Ally Financial Inc Cash Flow-to-Debt Ratio
Ally Financial Inc cash flow-to-debt ratio. Ally Financial Inc (ALLY) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $1.20 Billion could theoretically repay 0% of its total liabilities ($176.59 Billion) in one year. Check ALLY capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Ally Financial Inc (1999–2024)
Cash flow-to-debt ratio of Ally Financial Inc from 1999 to 2024. Historical debt coverage capacity for Ally Financial Inc across 26 annual periods. Check Ally Financial Inc (ALLY) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Ally Financial Inc Cash Flow-to-Debt Ratio by Year (1999–2024)
Ally Financial Inc cash flow-to-debt ratio by year from 1999 to 2024. Year-by-year debt coverage analysis for Ally Financial Inc. For the full cash flow conversion analysis, see Ally Financial Inc (ALLY) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.03x | $4.53 Billion | $177.93 Billion | ▲ +2.0% |
| 2023 | 0.02x | $4.56 Billion | $182.63 Billion | ▼ -28.5% |
| 2022 | 0.03x | $6.25 Billion | $178.97 Billion | ▲ +42.7% |
| 2021 | 0.02x | $4.04 Billion | $165.30 Billion | ▲ +9.5% |
| 2020 | 0.02x | $3.74 Billion | $167.46 Billion | ▼ -8.4% |
| 2019 | 0.02x | $4.05 Billion | $166.23 Billion | ▼ -2.8% |
| 2018 | 0.03x | $4.15 Billion | $165.60 Billion | ▼ -5.6% |
| 2017 | 0.03x | $4.08 Billion | $153.65 Billion | ▼ -12.6% |
| 2016 | 0.03x | $4.57 Billion | $150.41 Billion | ▼ -13.8% |
| 2015 | 0.04x | $5.11 Billion | $145.14 Billion | ▲ +41.0% |
| 2014 | 0.02x | $3.40 Billion | $136.23 Billion | ▼ -25.5% |
| 2013 | 0.03x | $4.59 Billion | $136.96 Billion | ▲ +78.4% |
| 2012 | 0.02x | $3.05 Billion | $162.36 Billion | ▼ -43.6% |
| 2011 | 0.03x | $5.49 Billion | $164.78 Billion | ▼ -56.5% |
| 2010 | 0.08x | $11.61 Billion | $151.52 Billion | ▲ +326.1% |
| 2009 | -0.03x | $-5.13 Billion | $151.47 Billion | ▼ -140.3% |
| 2008 | 0.08x | $14.10 Billion | $167.62 Billion | ▲ +1244.1% |
| 2007 | 0.01x | $1.46 Billion | $233.37 Billion | ▲ +111.6% |
| 2006 | -0.05x | $-14.69 Billion | $273.07 Billion | ▲ +30.4% |
| 2005 | -0.08x | $-23.10 Billion | $298.87 Billion | ▼ -346.4% |
| 2004 | 0.03x | $9.46 Billion | $301.72 Billion | ▲ +78.0% |
| 2003 | 0.02x | $4.72 Billion | $267.93 Billion | ▼ -50.0% |
| 2002 | 0.04x | $7.40 Billion | $209.90 Billion | ▲ +69.5% |
| 2001 | 0.02x | $3.67 Billion | $176.59 Billion | ▼ -68.4% |
| 2000 | 0.07x | $10.15 Billion | $154.43 Billion | ▼ -11.3% |
| 1999 | 0.07x | $10.21 Billion | $137.67 Billion | — |