Ally Financial Inc (ALLY) — Free Cash Flow Generation Index
Ally Financial Inc (ALLY) has a Free Cash Flow Generation Index of -0.23x as of September 2025. Free cash flow of $-282.00 Million represents 0% of operating cash flow ($1.20 Billion). Explore ALLY capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Ally Financial Inc Free Cash Flow Generation Index (1998–2024)
Historical FCF Generation Index trend for Ally Financial Inc across 24 annual periods. For the full cash flow conversion analysis, see Ally Financial Inc (ALLY) cash conversion ratio.
Annual Free Cash Flow Generation for Ally Financial Inc (1998–2024)
Year-by-year Free Cash Flow Generation Index for Ally Financial Inc. Check ALLY cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.24x | $1.07 Billion | $4.53 Billion | $3.46 Billion | ▼ -40.2% |
| 2023 | 0.39x | $1.80 Billion | $4.56 Billion | $2.76 Billion | ▼ -9.2% |
| 2022 | 0.43x | $2.71 Billion | $6.25 Billion | $3.53 Billion | ▲ +263.0% |
| 2021 | -0.27x | $-1.08 Billion | $4.04 Billion | $5.12 Billion | ▼ -71.6% |
| 2020 | -0.16x | $-581.00 Million | $3.74 Billion | $4.32 Billion | ▼ -2430.8% |
| 2019 | 0.01x | $27.00 Million | $4.05 Billion | $4.02 Billion | ▼ -93.7% |
| 2018 | 0.11x | $441.00 Million | $4.15 Billion | $3.71 Billion | ▲ +1505.4% |
| 2017 | 0.01x | $27.00 Million | $4.08 Billion | $4.05 Billion | ▼ -97.7% |
| 2016 | 0.28x | $1.29 Billion | $4.57 Billion | $3.27 Billion | ▲ +239.7% |
| 2015 | 0.08x | $426.00 Million | $5.11 Billion | $4.68 Billion | ▲ +104.4% |
| 2014 | -1.90x | $-6.48 Billion | $3.40 Billion | $9.88 Billion | ▼ -30.7% |
| 2013 | -1.46x | $-6.70 Billion | $4.59 Billion | $9.20 Billion | ▼ -85.8% |
| 2012 | -0.78x | $-2.40 Billion | $3.05 Billion | $7.44 Billion | ▼ -316.2% |
| 2011 | -0.19x | $-1.03 Billion | $5.49 Billion | $6.53 Billion | ▼ -127.1% |
| 2010 | 0.69x | $8.06 Billion | $11.61 Billion | $3.55 Billion | ▲ +175.5% |
| 2008 | 0.25x | $3.55 Billion | $14.10 Billion | $10.54 Billion | ▲ +102.3% |
| 2007 | -10.83x | $-15.81 Billion | $1.46 Billion | $17.27 Billion | ▼ -1983.4% |
| 2004 | -0.52x | $-4.92 Billion | $9.46 Billion | $14.38 Billion | ▼ -152.0% |
| 2003 | 1.00x | $4.72 Billion | $4.72 Billion | $11.76 Billion | ▲ +0.0% |
| 2002 | 1.00x | $7.40 Billion | $7.40 Billion | $16.62 Billion | ▲ +0.0% |
| 2001 | 1.00x | $3.67 Billion | $3.67 Billion | $12.83 Billion | ▲ +0.0% |
| 2000 | 1.00x | $10.15 Billion | $10.15 Billion | $15.17 Billion | ▲ +0.0% |
| 1999 | 1.00x | $10.21 Billion | $10.21 Billion | $0.00 | ▲ +0.0% |
| 1998 | 1.00x | $3.95 Billion | $3.95 Billion | $0.00 | — |