71 Billion | ▲ +3.8% |
| 2017 | 3.14x | $12.82 Billion | $4.08 Billion | $4.05 Billion | ▲ +155.8% |
| 2016 | 1.23x | $5.61 Billion | $4.57 Billion | $3.27 Billion | ▼ -61.8% |
| 2015 | 3.22x | $16.45 Billion | $5.11 Billion | $4.68 Billion | ▲ +1.3% |
| 2014 | 3.18x | $10.82 Billion | $3.40 Billion | $9.88 Billion | ▼ -1.6% |
| 2013 | 3.23x | $14.84 Billion | $4.59 Billion | $9.20 Billion | ▼ -40.3% |
| 2012 | 5.41x | $16.54 Billion | $3.05 Billion | $7.44 Billion | ▲ +355.6% |
| 2011 | 1.19x | $6.53 Billion | $5.49 Billion | $6.53 Billion | ▲ +288.5% |
| 2010 | 0.31x | $3.55 Billion | $11.61 Billion | $3.55 Billion | ▼ -59.1% |
| 2008 | 0.75x | $10.54 Billion | $14.10 Billion | $10.54 Billion | ▼ -93.7% |
| 2007 | 11.83x | $17.27 Billion | $1.46 Billion | $17.27 Billion | ▲ +678.3% |
| 2004 | 1.52x | $14.38 Billion | $9.46 Billion | $14.38 Billion | ▼ -39.0% |
| 2003 | 2.49x | $11.76 Billion | $4.72 Billion | $11.76 Billion | ▲ +10.9% |
| 2002 | 2.25x | $16.62 Billion | $7.40 Billion | $16.62 Billion | ▼ -35.7% |
| 2001 | 3.49x | $12.83 Billion | $3.67 Billion | $12.83 Billion | ▲ +133.7% |
| 2000 | 1.49x | $15.17 Billion | $10.15 Billion | $15.17 Billion | — |
| 1999 | 0.00x | $0.00 | $10.21 Billion | $0.00 | — |
| 1998 | 0.00x | $0.00 | $3.95 Billion | $0.00 | — |