Itaú Unibanco Holding S.A. (ITUB3) — Free Cash Flow Generation Index
Itaú Unibanco Holding S.A. (ITUB3) has a Free Cash Flow Generation Index of 0.98x as of June 2026. Free cash flow of R$69.42 Billion represents 1% of operating cash flow (R$71.12 Billion). Explore Itaú Unibanco Holding S.A. capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Itaú Unibanco Holding S.A. Free Cash Flow Generation Index (2001–2025)
Historical FCF Generation Index trend for Itaú Unibanco Holding S.A. across 21 annual periods. For the full cash flow conversion analysis, see Itaú Unibanco Holding S.A. cash flow conversion.
Annual Free Cash Flow Generation for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year Free Cash Flow Generation Index for Itaú Unibanco Holding S.A.. Check ITUB3 capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (BRL) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.79x | R$27.35 Billion | R$34.47 Billion | R$7.12 Billion | ▲ +1976.2% |
| 2024 | -0.04x | R$-299.00 Million | R$7.07 Billion | R$7.37 Billion | ▼ -104.8% |
| 2023 | 0.88x | R$68.30 Billion | R$77.49 Billion | R$9.19 Billion | ▼ -5.7% |
| 2022 | 0.93x | R$121.47 Billion | R$129.97 Billion | R$8.49 Billion | ▲ +10.1% |
| 2021 | 0.85x | R$51.02 Billion | R$60.11 Billion | R$9.08 Billion | ▼ -6.8% |
| 2020 | 0.91x | R$54.18 Billion | R$59.49 Billion | R$5.31 Billion | ▲ +3.8% |
| 2019 | 0.88x | R$30.91 Billion | R$35.22 Billion | R$4.31 Billion | ▲ +0.4% |
| 2018 | 0.87x | R$19.84 Billion | R$22.71 Billion | R$2.86 Billion | ▲ +49.6% |
| 2017 | 0.58x | R$5.05 Billion | R$8.64 Billion | R$3.59 Billion | ▼ -37.3% |
| 2016 | 0.93x | R$28.24 Billion | R$30.31 Billion | R$2.07 Billion | ▼ -1.1% |
| 2014 | 0.94x | R$84.53 Billion | R$89.73 Billion | R$5.20 Billion | ▲ +2.1% |
| 2013 | 0.92x | R$30.01 Billion | R$32.53 Billion | R$2.52 Billion | ▼ -0.2% |
| 2012 | 0.92x | R$44.98 Billion | R$48.63 Billion | R$3.65 Billion | ▼ -1.4% |
| 2009 | 0.94x | R$30.65 Billion | R$32.67 Billion | R$2.02 Billion | ▲ +15.9% |
| 2007 | 0.81x | R$2.92 Billion | R$3.61 Billion | R$687.27 Million | ▼ -4.3% |
| 2006 | 0.85x | R$3.03 Billion | R$3.58 Billion | R$550.18 Million | ▼ -4.8% |
| 2005 | 0.89x | R$4.76 Billion | R$5.36 Billion | R$595.42 Million | ▲ +17.2% |
| 2004 | 0.76x | R$1.62 Billion | R$2.14 Billion | R$515.27 Million | ▼ -13.6% |
| 2003 | 0.88x | R$4.63 Billion | R$5.27 Billion | R$640.51 Million | ▼ -0.6% |
| 2002 | 0.88x | R$5.84 Billion | R$6.62 Billion | R$771.68 Million | ▼ -1.6% |
| 2001 | 0.90x | R$6.51 Billion | R$7.25 Billion | R$743.14 Million | — |