First Guaranty Bancshares, Inc. (FGBI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 3.64x

First Guaranty Bancshares, Inc. (FGBI) has a Cash Flow Reinvestment Rate of 3.64x as of March 2026, reinvesting $184.30 Million (capex $167.00K plus investments $-184.14 Million) from operating cash flow of $50.59 Million. See First Guaranty Bancshares, Inc. (FGBI) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

3.64x
(Capex + Investments) / Operating CF

Total Reinvested

$184.30 Million
Capex + Investments

Operating Cash Flow

$50.59 Million
USD

Capital Expenditures

$167.00K
USD

First Guaranty Bancshares, Inc. Cash Flow Reinvestment Rate (2005–2024)

Historical reinvestment intensity for First Guaranty Bancshares, Inc. across 20 annual periods. For the full cash flow conversion analysis, see FGBI cash flow metrics.

Annual Cash Flow Reinvestment Rate for First Guaranty Bancshares, Inc. (2005–2024)

Year-by-year capital reinvestment analysis for First Guaranty Bancshares, Inc.. See First Guaranty Bancshares, Inc. leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 4.30x $145.11 Million $33.73 Million $3.04 Million ▼ -61.2%
2023 11.10x $241.02 Million $21.71 Million $14.96 Million ▼ -13.0%
2022 12.76x $470.40 Million $36.87 Million $2.64 Million ▼ -25.7%
2021 17.18x $455.55 Million $26.52 Million $2.20 Million ▲ +202.8%
2020 5.67x $134.77 Million $23.76 Million $6.31 Million ▲ +51.1%
2019 3.75x $109.14 Million $29.08 Million $11.93 Million ▲ +629.6%
2018 0.51x $13.83 Million $26.89 Million $3.79 Million ▼ -93.0%
2017 7.32x $89.81 Million $12.28 Million $6.81 Million ▲ +126.0%
2016 3.24x $71.89 Million $22.21 Million $4.11 Million ▼ -49.3%
2015 6.39x $109.92 Million $17.21 Million $4.40 Million ▲ +8.4%
2014 5.89x $98.91 Million $16.79 Million $1.67 Million ▲ +5655.5%
2013 0.10x $1.76 Million $17.17 Million $1.76 Million ▲ +10.5%
2012 0.09x $1.57 Million $16.90 Million $1.57 Million ▼ -28.7%
2011 0.13x $2.34 Million $17.97 Million $2.34 Million ▲ +62.5%
2010 0.08x $1.33 Million $16.58 Million $1.33 Million ▼ -87.6%
2009 0.65x $1.63 Million $2.53 Million $1.63 Million ▲ +1141.7%
2008 0.05x $1.02 Million $19.56 Million $1.02 Million ▲ +175.8%
2007 0.02x $801.00K $42.48 Million $801.00K ▼ -89.1%
2006 0.17x $2.48 Million $14.27 Million $2.48 Million ▲ +1.7%
2005 0.17x $2.46 Million $14.43 Million $2.46 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow