Ally Financial Inc (ALLY) — Cash Flow Quality Index
Ally Financial Inc (ALLY) has a Cash Flow Quality Index of 3.02x as of September 2025. Operating cash flow of $1.20 Billion exceeds net income of $398.00 Million, indicating high earnings quality where cash backs reported profits. Explore Ally Financial Inc (ALLY) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ally Financial Inc Cash Flow Quality Index (1998–2024)
Historical Cash Flow Quality Index for Ally Financial Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Ally Financial Inc cash flow conversion.
Annual Cash Flow Quality Index for Ally Financial Inc (1998–2024)
Year-by-year earnings quality comparison for Ally Financial Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 6.78x | $4.53 Billion | $668.00 Million | ▲ +42.4% |
| 2023 | 4.76x | $4.56 Billion | $957.00 Million | ▲ +30.6% |
| 2022 | 3.64x | $6.25 Billion | $1.71 Billion | ▲ +175.9% |
| 2021 | 1.32x | $4.04 Billion | $3.06 Billion | ▼ -61.7% |
| 2020 | 3.45x | $3.74 Billion | $1.08 Billion | ▲ +45.9% |
| 2019 | 2.36x | $4.05 Billion | $1.72 Billion | ▼ -28.1% |
| 2018 | 3.29x | $4.15 Billion | $1.26 Billion | ▼ -25.2% |
| 2017 | 4.39x | $4.08 Billion | $929.00 Million | ▲ +2.6% |
| 2016 | 4.28x | $4.57 Billion | $1.07 Billion | ▲ +7.9% |
| 2015 | 3.97x | $5.11 Billion | $1.29 Billion | ▲ +34.0% |
| 2014 | 2.96x | $3.40 Billion | $1.15 Billion | ▼ -76.8% |
| 2013 | 12.73x | $4.59 Billion | $361.00 Million | ▲ +398.5% |
| 2012 | 2.55x | $3.05 Billion | $1.20 Billion | ▼ -76.4% |
| 2010 | 10.80x | $11.61 Billion | $1.07 Billion | ▲ +43.1% |
| 2008 | 7.55x | $14.10 Billion | $1.87 Billion | ▲ +209.1% |
| 2006 | -6.91x | $-14.69 Billion | $2.12 Billion | ▲ +31.7% |
| 2005 | -10.12x | $-23.10 Billion | $2.28 Billion | ▼ -409.6% |
| 2004 | 3.27x | $9.46 Billion | $2.89 Billion | ▲ +93.5% |
| 2003 | 1.69x | $4.72 Billion | $2.79 Billion | ▼ -57.3% |
| 2002 | 3.96x | $7.40 Billion | $1.87 Billion | ▲ +92.4% |
| 2001 | 2.06x | $3.67 Billion | $1.79 Billion | ▼ -67.6% |
| 2000 | 6.34x | $10.15 Billion | $1.60 Billion | ▼ -5.2% |
| 1999 | 6.68x | $10.21 Billion | $1.53 Billion | ▲ +124.7% |
| 1998 | 2.98x | $3.95 Billion | $1.33 Billion | — |