First Guaranty Bancshares, Inc. (FGBI) — Cash Flow-to-Debt Ratio
First Guaranty Bancshares, Inc. (FGBI) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of $-24.78 Million could theoretically repay 0% of its total liabilities ($3.85 Billion) in one year. Explore FGBI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Guaranty Bancshares, Inc. Cash Flow-to-Debt Ratio (2006–2025)
Historical debt coverage capacity for First Guaranty Bancshares, Inc. across 20 annual periods. Also explore total assets of First Guaranty Bancshares, Inc. for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for First Guaranty Bancshares, Inc. (2006–2025)
Year-by-year debt coverage analysis for First Guaranty Bancshares, Inc.. For market capitalisation and broader financial context, see FGBI company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $-8.28 Million | $3.85 Billion | ▼ -123.7% |
| 2024 | 0.01x | $33.73 Million | $3.72 Billion | ▲ +38.0% |
| 2023 | 0.01x | $21.71 Million | $3.30 Billion | ▼ -48.0% |
| 2022 | 0.01x | $36.87 Million | $2.92 Billion | ▲ +26.5% |
| 2021 | 0.01x | $26.52 Million | $2.65 Billion | ▼ -3.5% |
| 2020 | 0.01x | $23.76 Million | $2.29 Billion | ▼ -30.5% |
| 2019 | 0.01x | $29.08 Million | $1.95 Billion | ▼ -7.4% |
| 2018 | 0.02x | $26.89 Million | $1.67 Billion | ▲ +110.7% |
| 2017 | 0.01x | $12.28 Million | $1.61 Billion | ▼ -52.6% |
| 2016 | 0.02x | $22.21 Million | $1.38 Billion | ▲ +25.7% |
| 2015 | 0.01x | $17.21 Million | $1.34 Billion | ▲ +5.4% |
| 2014 | 0.01x | $16.79 Million | $1.38 Billion | ▼ -6.9% |
| 2013 | 0.01x | $17.17 Million | $1.31 Billion | ▼ -1.5% |
| 2012 | 0.01x | $16.90 Million | $1.27 Billion | ▼ -9.3% |
| 2011 | 0.01x | $17.97 Million | $1.23 Billion | ▼ -8.6% |
| 2010 | 0.02x | $16.58 Million | $1.03 Billion | ▲ +430.2% |
| 2009 | 0.00x | $2.53 Million | $835.91 Million | ▼ -87.6% |
| 2008 | 0.02x | $19.56 Million | $805.75 Million | ▼ -57.7% |
| 2007 | 0.06x | $42.48 Million | $740.80 Million | ▲ +163.3% |
| 2006 | 0.02x | $14.27 Million | $655.28 Million | — |