Itaú Unibanco Holding S.A. (ITUB3) — Cash Flow Reinvestment Rate
Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow Reinvestment Rate of 0.76x as of March 2026, reinvesting R$53.26 Billion (capex R$438.00 Million plus investments R$-52.83 Billion) from operating cash flow of R$70.08 Billion. Check Itaú Unibanco Holding S.A. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Itaú Unibanco Holding S.A. Cash Flow Reinvestment Rate (2001–2025)
Historical reinvestment intensity for Itaú Unibanco Holding S.A. across 20 annual periods. Explore Itaú Unibanco Holding S.A. strategic investment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year capital reinvestment analysis for Itaú Unibanco Holding S.A.. For live market cap and broader valuation context, see how much is Itaú Unibanco Holding S.A. worth.
| Year | Reinvestment Rate | Total Reinvested (BRL) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.21x | R$27.12 Billion | R$131.97 Billion | R$1.18 Billion | ▼ -79.1% |
| 2023 | 0.98x | R$76.28 Billion | R$77.49 Billion | R$9.19 Billion | ▲ +55.8% |
| 2022 | 0.63x | R$82.10 Billion | R$129.97 Billion | R$8.49 Billion | ▲ +190.6% |
| 2021 | 0.22x | R$13.06 Billion | R$60.11 Billion | R$9.08 Billion | ▲ +20.5% |
| 2020 | 0.18x | R$10.73 Billion | R$59.49 Billion | R$5.31 Billion | ▼ -83.7% |
| 2019 | 1.10x | R$38.90 Billion | R$35.22 Billion | R$4.31 Billion | ▲ +34.9% |
| 2018 | 0.82x | R$18.59 Billion | R$22.71 Billion | R$2.86 Billion | ▼ -49.4% |
| 2017 | 1.62x | R$13.98 Billion | R$8.64 Billion | R$3.59 Billion | ▲ +197.3% |
| 2016 | 0.54x | R$16.50 Billion | R$30.31 Billion | R$2.07 Billion | ▲ +339.0% |
| 2014 | 0.12x | R$11.12 Billion | R$89.73 Billion | R$5.20 Billion | ▼ -67.0% |
| 2013 | 0.38x | R$12.22 Billion | R$32.53 Billion | R$2.52 Billion | ▲ +400.3% |
| 2012 | 0.08x | R$3.65 Billion | R$48.63 Billion | R$3.65 Billion | ▲ +21.5% |
| 2009 | 0.06x | R$2.02 Billion | R$32.67 Billion | R$2.02 Billion | ▼ -67.6% |
| 2007 | 0.19x | R$687.27 Million | R$3.61 Billion | R$687.27 Million | ▲ +23.8% |
| 2006 | 0.15x | R$550.18 Million | R$3.58 Billion | R$550.18 Million | ▲ +38.5% |
| 2005 | 0.11x | R$595.42 Million | R$5.36 Billion | R$595.42 Million | ▼ -54.0% |
| 2004 | 0.24x | R$515.27 Million | R$2.14 Billion | R$515.27 Million | ▲ +98.5% |
| 2003 | 0.12x | R$640.51 Million | R$5.27 Billion | R$640.51 Million | ▲ +4.2% |
| 2002 | 0.12x | R$771.68 Million | R$6.62 Billion | R$771.68 Million | ▲ +13.9% |
| 2001 | 0.10x | R$743.14 Million | R$7.25 Billion | R$743.14 Million | — |