First Guaranty Bancshares, Inc. (FGBI) — Free Cash Flow Generation Index
First Guaranty Bancshares, Inc. (FGBI) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $28.74 Million represents 1% of operating cash flow ($29.43 Million). See FGBI working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
First Guaranty Bancshares, Inc. Free Cash Flow Generation Index (2005–2024)
Historical FCF Generation Index trend for First Guaranty Bancshares, Inc. across 20 annual periods. Explore First Guaranty Bancshares, Inc. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for First Guaranty Bancshares, Inc. (2005–2024)
Year-by-year Free Cash Flow Generation Index for First Guaranty Bancshares, Inc.. For the full company profile including market capitalisation, see First Guaranty Bancshares, Inc. market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.91x | $30.68 Million | $33.73 Million | $3.04 Million | ▲ +192.3% |
| 2023 | 0.31x | $6.76 Million | $21.71 Million | $14.96 Million | ▼ -66.5% |
| 2022 | 0.93x | $34.22 Million | $36.87 Million | $2.64 Million | ▲ +1.2% |
| 2021 | 0.92x | $24.32 Million | $26.52 Million | $2.20 Million | ▲ +24.9% |
| 2020 | 0.73x | $17.45 Million | $23.76 Million | $6.31 Million | ▲ +24.5% |
| 2019 | 0.59x | $17.14 Million | $29.08 Million | $11.93 Million | ▼ -31.4% |
| 2018 | 0.86x | $23.10 Million | $26.89 Million | $3.79 Million | ▲ +93.1% |
| 2017 | 0.44x | $5.46 Million | $12.28 Million | $6.81 Million | ▼ -45.4% |
| 2016 | 0.82x | $18.10 Million | $22.21 Million | $4.11 Million | ▲ +9.5% |
| 2015 | 0.74x | $12.81 Million | $17.21 Million | $4.40 Million | ▼ -17.3% |
| 2014 | 0.90x | $15.12 Million | $16.79 Million | $1.67 Million | ▲ +0.3% |
| 2013 | 0.90x | $15.41 Million | $17.17 Million | $1.76 Million | ▼ -1.1% |
| 2012 | 0.91x | $15.33 Million | $16.90 Million | $1.57 Million | ▲ +4.3% |
| 2011 | 0.87x | $15.63 Million | $17.97 Million | $2.34 Million | ▼ -5.4% |
| 2010 | 0.92x | $15.25 Million | $16.58 Million | $1.33 Million | ▲ +159.6% |
| 2009 | 0.35x | $895.00K | $2.53 Million | $1.63 Million | ▼ -62.6% |
| 2008 | 0.95x | $18.54 Million | $19.56 Million | $1.02 Million | ▼ -3.4% |
| 2007 | 0.98x | $41.68 Million | $42.48 Million | $801.00K | ▲ +18.7% |
| 2006 | 0.83x | $11.79 Million | $14.27 Million | $2.48 Million | ▼ -0.3% |
| 2005 | 0.83x | $11.97 Million | $14.43 Million | $2.46 Million | — |