Itaú Unibanco Holding S.A. (ITUB3) — Cash Flow-to-Debt Ratio
Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of R$-5.54 Billion could theoretically repay 0% of its total liabilities (R$2.95 Trillion) in one year. See Itaú Unibanco Holding S.A. free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Itaú Unibanco Holding S.A. Cash Flow-to-Debt Ratio (2001–2025)
Historical debt coverage capacity for Itaú Unibanco Holding S.A. across 25 annual periods. Also explore net asset growth rate of Itaú Unibanco Holding S.A. to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year debt coverage analysis for Itaú Unibanco Holding S.A.. For market capitalisation and broader financial context, see ITUB3 market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | R$131.97 Billion | R$2.86 Trillion | ▲ +226.6% |
| 2024 | -0.04x | R$-96.32 Billion | R$2.64 Trillion | ▼ -210.2% |
| 2023 | 0.03x | R$77.49 Billion | R$2.34 Trillion | ▼ -45.4% |
| 2022 | 0.06x | R$129.97 Billion | R$2.15 Trillion | ▲ +91.9% |
| 2021 | 0.03x | R$60.11 Billion | R$1.90 Trillion | ▼ -1.1% |
| 2020 | 0.03x | R$59.49 Billion | R$1.86 Trillion | ▲ +34.8% |
| 2019 | 0.02x | R$35.22 Billion | R$1.49 Trillion | ▲ +46.2% |
| 2018 | 0.02x | R$22.71 Billion | R$1.40 Trillion | ▲ +141.2% |
| 2017 | 0.01x | R$8.64 Billion | R$1.29 Trillion | ▼ -73.0% |
| 2016 | 0.02x | R$30.31 Billion | R$1.22 Trillion | ▲ +183.9% |
| 2015 | -0.03x | R$-34.46 Billion | R$1.16 Trillion | ▼ -133.9% |
| 2014 | 0.09x | R$89.73 Billion | R$1.03 Trillion | ▲ +153.4% |
| 2013 | 0.03x | R$32.53 Billion | R$943.11 Billion | ▼ -37.5% |
| 2012 | 0.06x | R$48.63 Billion | R$881.16 Billion | ▲ +651.1% |
| 2011 | -0.01x | R$-7.44 Billion | R$742.80 Billion | ▲ +75.9% |
| 2010 | -0.04x | R$-28.70 Billion | R$690.50 Billion | ▼ -170.5% |
| 2009 | 0.06x | R$32.67 Billion | R$554.05 Billion | ▲ +270.0% |
| 2008 | -0.03x | R$-12.68 Billion | R$365.74 Billion | ▼ -323.8% |
| 2007 | 0.02x | R$3.61 Billion | R$232.80 Billion | ▼ -29.2% |
| 2006 | 0.02x | R$3.58 Billion | R$163.50 Billion | ▼ -51.2% |
| 2005 | 0.04x | R$5.36 Billion | R$119.62 Billion | ▲ +105.4% |
| 2004 | 0.02x | R$2.14 Billion | R$97.89 Billion | ▼ -63.0% |
| 2003 | 0.06x | R$5.27 Billion | R$89.39 Billion | ▼ -35.2% |
| 2002 | 0.09x | R$6.62 Billion | R$72.74 Billion | ▼ -20.4% |
| 2001 | 0.11x | R$7.25 Billion | R$63.46 Billion | — |