First Guaranty Bancshares, Inc. Working Capital to Net Assets Ratio
First Guaranty Bancshares, Inc. working capital to net assets ratio. First Guaranty Bancshares, Inc. (FGBI) has a Working Capital to Net Assets ratio of 879.5% as of June 2026. Working capital of $2.00 Billion (current assets of $2.01 Billion minus current liabilities of $7.23 Million) is measured against net assets of $227.35 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of First Guaranty Bancshares, Inc. to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of First Guaranty Bancshares, Inc. (2006–2025)
Working capital to net assets ratio of First Guaranty Bancshares, Inc. from 2006 to 2025. This chart shows how First Guaranty Bancshares, Inc.'s Working Capital to Net Assets ratio has evolved across 20 annual periods from 2006 to 2025. As of June 2026, the ratio stands at 879.5%, reflecting working capital of $2.00 Billion against net assets of $227.35 Million USD. See FGBI days of operational coverage to measure how many days the company can operate on defensive assets alone.
First Guaranty Bancshares, Inc. Working Capital to Net Assets Ratio by Year (2006–2025)
First Guaranty Bancshares, Inc. working capital to net assets ratio by year from 2006 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for First Guaranty Bancshares, Inc. from 2006 to 2025, covering 20 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see total assets of First Guaranty Bancshares, Inc..
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 376.0% | $850.49 Million | $226.22 Million | $857.61 Million | $7.12 Million | ▲ +1326.9 pp |
| 2024 | -950.9% | $-2.43 Billion | $255.05 Million | $1.08 Billion | $3.50 Billion | ▲ +17.9 pp |
| 2023 | -968.8% | $-2.42 Billion | $249.63 Million | $668.78 Million | $3.09 Billion | ▲ +23.7 pp |
| 2022 | -992.5% | $-2.33 Billion | $234.99 Million | $542.32 Million | $2.87 Billion | ▼ -153.0 pp |
| 2021 | -839.5% | $-1.88 Billion | $223.89 Million | $727.95 Million | $2.61 Billion | ▲ +42.3 pp |
| 2020 | -881.8% | $-1.57 Billion | $178.59 Million | $652.94 Million | $2.23 Billion | ▼ -0.3 pp |
| 2019 | -881.5% | $-1.46 Billion | $166.03 Million | $415.36 Million | $1.88 Billion | ▼ -65.1 pp |
| 2018 | -816.4% | $-1.20 Billion | $147.28 Million | $431.11 Million | $1.63 Billion | ▼ -24.3 pp |
| 2017 | -792.1% | $-1.14 Billion | $143.98 Million | $426.72 Million | $1.57 Billion | ▼ -58.5 pp |
| 2016 | -733.6% | $-912.26 Million | $124.35 Million | $422.35 Million | $1.33 Billion | ▲ +10.1 pp |
| 2015 | -743.8% | $-879.31 Million | $118.22 Million | $420.07 Million | $1.30 Billion | ▼ -160.0 pp |
| 2014 | -583.8% | $-814.83 Million | $139.58 Million | $560.80 Million | $1.38 Billion | ▲ +31.5 pp |
| 2013 | -615.2% | $-759.22 Million | $123.41 Million | $552.03 Million | $1.31 Billion | ▼ -183.6 pp |
| 2012 | -431.6% | $-579.10 Million | $134.18 Million | $691.10 Million | $1.27 Billion | ▲ +82.3 pp |
| 2011 | -513.9% | $-650.60 Million | $126.60 Million | $572.44 Million | $1.22 Billion | ▲ +486.9 pp |
| 2010 | -1000.8% | $-980.14 Million | $97.94 Million | $43.37 Million | $1.02 Billion | ▼ -184.5 pp |
| 2009 | -816.3% | $-774.95 Million | $94.94 Million | $39.25 Million | $814.19 Million | ▲ +270.0 pp |
| 2008 | -1086.3% | $-711.38 Million | $65.49 Million | $81.79 Million | $793.17 Million | ▼ -32.9 pp |
| 2007 | -1053.4% | $-708.52 Million | $67.26 Million | $27.93 Million | $736.45 Million | ▼ -476.2 pp |
| 2006 | -577.2% | $-341.72 Million | $59.20 Million | $34.92 Million | $376.65 Million | — |