First Guaranty Bancshares, Inc. (FGBI) — Cash Flow-to-Debt Ratio
First Guaranty Bancshares, Inc. (FGBI) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of $-24.78 Million could theoretically repay 0% of its total liabilities ($3.85 Billion) in one year. See First Guaranty Bancshares, Inc. (FGBI) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Guaranty Bancshares, Inc. Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for First Guaranty Bancshares, Inc. across 20 annual periods. Also explore net asset growth rate of First Guaranty Bancshares, Inc. to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for First Guaranty Bancshares, Inc. (2006–2025)
Year-by-year debt coverage analysis for First Guaranty Bancshares, Inc.. For market capitalisation and broader financial context, see how much is First Guaranty Bancshares, Inc. worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $-8.28 Million | $3.85 Billion | ▼ -123.7% |
| 2024 | 0.01x | $33.73 Million | $3.72 Billion | ▲ +38.0% |
| 2023 | 0.01x | $21.71 Million | $3.30 Billion | ▼ -48.0% |
| 2022 | 0.01x | $36.87 Million | $2.92 Billion | ▲ +26.5% |
| 2021 | 0.01x | $26.52 Million | $2.65 Billion | ▼ -3.5% |
| 2020 | 0.01x | $23.76 Million | $2.29 Billion | ▼ -30.5% |
| 2019 | 0.01x | $29.08 Million | $1.95 Billion | ▼ -7.4% |
| 2018 | 0.02x | $26.89 Million | $1.67 Billion | ▲ +110.7% |
| 2017 | 0.01x | $12.28 Million | $1.61 Billion | ▼ -52.6% |
| 2016 | 0.02x | $22.21 Million | $1.38 Billion | ▲ +25.7% |
| 2015 | 0.01x | $17.21 Million | $1.34 Billion | ▲ +5.4% |
| 2014 | 0.01x | $16.79 Million | $1.38 Billion | ▼ -6.9% |
| 2013 | 0.01x | $17.17 Million | $1.31 Billion | ▼ -1.5% |
| 2012 | 0.01x | $16.90 Million | $1.27 Billion | ▼ -9.3% |
| 2011 | 0.01x | $17.97 Million | $1.23 Billion | ▼ -8.6% |
| 2010 | 0.02x | $16.58 Million | $1.03 Billion | ▲ +430.2% |
| 2009 | 0.00x | $2.53 Million | $835.91 Million | ▼ -87.6% |
| 2008 | 0.02x | $19.56 Million | $805.75 Million | ▼ -57.7% |
| 2007 | 0.06x | $42.48 Million | $740.80 Million | ▲ +163.3% |
| 2006 | 0.02x | $14.27 Million | $655.28 Million | — |