First Guaranty Bancshares, Inc. (FGBI) — Capital Reinvestment Ratio
First Guaranty Bancshares, Inc. (FGBI) has a Capital Reinvestment Ratio of 0.02x as of September 2025, meaning it reinvests 0% of its operating cash flow ($29.43 Million) in capital expenditures ($688.00K). See First Guaranty Bancshares, Inc. free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
First Guaranty Bancshares, Inc. Capital Reinvestment Ratio (2005–2024)
This chart tracks First Guaranty Bancshares, Inc.'s Capital Reinvestment Ratio across 20 annual periods.
Annual Capital Reinvestment Ratio for First Guaranty Bancshares, Inc. (2005–2024)
Year-by-year Capital Reinvestment Ratio for First Guaranty Bancshares, Inc. from 2005 to 2024. For live market cap and broader valuation context, see First Guaranty Bancshares, Inc. (FGBI) total market value.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.09x | $33.73 Million | $3.04 Million | ▼ -86.9% |
| 2023 | 0.69x | $21.71 Million | $14.96 Million | ▲ +860.6% |
| 2022 | 0.07x | $36.87 Million | $2.64 Million | ▼ -13.7% |
| 2021 | 0.08x | $26.52 Million | $2.20 Million | ▼ -68.7% |
| 2020 | 0.27x | $23.76 Million | $6.31 Million | ▼ -35.3% |
| 2019 | 0.41x | $29.08 Million | $11.93 Million | ▲ +191.4% |
| 2018 | 0.14x | $26.89 Million | $3.79 Million | ▼ -74.6% |
| 2017 | 0.56x | $12.28 Million | $6.81 Million | ▲ +200.1% |
| 2016 | 0.18x | $22.21 Million | $4.11 Million | ▼ -27.6% |
| 2015 | 0.26x | $17.21 Million | $4.40 Million | ▲ +157.3% |
| 2014 | 0.10x | $16.79 Million | $1.67 Million | ▼ -2.9% |
| 2013 | 0.10x | $17.17 Million | $1.76 Million | ▲ +10.5% |
| 2012 | 0.09x | $16.90 Million | $1.57 Million | ▼ -28.7% |
| 2011 | 0.13x | $17.97 Million | $2.34 Million | ▲ +62.5% |
| 2010 | 0.08x | $16.58 Million | $1.33 Million | ▼ -87.6% |
| 2009 | 0.65x | $2.53 Million | $1.63 Million | ▲ +1141.7% |
| 2008 | 0.05x | $19.56 Million | $1.02 Million | ▲ +175.8% |
| 2007 | 0.02x | $42.48 Million | $801.00K | ▼ -89.1% |
| 2006 | 0.17x | $14.27 Million | $2.48 Million | ▲ +1.7% |
| 2005 | 0.17x | $14.43 Million | $2.46 Million | — |