Itaú Unibanco Holding S.A. Cash Flow-to-Debt Ratio
Itaú Unibanco Holding S.A. cash flow-to-debt ratio. Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of R$71.12 Billion could theoretically repay 0% of its total liabilities (R$2.97 Trillion) in one year. Check earnings quality score of Itaú Unibanco Holding S.A. to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Itaú Unibanco Holding S.A. (2001–2025)
Cash flow-to-debt ratio of Itaú Unibanco Holding S.A. from 2001 to 2025. Historical debt coverage capacity for Itaú Unibanco Holding S.A. across 25 annual periods. Check ITUB3 cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Itaú Unibanco Holding S.A. Cash Flow-to-Debt Ratio by Year (2001–2025)
Itaú Unibanco Holding S.A. cash flow-to-debt ratio by year from 2001 to 2025. Year-by-year debt coverage analysis for Itaú Unibanco Holding S.A.. For the full cash flow conversion analysis, see Itaú Unibanco Holding S.A. operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | R$34.47 Billion | R$2.85 Trillion | ▲ +350.3% |
| 2024 | 0.00x | R$7.07 Billion | R$2.63 Trillion | ▼ -91.9% |
| 2023 | 0.03x | R$77.49 Billion | R$2.34 Trillion | ▼ -45.5% |
| 2022 | 0.06x | R$129.97 Billion | R$2.14 Trillion | ▲ +92.1% |
| 2021 | 0.03x | R$60.11 Billion | R$1.90 Trillion | ▼ -1.1% |
| 2020 | 0.03x | R$59.49 Billion | R$1.86 Trillion | ▲ +34.8% |
| 2019 | 0.02x | R$35.22 Billion | R$1.49 Trillion | ▲ +11.7% |
| 2018 | 0.02x | R$29.72 Billion | R$1.40 Trillion | ▲ +18.1% |
| 2017 | 0.02x | R$23.18 Billion | R$1.29 Trillion | ▼ -39.4% |
| 2016 | 0.03x | R$36.07 Billion | R$1.22 Trillion | ▲ +199.9% |
| 2015 | -0.03x | R$-34.46 Billion | R$1.16 Trillion | ▼ -133.9% |
| 2014 | 0.09x | R$89.73 Billion | R$1.03 Trillion | ▲ +153.4% |
| 2013 | 0.03x | R$32.53 Billion | R$943.11 Billion | ▼ -37.5% |
| 2012 | 0.06x | R$48.63 Billion | R$881.16 Billion | ▲ +651.0% |
| 2011 | -0.01x | R$-7.44 Billion | R$742.80 Billion | ▲ +78.6% |
| 2010 | -0.05x | R$-30.87 Billion | R$659.53 Billion | ▼ -142.6% |
| 2009 | 0.11x | R$56.78 Billion | R$517.05 Billion | ▲ +416.7% |
| 2008 | -0.03x | R$-12.68 Billion | R$365.74 Billion | ▼ -510.8% |
| 2007 | 0.01x | R$2.04 Billion | R$242.20 Billion | ▼ -61.4% |
| 2006 | 0.02x | R$3.58 Billion | R$163.50 Billion | ▼ -51.2% |
| 2005 | 0.04x | R$5.36 Billion | R$119.62 Billion | ▲ +105.4% |
| 2004 | 0.02x | R$2.14 Billion | R$97.89 Billion | ▼ -46.1% |
| 2003 | 0.04x | R$3.62 Billion | R$89.38 Billion | ▼ -55.5% |
| 2002 | 0.09x | R$6.62 Billion | R$72.74 Billion | ▼ -20.4% |
| 2001 | 0.11x | R$7.25 Billion | R$63.46 Billion | — |