First Guaranty Bancshares, Inc. (FGBI) — Cash Flow Reinvestment Rate

Latest as of September 2025: 4.65x

First Guaranty Bancshares, Inc. (FGBI) has a Cash Flow Reinvestment Rate of 4.65x as of September 2025, reinvesting $136.76 Million (capex $688.00K plus investments $136.07 Million) from operating cash flow of $29.43 Million. Explore reinvestment intensity of First Guaranty Bancshares, Inc. to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

4.65x
(Capex + Investments) / Operating CF

Total Reinvested

$136.76 Million
Capex + Investments

Operating Cash Flow

$29.43 Million
USD

Capital Expenditures

$688.00K
USD

First Guaranty Bancshares, Inc. Cash Flow Reinvestment Rate (2005–2024)

Historical reinvestment intensity for First Guaranty Bancshares, Inc. across 20 annual periods. Also explore total assets of First Guaranty Bancshares, Inc. for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for First Guaranty Bancshares, Inc. (2005–2024)

Year-by-year capital reinvestment analysis for First Guaranty Bancshares, Inc.. For live market cap and broader valuation context, see FGBI company net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 4.30x $145.11 Million $33.73 Million $3.04 Million ▼ -61.2%
2023 11.10x $241.02 Million $21.71 Million $14.96 Million ▼ -13.0%
2022 12.76x $470.40 Million $36.87 Million $2.64 Million ▼ -25.7%
2021 17.18x $455.55 Million $26.52 Million $2.20 Million ▲ +202.8%
2020 5.67x $134.77 Million $23.76 Million $6.31 Million ▲ +51.1%
2019 3.75x $109.14 Million $29.08 Million $11.93 Million ▲ +629.6%
2018 0.51x $13.83 Million $26.89 Million $3.79 Million ▼ -93.0%
2017 7.32x $89.81 Million $12.28 Million $6.81 Million ▲ +126.0%
2016 3.24x $71.89 Million $22.21 Million $4.11 Million ▼ -49.3%
2015 6.39x $109.92 Million $17.21 Million $4.40 Million ▲ +8.4%
2014 5.89x $98.91 Million $16.79 Million $1.67 Million ▲ +5655.5%
2013 0.10x $1.76 Million $17.17 Million $1.76 Million ▲ +10.5%
2012 0.09x $1.57 Million $16.90 Million $1.57 Million ▼ -28.7%
2011 0.13x $2.34 Million $17.97 Million $2.34 Million ▲ +62.5%
2010 0.08x $1.33 Million $16.58 Million $1.33 Million ▼ -87.6%
2009 0.65x $1.63 Million $2.53 Million $1.63 Million ▲ +1141.7%
2008 0.05x $1.02 Million $19.56 Million $1.02 Million ▲ +175.8%
2007 0.02x $801.00K $42.48 Million $801.00K ▼ -89.1%
2006 0.17x $2.48 Million $14.27 Million $2.48 Million ▲ +1.7%
2005 0.17x $2.46 Million $14.43 Million $2.46 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow