Itaú Unibanco Holding S.A. (ITUB3) — Net Asset Quality Index
Itaú Unibanco Holding S.A. (ITUB3) has a Net Asset Quality Index of 7.2% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of R$3.18 Trillion minus total liabilities of R$2.95 Trillion yields net assets of R$230.33 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Itaú Unibanco Holding S.A. defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Itaú Unibanco Holding S.A. Net Asset Quality Index Over Time (2000–2025)
This chart shows how Itaú Unibanco Holding S.A.'s Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the index stands at 7.2%, representing net assets of R$230.33 Billion against total assets of R$3.18 Trillion BRL. Explore ITUB3 operating cash flow to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Itaú Unibanco Holding S.A. (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Itaú Unibanco Holding S.A. from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Itaú Unibanco Holding S.A. (ITUB3) total market value.
| Year | Quality Index | Net Assets (BRL) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.0% | R$215.08 Billion | R$3.08 Trillion | R$2.86 Trillion | ▼ -0.7 pp |
| 2024 | 7.7% | R$221.28 Billion | R$2.87 Trillion | R$2.64 Trillion | ▼ -0.1 pp |
| 2023 | 7.8% | R$199.05 Billion | R$2.54 Trillion | R$2.34 Trillion | ▲ +0.2 pp |
| 2022 | 7.6% | R$177.34 Billion | R$2.32 Trillion | R$2.15 Trillion | ▼ -0.3 pp |
| 2021 | 7.9% | R$164.48 Billion | R$2.07 Trillion | R$1.90 Trillion | ▲ +0.3 pp |
| 2020 | 7.7% | R$154.53 Billion | R$2.02 Trillion | R$1.86 Trillion | ▼ -1.5 pp |
| 2019 | 9.1% | R$149.47 Billion | R$1.64 Trillion | R$1.49 Trillion | ▼ -0.6 pp |
| 2018 | 9.7% | R$150.47 Billion | R$1.55 Trillion | R$1.40 Trillion | ▼ -0.6 pp |
| 2017 | 10.3% | R$148.01 Billion | R$1.43 Trillion | R$1.29 Trillion | ▲ +0.4 pp |
| 2016 | 10.0% | R$134.81 Billion | R$1.35 Trillion | R$1.22 Trillion | ▲ +1.0 pp |
| 2015 | 8.9% | R$114.06 Billion | R$1.28 Trillion | R$1.16 Trillion | ▲ +0.0 pp |
| 2014 | 8.9% | R$100.62 Billion | R$1.13 Trillion | R$1.03 Trillion | ▲ +0.7 pp |
| 2013 | 8.2% | R$84.19 Billion | R$1.03 Trillion | R$943.11 Billion | ▲ +0.3 pp |
| 2012 | 7.9% | R$76.00 Billion | R$957.15 Billion | R$881.16 Billion | ▼ -1.3 pp |
| 2011 | 9.2% | R$75.34 Billion | R$818.14 Billion | R$742.80 Billion | ▲ +0.7 pp |
| 2010 | 8.6% | R$64.61 Billion | R$755.11 Billion | R$690.50 Billion | ▼ -0.4 pp |
| 2009 | 8.9% | R$54.22 Billion | R$608.27 Billion | R$554.05 Billion | ▲ +0.0 pp |
| 2008 | 8.9% | R$35.63 Billion | R$401.38 Billion | R$365.74 Billion | ▼ -4.7 pp |
| 2007 | 13.6% | R$36.70 Billion | R$269.51 Billion | R$232.80 Billion | ▼ -1.3 pp |
| 2006 | 15.0% | R$28.78 Billion | R$192.27 Billion | R$163.50 Billion | ▲ +0.8 pp |
| 2005 | 14.2% | R$19.72 Billion | R$139.35 Billion | R$119.62 Billion | ▼ -1.2 pp |
| 2004 | 15.4% | R$17.75 Billion | R$115.64 Billion | R$97.89 Billion | ▲ +1.5 pp |
| 2003 | 13.9% | R$14.39 Billion | R$103.78 Billion | R$89.39 Billion | ▲ +0.3 pp |
| 2002 | 13.6% | R$11.43 Billion | R$84.16 Billion | R$72.74 Billion | ▲ +1.4 pp |
| 2001 | 12.1% | R$8.77 Billion | R$72.24 Billion | R$63.46 Billion | ▲ +1.8 pp |
| 2000 | 10.3% | R$7.19 Billion | R$69.55 Billion | R$62.36 Billion | — |