First Guaranty Bancshares, Inc. (FGBI) — Cash Flow Reinvestment Rate
First Guaranty Bancshares, Inc. (FGBI) has a Cash Flow Reinvestment Rate of 4.65x as of September 2025, reinvesting $136.76 Million (capex $688.00K plus investments $136.07 Million) from operating cash flow of $29.43 Million. Check FGBI cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
First Guaranty Bancshares, Inc. Cash Flow Reinvestment Rate (2005–2024)
Historical reinvestment intensity for First Guaranty Bancshares, Inc. across 20 annual periods. Explore FGBI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for First Guaranty Bancshares, Inc. (2005–2024)
Year-by-year capital reinvestment analysis for First Guaranty Bancshares, Inc.. For live market cap and broader valuation context, see FGBI stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 4.30x | $145.11 Million | $33.73 Million | $3.04 Million | ▼ -61.2% |
| 2023 | 11.10x | $241.02 Million | $21.71 Million | $14.96 Million | ▼ -13.0% |
| 2022 | 12.76x | $470.40 Million | $36.87 Million | $2.64 Million | ▼ -25.7% |
| 2021 | 17.18x | $455.55 Million | $26.52 Million | $2.20 Million | ▲ +202.8% |
| 2020 | 5.67x | $134.77 Million | $23.76 Million | $6.31 Million | ▲ +51.1% |
| 2019 | 3.75x | $109.14 Million | $29.08 Million | $11.93 Million | ▲ +629.6% |
| 2018 | 0.51x | $13.83 Million | $26.89 Million | $3.79 Million | ▼ -93.0% |
| 2017 | 7.32x | $89.81 Million | $12.28 Million | $6.81 Million | ▲ +126.0% |
| 2016 | 3.24x | $71.89 Million | $22.21 Million | $4.11 Million | ▼ -49.3% |
| 2015 | 6.39x | $109.92 Million | $17.21 Million | $4.40 Million | ▲ +8.4% |
| 2014 | 5.89x | $98.91 Million | $16.79 Million | $1.67 Million | ▲ +5655.5% |
| 2013 | 0.10x | $1.76 Million | $17.17 Million | $1.76 Million | ▲ +10.5% |
| 2012 | 0.09x | $1.57 Million | $16.90 Million | $1.57 Million | ▼ -28.7% |
| 2011 | 0.13x | $2.34 Million | $17.97 Million | $2.34 Million | ▲ +62.5% |
| 2010 | 0.08x | $1.33 Million | $16.58 Million | $1.33 Million | ▼ -87.6% |
| 2009 | 0.65x | $1.63 Million | $2.53 Million | $1.63 Million | ▲ +1141.7% |
| 2008 | 0.05x | $1.02 Million | $19.56 Million | $1.02 Million | ▲ +175.8% |
| 2007 | 0.02x | $801.00K | $42.48 Million | $801.00K | ▼ -89.1% |
| 2006 | 0.17x | $2.48 Million | $14.27 Million | $2.48 Million | ▲ +1.7% |
| 2005 | 0.17x | $2.46 Million | $14.43 Million | $2.46 Million | — |