Itaú Unibanco Holding S.A. (ITUB3) — Cash Flow Reinvestment Rate
Itaú Unibanco Holding S.A. (ITUB3) has a Cash Flow Reinvestment Rate of 0.08x as of December 2025, reinvesting R$3.42 Billion (capex R$434.00 Million plus investments R$-2.99 Billion) from operating cash flow of R$45.12 Billion. Explore ITUB3 capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Itaú Unibanco Holding S.A. Cash Flow Reinvestment Rate (2001–2025)
Historical reinvestment intensity for Itaú Unibanco Holding S.A. across 20 annual periods. Also explore ITUB3 total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Itaú Unibanco Holding S.A. (2001–2025)
Year-by-year capital reinvestment analysis for Itaú Unibanco Holding S.A.. For live market cap and broader valuation context, see ITUB3 market cap overview.
| Year | Reinvestment Rate | Total Reinvested (BRL) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.21x | R$27.12 Billion | R$131.97 Billion | R$1.18 Billion | ▼ -79.1% |
| 2023 | 0.98x | R$76.28 Billion | R$77.49 Billion | R$9.19 Billion | ▲ +55.8% |
| 2022 | 0.63x | R$82.10 Billion | R$129.97 Billion | R$8.49 Billion | ▲ +190.6% |
| 2021 | 0.22x | R$13.06 Billion | R$60.11 Billion | R$9.08 Billion | ▲ +20.5% |
| 2020 | 0.18x | R$10.73 Billion | R$59.49 Billion | R$5.31 Billion | ▼ -83.7% |
| 2019 | 1.10x | R$38.90 Billion | R$35.22 Billion | R$4.31 Billion | ▲ +34.9% |
| 2018 | 0.82x | R$18.59 Billion | R$22.71 Billion | R$2.86 Billion | ▼ -49.4% |
| 2017 | 1.62x | R$13.98 Billion | R$8.64 Billion | R$3.59 Billion | ▲ +197.3% |
| 2016 | 0.54x | R$16.50 Billion | R$30.31 Billion | R$2.07 Billion | ▲ +339.0% |
| 2014 | 0.12x | R$11.12 Billion | R$89.73 Billion | R$5.20 Billion | ▼ -67.0% |
| 2013 | 0.38x | R$12.22 Billion | R$32.53 Billion | R$2.52 Billion | ▲ +400.3% |
| 2012 | 0.08x | R$3.65 Billion | R$48.63 Billion | R$3.65 Billion | ▲ +21.5% |
| 2009 | 0.06x | R$2.02 Billion | R$32.67 Billion | R$2.02 Billion | ▼ -67.6% |
| 2007 | 0.19x | R$687.27 Million | R$3.61 Billion | R$687.27 Million | ▲ +23.8% |
| 2006 | 0.15x | R$550.18 Million | R$3.58 Billion | R$550.18 Million | ▲ +38.5% |
| 2005 | 0.11x | R$595.42 Million | R$5.36 Billion | R$595.42 Million | ▼ -54.0% |
| 2004 | 0.24x | R$515.27 Million | R$2.14 Billion | R$515.27 Million | ▲ +98.5% |
| 2003 | 0.12x | R$640.51 Million | R$5.27 Billion | R$640.51 Million | ▲ +4.2% |
| 2002 | 0.12x | R$771.68 Million | R$6.62 Billion | R$771.68 Million | ▲ +13.9% |
| 2001 | 0.10x | R$743.14 Million | R$7.25 Billion | R$743.14 Million | — |