Itaú Unibanco Holding S.A. (ITUB3) — Free Cash Flow Generation Index
Itaú Unibanco Holding S.A. (ITUB3) has a Free Cash Flow Generation Index of -0.09x as of March 2026. Free cash flow of R$-5.98 Billion represents 0% of operating cash flow (R$70.08 Billion). Read Itaú Unibanco Holding S.A. debt and liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Itaú Unibanco Holding S.A. Free Cash Flow Generation Index (2001–2025)
Historical FCF Generation Index trend for Itaú Unibanco Holding S.A. across 20 annual periods. Explore Itaú Unibanco Holding S.A. (ITUB3) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year Free Cash Flow Generation Index for Itaú Unibanco Holding S.A.. For the full company profile including market capitalisation, see ITUB3 market cap overview.
| Year | FCG Index | Free Cash Flow (BRL) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | R$130.80 Billion | R$131.97 Billion | R$1.18 Billion | ▲ +12.4% |
| 2023 | 0.88x | R$68.30 Billion | R$77.49 Billion | R$9.19 Billion | ▼ -5.7% |
| 2022 | 0.93x | R$121.47 Billion | R$129.97 Billion | R$8.49 Billion | ▲ +10.1% |
| 2021 | 0.85x | R$51.02 Billion | R$60.11 Billion | R$9.08 Billion | ▼ -6.8% |
| 2020 | 0.91x | R$54.18 Billion | R$59.49 Billion | R$5.31 Billion | ▲ +3.8% |
| 2019 | 0.88x | R$30.91 Billion | R$35.22 Billion | R$4.31 Billion | ▲ +0.4% |
| 2018 | 0.87x | R$19.84 Billion | R$22.71 Billion | R$2.86 Billion | ▲ +49.6% |
| 2017 | 0.58x | R$5.05 Billion | R$8.64 Billion | R$3.59 Billion | ▼ -37.3% |
| 2016 | 0.93x | R$28.24 Billion | R$30.31 Billion | R$2.07 Billion | ▼ -1.1% |
| 2014 | 0.94x | R$84.53 Billion | R$89.73 Billion | R$5.20 Billion | ▲ +2.1% |
| 2013 | 0.92x | R$30.01 Billion | R$32.53 Billion | R$2.52 Billion | ▼ -0.2% |
| 2012 | 0.92x | R$44.98 Billion | R$48.63 Billion | R$3.65 Billion | ▼ -1.4% |
| 2009 | 0.94x | R$30.65 Billion | R$32.67 Billion | R$2.02 Billion | ▲ +15.9% |
| 2007 | 0.81x | R$2.92 Billion | R$3.61 Billion | R$687.27 Million | ▼ -4.3% |
| 2006 | 0.85x | R$3.03 Billion | R$3.58 Billion | R$550.18 Million | ▼ -4.8% |
| 2005 | 0.89x | R$4.76 Billion | R$5.36 Billion | R$595.42 Million | ▲ +17.2% |
| 2004 | 0.76x | R$1.62 Billion | R$2.14 Billion | R$515.27 Million | ▼ -13.6% |
| 2003 | 0.88x | R$4.63 Billion | R$5.27 Billion | R$640.51 Million | ▼ -0.6% |
| 2002 | 0.88x | R$5.84 Billion | R$6.62 Billion | R$771.68 Million | ▼ -1.6% |
| 2001 | 0.90x | R$6.51 Billion | R$7.25 Billion | R$743.14 Million | — |