First Guaranty Bancshares, Inc. Financial Flexibility Index
First Guaranty Bancshares, Inc. financial flexibility index. First Guaranty Bancshares, Inc. (FGBI) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $-542.00K (operating CF $-709.00K minus capex $167.00K) represents 0% of total liabilities ($3.67 Billion). See First Guaranty Bancshares, Inc. (FGBI) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of First Guaranty Bancshares, Inc. (2006–2025)
Financial flexibility index of First Guaranty Bancshares, Inc. from 2006 to 2025. Historical Financial Flexibility Index trend for First Guaranty Bancshares, Inc. across 20 annual periods. Check how high is First Guaranty Bancshares, Inc.'s earnings quality to evaluate the quality of earnings relative to operating cash generation.
First Guaranty Bancshares, Inc. Financial Flexibility Index by Year (2006–2025)
First Guaranty Bancshares, Inc. financial flexibility index by year from 2006 to 2025. Year-by-year free cash flow to debt coverage for First Guaranty Bancshares, Inc.. For the full cash flow conversion analysis, see First Guaranty Bancshares, Inc. (FGBI) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-6.58 Million | $-8.28 Million | $3.85 Billion | ▼ -117.3% |
| 2024 | 0.01x | $36.77 Million | $33.73 Million | $3.72 Billion | ▼ -10.9% |
| 2023 | 0.01x | $36.67 Million | $21.71 Million | $3.30 Billion | ▼ -18.1% |
| 2022 | 0.01x | $39.51 Million | $36.87 Million | $2.92 Billion | ▲ +25.2% |
| 2021 | 0.01x | $28.72 Million | $26.52 Million | $2.65 Billion | ▼ -17.4% |
| 2020 | 0.01x | $30.07 Million | $23.76 Million | $2.29 Billion | ▼ -37.6% |
| 2019 | 0.02x | $41.01 Million | $29.08 Million | $1.95 Billion | ▲ +14.4% |
| 2018 | 0.02x | $30.68 Million | $26.89 Million | $1.67 Billion | ▲ +54.6% |
| 2017 | 0.01x | $19.09 Million | $12.28 Million | $1.61 Billion | ▼ -37.9% |
| 2016 | 0.02x | $26.32 Million | $22.21 Million | $1.38 Billion | ▲ +18.7% |
| 2015 | 0.02x | $21.61 Million | $17.21 Million | $1.34 Billion | ▲ +20.4% |
| 2014 | 0.01x | $18.46 Million | $16.79 Million | $1.38 Billion | ▼ -7.1% |
| 2013 | 0.01x | $18.92 Million | $17.17 Million | $1.31 Billion | ▼ -0.6% |
| 2012 | 0.01x | $18.46 Million | $16.90 Million | $1.27 Billion | ▼ -12.3% |
| 2011 | 0.02x | $20.31 Million | $17.97 Million | $1.23 Billion | ▼ -4.4% |
| 2010 | 0.02x | $17.91 Million | $16.58 Million | $1.03 Billion | ▲ +248.0% |
| 2009 | 0.00x | $4.16 Million | $2.53 Million | $835.91 Million | ▼ -80.5% |
| 2008 | 0.03x | $20.57 Million | $19.56 Million | $805.75 Million | ▼ -56.3% |
| 2007 | 0.06x | $43.28 Million | $42.48 Million | $740.80 Million | ▲ +128.6% |
| 2006 | 0.03x | $16.75 Million | $14.27 Million | $655.28 Million | — |