Ally Financial Inc (ALLY) — Cash Flow Quality Index

Latest as of September 2025: 3.02x

Ally Financial Inc (ALLY) has a Cash Flow Quality Index of 3.02x as of September 2025. Operating cash flow of $1.20 Billion exceeds net income of $398.00 Million, indicating high earnings quality where cash backs reported profits. Explore Ally Financial Inc cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

3.02x
Operating CF / Net Income

Operating Cash Flow

$1.20 Billion
USD

Net Income

$398.00 Million
USD

Data as of

Sep 2025
Most recent filing

Ally Financial Inc Cash Flow Quality Index (1998–2024)

Historical Cash Flow Quality Index for Ally Financial Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Ally Financial Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Ally Financial Inc (1998–2024)

Year-by-year earnings quality comparison for Ally Financial Inc. For live market cap and the full company financial profile, see Ally Financial Inc stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 6.78x $4.53 Billion $668.00 Million ▲ +42.4%
2023 4.76x $4.56 Billion $957.00 Million ▲ +30.6%
2022 3.64x $6.25 Billion $1.71 Billion ▲ +175.9%
2021 1.32x $4.04 Billion $3.06 Billion ▼ -61.7%
2020 3.45x $3.74 Billion $1.08 Billion ▲ +45.9%
2019 2.36x $4.05 Billion $1.72 Billion ▼ -28.1%
2018 3.29x $4.15 Billion $1.26 Billion ▼ -25.2%
2017 4.39x $4.08 Billion $929.00 Million ▲ +2.6%
2016 4.28x $4.57 Billion $1.07 Billion ▲ +7.9%
2015 3.97x $5.11 Billion $1.29 Billion ▲ +34.0%
2014 2.96x $3.40 Billion $1.15 Billion ▼ -76.8%
2013 12.73x $4.59 Billion $361.00 Million ▲ +398.5%
2012 2.55x $3.05 Billion $1.20 Billion ▼ -76.4%
2010 10.80x $11.61 Billion $1.07 Billion ▲ +43.1%
2008 7.55x $14.10 Billion $1.87 Billion ▲ +209.1%
2006 -6.91x $-14.69 Billion $2.12 Billion ▲ +31.7%
2005 -10.12x $-23.10 Billion $2.28 Billion ▼ -409.6%
2004 3.27x $9.46 Billion $2.89 Billion ▲ +93.5%
2003 1.69x $4.72 Billion $2.79 Billion ▼ -57.3%
2002 3.96x $7.40 Billion $1.87 Billion ▲ +92.4%
2001 2.06x $3.67 Billion $1.79 Billion ▼ -67.6%
2000 6.34x $10.15 Billion $1.60 Billion ▼ -5.2%
1999 6.68x $10.21 Billion $1.53 Billion ▲ +124.7%
1998 2.98x $3.95 Billion $1.33 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.