Itaú Unibanco Holding S.A. Defensive Interval Ratio
Itaú Unibanco Holding S.A. defensive interval ratio. Itaú Unibanco Holding S.A. (ITUB3) has a Defensive Interval Ratio of 24 days as of June 2026. Defensive assets of R$121.78 Billion (cash R$-, short-term investments R$117.21 Billion, receivables R$4.57 Billion) cover 24 days of daily cash needs of R$5.13 Billion/day. See ITUB3 working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Itaú Unibanco Holding S.A. (2000–2025)
Defensive interval ratio of Itaú Unibanco Holding S.A. from 2000 to 2025. This chart shows how Itaú Unibanco Holding S.A.'s Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 24 days, meaning defensive assets of R$121.78 Billion can fund 24 days of operations without new revenue. Check Itaú Unibanco Holding S.A. liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Itaú Unibanco Holding S.A. Defensive Interval Ratio by Year (2000–2025)
Itaú Unibanco Holding S.A. defensive interval ratio by year from 2000 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Itaú Unibanco Holding S.A. from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Itaú Unibanco Holding S.A. total assets.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 53 days | R$262.64 Billion | R$4.93 Billion/day | R$- | R$132.47 Billion | ▼ -49 days |
| 2024 | 102 days | R$473.92 Billion | R$4.65 Billion/day | R$- | R$373.68 Billion | ▼ -14 days |
| 2023 | 116 days | R$483.53 Billion | R$4.16 Billion/day | R$- | R$387.01 Billion | ▼ -5 days |
| 2022 | 121 days | R$444.87 Billion | R$3.67 Billion/day | R$- | R$366.50 Billion | ▲ +16 days |
| 2021 | 105 days | R$358.86 Billion | R$3.40 Billion/day | R$- | R$292.56 Billion | ▼ -25 days |
| 2020 | 131 days | R$435.06 Billion | R$3.33 Billion/day | R$- | R$378.14 Billion | ▼ -14 days |
| 2019 | 144 days | R$358.49 Billion | R$2.49 Billion/day | R$- | R$301.84 Billion | ▼ -12 days |
| 2018 | 156 days | R$380.16 Billion | R$2.43 Billion/day | R$- | R$329.46 Billion | ▼ -102 days |
| 2017 | 258 days | R$578.20 Billion | R$2.24 Billion/day | R$- | R$566.98 Billion | ▼ -102 days |
| 2016 | 360 days | R$95.16 Billion | R$264.05 Million/day | R$- | R$88.28 Billion | ▲ +105 days |
| 2015 | 255 days | R$509.46 Billion | R$1.99 Billion/day | R$- | R$504.76 Billion | ▲ +21 days |
| 2014 | 234 days | R$424.34 Billion | R$1.81 Billion/day | R$- | R$420.22 Billion | ▲ +3 days |
| 2013 | 232 days | R$386.80 Billion | R$1.67 Billion/day | R$- | R$383.94 Billion | ▼ -23 days |
| 2012 | 255 days | R$403.15 Billion | R$1.58 Billion/day | R$- | R$399.12 Billion | ▲ +61 days |
| 2011 | 194 days | R$264.99 Billion | R$1.37 Billion/day | R$- | R$261.65 Billion | ▲ +21 days |
| 2010 | 173 days | R$208.15 Billion | R$1.21 Billion/day | R$- | R$204.18 Billion | ▲ +32 days |
| 2009 | 140 days | R$144.60 Billion | R$1.03 Billion/day | R$- | R$130.24 Billion | ▼ -5 days |
| 2008 | 146 days | R$111.27 Billion | R$764.09 Million/day | R$- | R$111.27 Billion | ▲ +14 days |
| 2007 | 131 days | R$61.83 Billion | R$470.77 Million/day | R$- | R$61.83 Billion | ▼ -3 days |
| 2006 | 134 days | R$36.54 Billion | R$272.14 Million/day | R$- | R$36.54 Billion | ▲ +18 days |
| 2005 | 116 days | R$22.85 Billion | R$197.32 Million/day | R$- | R$22.85 Billion | ▼ -2 days |
| 2004 | 118 days | R$18.58 Billion | R$157.35 Million/day | R$- | R$18.58 Billion | ▼ -11 days |
| 2003 | 129 days | R$19.39 Billion | R$150.49 Million/day | R$- | R$19.39 Billion | ▲ +62 days |
| 2002 | 67 days | R$7.93 Billion | R$118.46 Million/day | R$- | R$7.93 Billion | ▼ -47 days |
| 2001 | 114 days | R$13.22 Billion | R$115.55 Million/day | R$- | R$13.22 Billion | ▼ -9 days |
| 2000 | 124 days | R$11.35 Billion | R$91.63 Million/day | R$- | R$- | — |