First Guaranty Bancshares, Inc. Cash Flow Quality Index
First Guaranty Bancshares, Inc. cash flow quality index. First Guaranty Bancshares, Inc. (FGBI) has a Cash Flow Quality Index of -0.21x as of June 2026. Operating cash flow of $-709.00K is below net income of $3.43 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of First Guaranty Bancshares, Inc. to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Guaranty Bancshares, Inc. (2005–2024)
Cash flow quality index of First Guaranty Bancshares, Inc. from 2005 to 2024. Historical Cash Flow Quality Index for First Guaranty Bancshares, Inc. across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of First Guaranty Bancshares, Inc. to assess how comfortably operating cash covers total debt obligations.
First Guaranty Bancshares, Inc. Cash Flow Quality Index by Year (2005–2024)
First Guaranty Bancshares, Inc. cash flow quality index by year from 2005 to 2024. Year-by-year earnings quality comparison for First Guaranty Bancshares, Inc.. For the full cash flow conversion analysis, see FGBI cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.71x | $33.73 Million | $12.45 Million | ▲ +15.0% |
| 2023 | 2.36x | $21.71 Million | $9.22 Million | ▲ +84.5% |
| 2022 | 1.28x | $36.87 Million | $28.88 Million | ▲ +31.4% |
| 2021 | 0.97x | $26.52 Million | $27.30 Million | ▼ -16.9% |
| 2020 | 1.17x | $23.76 Million | $20.32 Million | ▼ -42.7% |
| 2019 | 2.04x | $29.08 Million | $14.24 Million | ▲ +7.9% |
| 2018 | 1.89x | $26.89 Million | $14.21 Million | ▲ +81.1% |
| 2017 | 1.04x | $12.28 Million | $11.75 Million | ▼ -33.7% |
| 2016 | 1.58x | $22.21 Million | $14.09 Million | ▲ +32.8% |
| 2015 | 1.19x | $17.21 Million | $14.51 Million | ▼ -20.7% |
| 2014 | 1.50x | $16.79 Million | $11.22 Million | ▼ -20.3% |
| 2013 | 1.88x | $17.17 Million | $9.15 Million | ▲ +33.9% |
| 2012 | 1.40x | $16.90 Million | $12.06 Million | ▼ -37.4% |
| 2011 | 2.24x | $17.97 Million | $8.03 Million | ▲ +35.3% |
| 2010 | 1.65x | $16.58 Million | $10.03 Million | ▲ +397.3% |
| 2009 | 0.33x | $2.53 Million | $7.59 Million | ▼ -90.6% |
| 2008 | 3.55x | $19.56 Million | $5.51 Million | ▼ -14.3% |
| 2007 | 4.14x | $42.48 Million | $10.26 Million | ▲ +155.3% |
| 2006 | 1.62x | $14.27 Million | $8.80 Million | ▼ -32.3% |
| 2005 | 2.40x | $14.43 Million | $6.02 Million | — |