Itaú Unibanco Holding S.A. Cash Flow Reinvestment Rate
Itaú Unibanco Holding S.A. cash flow reinvestment rate. Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow Reinvestment Rate of 0.22x as of June 2026, reinvesting R$15.82 Billion (capex R$1.70 Billion plus investments R$-14.13 Billion) from operating cash flow of R$71.12 Billion. Explore ITUB3 cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Itaú Unibanco Holding S.A. (2001–2025)
Cash flow reinvestment rate of Itaú Unibanco Holding S.A. from 2001 to 2025. Historical reinvestment intensity for Itaú Unibanco Holding S.A. across 21 annual periods. Explore ITUB3 capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
Itaú Unibanco Holding S.A. Cash Flow Reinvestment Rate by Year (2001–2025)
Itaú Unibanco Holding S.A. cash flow reinvestment rate by year from 2001 to 2025. Year-by-year capital reinvestment analysis for Itaú Unibanco Holding S.A.. For the full cash flow conversion analysis, see Itaú Unibanco Holding S.A. operating cash flow efficiency.
| Year | Reinvestment Rate | Total Reinvested (BRL) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.96x | R$33.06 Billion | R$34.47 Billion | R$7.12 Billion | ▼ -52.7% |
| 2024 | 2.03x | R$14.34 Billion | R$7.07 Billion | R$7.37 Billion | ▲ +106.0% |
| 2023 | 0.98x | R$76.28 Billion | R$77.49 Billion | R$9.19 Billion | ▲ +55.8% |
| 2022 | 0.63x | R$82.10 Billion | R$129.97 Billion | R$8.49 Billion | ▲ +190.6% |
| 2021 | 0.22x | R$13.06 Billion | R$60.11 Billion | R$9.08 Billion | ▲ +20.5% |
| 2020 | 0.18x | R$10.73 Billion | R$59.49 Billion | R$5.31 Billion | ▼ -83.7% |
| 2019 | 1.10x | R$38.90 Billion | R$35.22 Billion | R$4.31 Billion | ▲ +76.5% |
| 2018 | 0.63x | R$18.59 Billion | R$29.72 Billion | R$2.86 Billion | ▲ +4.4% |
| 2017 | 0.60x | R$13.89 Billion | R$23.18 Billion | R$3.50 Billion | ▼ -18.0% |
| 2016 | 0.73x | R$26.34 Billion | R$36.07 Billion | R$11.92 Billion | ▲ +489.2% |
| 2014 | 0.12x | R$11.12 Billion | R$89.73 Billion | R$5.20 Billion | ▼ -67.0% |
| 2013 | 0.38x | R$12.22 Billion | R$32.53 Billion | R$2.52 Billion | ▲ +400.3% |
| 2012 | 0.08x | R$3.65 Billion | R$48.63 Billion | R$3.65 Billion | ▲ +79.8% |
| 2009 | 0.04x | R$2.37 Billion | R$56.78 Billion | R$2.37 Billion | ▼ -93.4% |
| 2007 | 0.63x | R$1.29 Billion | R$2.04 Billion | R$1.29 Billion | ▲ +309.6% |
| 2006 | 0.15x | R$550.18 Million | R$3.58 Billion | R$550.18 Million | ▲ +38.5% |
| 2005 | 0.11x | R$595.42 Million | R$5.36 Billion | R$595.42 Million | ▼ -51.7% |
| 2004 | 0.23x | R$491.37 Million | R$2.14 Billion | R$491.37 Million | ▲ +36.0% |
| 2003 | 0.17x | R$611.66 Million | R$3.62 Billion | R$611.66 Million | ▲ +45.1% |
| 2002 | 0.12x | R$771.68 Million | R$6.62 Billion | R$771.68 Million | ▲ +13.9% |
| 2001 | 0.10x | R$743.14 Million | R$7.25 Billion | R$743.14 Million | — |