Itaú Unibanco Holding S.A. Cash Flow Quality Index
Itaú Unibanco Holding S.A. cash flow quality index. Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow Quality Index of 5.77x as of June 2026. Operating cash flow of R$71.12 Billion exceeds net income of R$12.32 Billion, indicating high earnings quality where cash backs reported profits. See ITUB3 financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Itaú Unibanco Holding S.A. (2001–2025)
Cash flow quality index of Itaú Unibanco Holding S.A. from 2001 to 2025. Historical Cash Flow Quality Index for Itaú Unibanco Holding S.A. across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Itaú Unibanco Holding S.A. (ITUB3) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Itaú Unibanco Holding S.A. Cash Flow Quality Index by Year (2001–2025)
Itaú Unibanco Holding S.A. cash flow quality index by year from 2001 to 2025. Year-by-year earnings quality comparison for Itaú Unibanco Holding S.A.. For the full cash flow conversion analysis, see ITUB3 cash flow conversion.
| Year | Quality Index | Operating CF (BRL) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.75x | R$34.47 Billion | R$45.85 Billion | ▲ +348.0% |
| 2024 | 0.17x | R$7.07 Billion | R$42.13 Billion | ▼ -92.7% |
| 2023 | 2.29x | R$77.49 Billion | R$33.88 Billion | ▼ -45.9% |
| 2022 | 4.23x | R$129.97 Billion | R$30.74 Billion | ▲ +99.7% |
| 2021 | 2.12x | R$60.11 Billion | R$28.38 Billion | ▼ -46.4% |
| 2020 | 3.95x | R$59.49 Billion | R$15.06 Billion | ▲ +211.8% |
| 2019 | 1.27x | R$35.22 Billion | R$27.81 Billion | ▲ +9.2% |
| 2018 | 1.16x | R$29.72 Billion | R$25.64 Billion | ▲ +16.1% |
| 2017 | 1.00x | R$23.18 Billion | R$23.23 Billion | ▼ -39.1% |
| 2016 | 1.64x | R$36.07 Billion | R$22.02 Billion | ▲ +224.4% |
| 2015 | -1.32x | R$-34.46 Billion | R$26.16 Billion | ▼ -132.1% |
| 2014 | 4.10x | R$89.73 Billion | R$21.86 Billion | ▲ +108.5% |
| 2013 | 1.97x | R$32.53 Billion | R$16.52 Billion | ▼ -46.6% |
| 2012 | 3.69x | R$48.63 Billion | R$13.19 Billion | ▲ +824.0% |
| 2011 | -0.51x | R$-7.44 Billion | R$14.61 Billion | ▲ +79.4% |
| 2010 | -2.47x | R$-30.87 Billion | R$12.49 Billion | ▼ -163.6% |
| 2009 | 3.89x | R$56.78 Billion | R$14.61 Billion | ▲ +249.5% |
| 2008 | -2.60x | R$-12.68 Billion | R$4.88 Billion | ▼ -1074.5% |
| 2007 | 0.27x | R$2.04 Billion | R$7.66 Billion | ▼ -56.1% |
| 2006 | 0.61x | R$3.58 Billion | R$5.88 Billion | ▼ -38.2% |
| 2005 | 0.98x | R$5.36 Billion | R$5.45 Billion | ▲ +113.4% |
| 2004 | 0.46x | R$2.14 Billion | R$4.63 Billion | ▼ -58.3% |
| 2003 | 1.11x | R$3.62 Billion | R$3.27 Billion | ▼ -52.7% |
| 2002 | 2.34x | R$6.62 Billion | R$2.83 Billion | ▼ -40.5% |
| 2001 | 3.93x | R$7.25 Billion | R$1.84 Billion | — |