First Guaranty Bancshares, Inc. (FGBI) — Free Cash Flow Generation Index
First Guaranty Bancshares, Inc. (FGBI) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $28.74 Million represents 1% of operating cash flow ($29.43 Million). Read First Guaranty Bancshares, Inc. debt and liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Guaranty Bancshares, Inc. Free Cash Flow Generation Index (2005–2024)
Historical FCF Generation Index trend for First Guaranty Bancshares, Inc. across 20 annual periods. Explore FGBI capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for First Guaranty Bancshares, Inc. (2005–2024)
Year-by-year Free Cash Flow Generation Index for First Guaranty Bancshares, Inc.. For the full company profile including market capitalisation, see First Guaranty Bancshares, Inc. (FGBI) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.91x | $30.68 Million | $33.73 Million | $3.04 Million | ▲ +192.3% |
| 2023 | 0.31x | $6.76 Million | $21.71 Million | $14.96 Million | ▼ -66.5% |
| 2022 | 0.93x | $34.22 Million | $36.87 Million | $2.64 Million | ▲ +1.2% |
| 2021 | 0.92x | $24.32 Million | $26.52 Million | $2.20 Million | ▲ +24.9% |
| 2020 | 0.73x | $17.45 Million | $23.76 Million | $6.31 Million | ▲ +24.5% |
| 2019 | 0.59x | $17.14 Million | $29.08 Million | $11.93 Million | ▼ -31.4% |
| 2018 | 0.86x | $23.10 Million | $26.89 Million | $3.79 Million | ▲ +93.1% |
| 2017 | 0.44x | $5.46 Million | $12.28 Million | $6.81 Million | ▼ -45.4% |
| 2016 | 0.82x | $18.10 Million | $22.21 Million | $4.11 Million | ▲ +9.5% |
| 2015 | 0.74x | $12.81 Million | $17.21 Million | $4.40 Million | ▼ -17.3% |
| 2014 | 0.90x | $15.12 Million | $16.79 Million | $1.67 Million | ▲ +0.3% |
| 2013 | 0.90x | $15.41 Million | $17.17 Million | $1.76 Million | ▼ -1.1% |
| 2012 | 0.91x | $15.33 Million | $16.90 Million | $1.57 Million | ▲ +4.3% |
| 2011 | 0.87x | $15.63 Million | $17.97 Million | $2.34 Million | ▼ -5.4% |
| 2010 | 0.92x | $15.25 Million | $16.58 Million | $1.33 Million | ▲ +159.6% |
| 2009 | 0.35x | $895.00K | $2.53 Million | $1.63 Million | ▼ -62.6% |
| 2008 | 0.95x | $18.54 Million | $19.56 Million | $1.02 Million | ▼ -3.4% |
| 2007 | 0.98x | $41.68 Million | $42.48 Million | $801.00K | ▲ +18.7% |
| 2006 | 0.83x | $11.79 Million | $14.27 Million | $2.48 Million | ▼ -0.3% |
| 2005 | 0.83x | $11.97 Million | $14.43 Million | $2.46 Million | — |