Ally Financial Inc (ALLY) - Total Assets
Based on the latest financial reports, Ally Financial Inc (ALLY) holds total assets worth $196.00 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore ALLY operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Ally Financial Inc - Total Assets Trend (1999–2025)
This chart illustrates how Ally Financial Inc's total assets have evolved over time, based on quarterly financial data. See ALLY net assets for net asset value and shareholders' equity analysis.
Ally Financial Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Ally Financial Inc's total assets of $196.00 Billion consist of 75.2% current assets and 24.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.1% |
| Accounts Receivable | $136.81 Billion | 69.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $8.77 Billion | 4.5% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1999–2025)
This chart illustrates how Ally Financial Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Ally Financial Inc (ALLY) total market value.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Ally Financial Inc's current assets represent 75.2% of total assets in 2025, an increase from 75.1% in 1999.
- Cash Position: Cash and equivalents constituted 5.1% of total assets in 2025, up from 0.0% in 1999.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 4.0% in 1999.
- Asset Diversification: The largest asset category is accounts receivable at 69.8% of total assets.
Ally Financial Inc Competitors by Total Assets
Key competitors of Ally Financial Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SLM Corp
NASDAQ:SLM
|
USA | $29.41 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
Oportun Financial Corp
NASDAQ:OPRT
|
USA | $3.17 Billion |
|
Humm Group Ltd
AU:HUM
|
Australia | AU$5.36 Billion |
|
FSA Group Ltd
AU:FSA
|
Australia | AU$1.06 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
EN Shoham Business Ltd
TA:SHOM
|
Israel | ILA1.08 Billion |
|
creditshelf Aktiengesellschaft
F:CSQ
|
Germany | €8.03 Million |
Ally Financial Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.90 | 0.20 | 0.36 |
| Quick Ratio | 0.90 | 0.20 | 0.36 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-16.05 Billion | $-124.05 Billion | $-90.84 Billion |
Ally Financial Inc - Advanced Valuation Insights
This section examines the relationship between Ally Financial Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.96 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 2.2% |
| Total Assets | $196.00 Billion |
| Market Capitalization | $12.59 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Ally Financial Inc's assets below their book value (0.06x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Ally Financial Inc's assets grew by 2.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Ally Financial Inc (1999–2025)
The table below shows the annual total assets of Ally Financial Inc from 1999 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $196.00 Billion | +2.17% |
| 2024-12-31 | $191.84 Billion | -2.29% |
| 2023-12-31 | $196.33 Billion | +2.35% |
| 2022-12-31 | $191.83 Billion | +5.20% |
| 2021-12-31 | $182.35 Billion | +0.10% |
| 2020-12-31 | $182.16 Billion | +0.84% |
| 2019-12-31 | $180.64 Billion | +0.99% |
| 2018-12-31 | $178.87 Billion | +7.01% |
| 2017-12-31 | $167.15 Billion | +2.09% |
| 2016-12-31 | $163.73 Billion | +3.25% |
| 2015-12-31 | $158.58 Billion | +4.58% |
| 2014-12-31 | $151.63 Billion | +0.31% |
| 2013-12-31 | $151.17 Billion | -17.12% |
| 2012-12-31 | $182.39 Billion | -0.91% |
| 2011-12-31 | $184.06 Billion | +7.01% |
| 2010-12-31 | $172.01 Billion | -0.17% |
| 2009-12-31 | $172.31 Billion | -9.06% |
| 2008-12-31 | $189.48 Billion | -23.89% |
| 2007-12-31 | $248.94 Billion | -13.39% |
| 2006-12-31 | $287.44 Billion | -10.33% |
| 2005-12-31 | $320.56 Billion | -1.11% |
| 2004-12-31 | $324.14 Billion | +12.48% |
| 2003-12-31 | $288.16 Billion | +26.54% |
| 2002-12-31 | $227.73 Billion | +18.16% |
| 2001-12-31 | $192.72 Billion | +14.39% |
| 2000-12-31 | $168.47 Billion | +13.23% |
| 1999-12-31 | $148.79 Billion | -- |
About Ally Financial Inc
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contract… Read more