Itaú Unibanco Holding S.A. (ITUB3) — Cash Flow-to-Debt Ratio
Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow-to-Debt Ratio of 0.02x as of March 2026, meaning its operating cash flow of R$70.08 Billion could theoretically repay 0% of its total liabilities (R$2.95 Trillion) in one year. Explore Itaú Unibanco Holding S.A. (ITUB3) long-term investment share to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Itaú Unibanco Holding S.A. Cash Flow-to-Debt Ratio (2001–2025)
Historical debt coverage capacity for Itaú Unibanco Holding S.A. across 25 annual periods. Also explore ITUB3 total asset value for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year debt coverage analysis for Itaú Unibanco Holding S.A.. For market capitalisation and broader financial context, see ITUB3 stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | R$131.97 Billion | R$2.86 Trillion | ▲ +226.6% |
| 2024 | -0.04x | R$-96.32 Billion | R$2.64 Trillion | ▼ -210.2% |
| 2023 | 0.03x | R$77.49 Billion | R$2.34 Trillion | ▼ -45.4% |
| 2022 | 0.06x | R$129.97 Billion | R$2.15 Trillion | ▲ +91.9% |
| 2021 | 0.03x | R$60.11 Billion | R$1.90 Trillion | ▼ -1.1% |
| 2020 | 0.03x | R$59.49 Billion | R$1.86 Trillion | ▲ +34.8% |
| 2019 | 0.02x | R$35.22 Billion | R$1.49 Trillion | ▲ +46.2% |
| 2018 | 0.02x | R$22.71 Billion | R$1.40 Trillion | ▲ +141.2% |
| 2017 | 0.01x | R$8.64 Billion | R$1.29 Trillion | ▼ -73.0% |
| 2016 | 0.02x | R$30.31 Billion | R$1.22 Trillion | ▲ +183.9% |
| 2015 | -0.03x | R$-34.46 Billion | R$1.16 Trillion | ▼ -133.9% |
| 2014 | 0.09x | R$89.73 Billion | R$1.03 Trillion | ▲ +153.4% |
| 2013 | 0.03x | R$32.53 Billion | R$943.11 Billion | ▼ -37.5% |
| 2012 | 0.06x | R$48.63 Billion | R$881.16 Billion | ▲ +651.1% |
| 2011 | -0.01x | R$-7.44 Billion | R$742.80 Billion | ▲ +75.9% |
| 2010 | -0.04x | R$-28.70 Billion | R$690.50 Billion | ▼ -170.5% |
| 2009 | 0.06x | R$32.67 Billion | R$554.05 Billion | ▲ +270.0% |
| 2008 | -0.03x | R$-12.68 Billion | R$365.74 Billion | ▼ -323.8% |
| 2007 | 0.02x | R$3.61 Billion | R$232.80 Billion | ▼ -29.2% |
| 2006 | 0.02x | R$3.58 Billion | R$163.50 Billion | ▼ -51.2% |
| 2005 | 0.04x | R$5.36 Billion | R$119.62 Billion | ▲ +105.4% |
| 2004 | 0.02x | R$2.14 Billion | R$97.89 Billion | ▼ -63.0% |
| 2003 | 0.06x | R$5.27 Billion | R$89.39 Billion | ▼ -35.2% |
| 2002 | 0.09x | R$6.62 Billion | R$72.74 Billion | ▼ -20.4% |
| 2001 | 0.11x | R$7.25 Billion | R$63.46 Billion | — |