Ally Financial Inc (ALLY) — Free Cash Flow Generation Index

Latest as of September 2025: -0.23x

Ally Financial Inc (ALLY) has a Free Cash Flow Generation Index of -0.23x as of September 2025. Free cash flow of $-282.00 Million represents 0% of operating cash flow ($1.20 Billion). See how liquid is Ally Financial Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

-0.23x
Free Cash Flow / Operating CF

Free Cash Flow

$-282.00 Million
USD

Operating Cash Flow

$1.20 Billion
USD

Capital Expenditures

$1.48 Billion
USD

Ally Financial Inc Free Cash Flow Generation Index (1998–2024)

Historical FCF Generation Index trend for Ally Financial Inc across 24 annual periods. Explore ALLY cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Ally Financial Inc (1998–2024)

Year-by-year Free Cash Flow Generation Index for Ally Financial Inc. For the full company profile including market capitalisation, see Ally Financial Inc market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.24x $1.07 Billion $4.53 Billion $3.46 Billion ▼ -40.2%
2023 0.39x $1.80 Billion $4.56 Billion $2.76 Billion ▼ -9.2%
2022 0.43x $2.71 Billion $6.25 Billion $3.53 Billion ▲ +263.0%
2021 -0.27x $-1.08 Billion $4.04 Billion $5.12 Billion ▼ -71.6%
2020 -0.16x $-581.00 Million $3.74 Billion $4.32 Billion ▼ -2430.8%
2019 0.01x $27.00 Million $4.05 Billion $4.02 Billion ▼ -93.7%
2018 0.11x $441.00 Million $4.15 Billion $3.71 Billion ▲ +1505.4%
2017 0.01x $27.00 Million $4.08 Billion $4.05 Billion ▼ -97.7%
2016 0.28x $1.29 Billion $4.57 Billion $3.27 Billion ▲ +239.7%
2015 0.08x $426.00 Million $5.11 Billion $4.68 Billion ▲ +104.4%
2014 -1.90x $-6.48 Billion $3.40 Billion $9.88 Billion ▼ -30.7%
2013 -1.46x $-6.70 Billion $4.59 Billion $9.20 Billion ▼ -85.8%
2012 -0.78x $-2.40 Billion $3.05 Billion $7.44 Billion ▼ -316.2%
2011 -0.19x $-1.03 Billion $5.49 Billion $6.53 Billion ▼ -127.1%
2010 0.69x $8.06 Billion $11.61 Billion $3.55 Billion ▲ +175.5%
2008 0.25x $3.55 Billion $14.10 Billion $10.54 Billion ▲ +102.3%
2007 -10.83x $-15.81 Billion $1.46 Billion $17.27 Billion ▼ -1983.4%
2004 -0.52x $-4.92 Billion $9.46 Billion $14.38 Billion ▼ -152.0%
2003 1.00x $4.72 Billion $4.72 Billion $11.76 Billion ▲ +0.0%
2002 1.00x $7.40 Billion $7.40 Billion $16.62 Billion ▲ +0.0%
2001 1.00x $3.67 Billion $3.67 Billion $12.83 Billion ▲ +0.0%
2000 1.00x $10.15 Billion $10.15 Billion $15.17 Billion ▲ +0.0%
1999 1.00x $10.21 Billion $10.21 Billion $0.00 ▲ +0.0%
1998 1.00x $3.95 Billion $3.95 Billion $0.00
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).