Itaú Unibanco Holding S.A. (ITUB3) — Financial Flexibility Index
Itaú Unibanco Holding S.A. (ITUB3) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of R$-5.11 Billion (operating CF R$-5.54 Billion minus capex R$438.00 Million) represents 0% of total liabilities (R$2.95 Trillion). Also explore ITUB3 year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Itaú Unibanco Holding S.A. Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Itaú Unibanco Holding S.A. across 25 annual periods. Check ITUB3 capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year free cash flow to debt coverage for Itaú Unibanco Holding S.A.. For the full company profile including market capitalisation, see Itaú Unibanco Holding S.A. stock valuation.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | R$133.15 Billion | R$131.97 Billion | R$2.86 Trillion | ▲ +230.2% |
| 2024 | -0.04x | R$-94.49 Billion | R$-96.32 Billion | R$2.64 Trillion | ▼ -196.6% |
| 2023 | 0.04x | R$86.68 Billion | R$77.49 Billion | R$2.34 Trillion | ▼ -42.7% |
| 2022 | 0.06x | R$138.46 Billion | R$129.97 Billion | R$2.15 Trillion | ▲ +77.6% |
| 2021 | 0.04x | R$69.19 Billion | R$60.11 Billion | R$1.90 Trillion | ▲ +4.5% |
| 2020 | 0.03x | R$64.80 Billion | R$59.49 Billion | R$1.86 Trillion | ▲ +30.8% |
| 2019 | 0.03x | R$39.54 Billion | R$35.22 Billion | R$1.49 Trillion | ▲ +45.7% |
| 2018 | 0.02x | R$25.57 Billion | R$22.71 Billion | R$1.40 Trillion | ▲ +91.8% |
| 2017 | 0.01x | R$12.24 Billion | R$8.64 Billion | R$1.29 Trillion | ▼ -64.2% |
| 2016 | 0.03x | R$32.38 Billion | R$30.31 Billion | R$1.22 Trillion | ▲ +197.0% |
| 2015 | -0.03x | R$-31.84 Billion | R$-34.46 Billion | R$1.16 Trillion | ▼ -129.6% |
| 2014 | 0.09x | R$94.92 Billion | R$89.73 Billion | R$1.03 Trillion | ▲ +148.8% |
| 2013 | 0.04x | R$35.05 Billion | R$32.53 Billion | R$943.11 Billion | ▼ -37.4% |
| 2012 | 0.06x | R$52.29 Billion | R$48.63 Billion | R$881.16 Billion | ▲ +1336.4% |
| 2011 | 0.00x | R$-3.56 Billion | R$-7.44 Billion | R$742.80 Billion | ▲ +87.3% |
| 2010 | -0.04x | R$-26.05 Billion | R$-28.70 Billion | R$690.50 Billion | ▼ -160.3% |
| 2009 | 0.06x | R$34.68 Billion | R$32.67 Billion | R$554.05 Billion | ▲ +301.7% |
| 2008 | -0.03x | R$-11.35 Billion | R$-12.68 Billion | R$365.74 Billion | ▼ -268.3% |
| 2007 | 0.02x | R$4.29 Billion | R$3.61 Billion | R$232.80 Billion | ▼ -26.9% |
| 2006 | 0.03x | R$4.13 Billion | R$3.58 Billion | R$163.50 Billion | ▼ -49.3% |
| 2005 | 0.05x | R$5.95 Billion | R$5.36 Billion | R$119.62 Billion | ▲ +83.8% |
| 2004 | 0.03x | R$2.65 Billion | R$2.14 Billion | R$97.89 Billion | ▼ -59.0% |
| 2003 | 0.07x | R$5.91 Billion | R$5.27 Billion | R$89.39 Billion | ▼ -34.9% |
| 2002 | 0.10x | R$7.39 Billion | R$6.62 Billion | R$72.74 Billion | ▼ -19.4% |
| 2001 | 0.13x | R$8.00 Billion | R$7.25 Billion | R$63.46 Billion | — |