First Guaranty Bancshares, Inc. (FGBI) — Free Cash Flow Generation Index

Latest as of March 2026: 1.00x

First Guaranty Bancshares, Inc. (FGBI) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $50.43 Million represents 1% of operating cash flow ($50.59 Million). Explore capital reinvestment ratio of First Guaranty Bancshares, Inc. to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

1.00x
Free Cash Flow / Operating CF

Free Cash Flow

$50.43 Million
USD

Operating Cash Flow

$50.59 Million
USD

Capital Expenditures

$167.00K
USD

First Guaranty Bancshares, Inc. Free Cash Flow Generation Index (2005–2024)

Historical FCF Generation Index trend for First Guaranty Bancshares, Inc. across 20 annual periods. For the full cash flow conversion analysis, see First Guaranty Bancshares, Inc. cash conversion from operations.

Annual Free Cash Flow Generation for First Guaranty Bancshares, Inc. (2005–2024)

Year-by-year Free Cash Flow Generation Index for First Guaranty Bancshares, Inc.. Check FGBI cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.91x $30.68 Million $33.73 Million $3.04 Million ▲ +192.3%
2023 0.31x $6.76 Million $21.71 Million $14.96 Million ▼ -66.5%
2022 0.93x $34.22 Million $36.87 Million $2.64 Million ▲ +1.2%
2021 0.92x $24.32 Million $26.52 Million $2.20 Million ▲ +24.9%
2020 0.73x $17.45 Million $23.76 Million $6.31 Million ▲ +24.5%
2019 0.59x $17.14 Million $29.08 Million $11.93 Million ▼ -31.4%
2018 0.86x $23.10 Million $26.89 Million $3.79 Million ▲ +93.1%
2017 0.44x $5.46 Million $12.28 Million $6.81 Million ▼ -45.4%
2016 0.82x $18.10 Million $22.21 Million $4.11 Million ▲ +9.5%
2015 0.74x $12.81 Million $17.21 Million $4.40 Million ▼ -17.3%
2014 0.90x $15.12 Million $16.79 Million $1.67 Million ▲ +0.3%
2013 0.90x $15.41 Million $17.17 Million $1.76 Million ▼ -1.1%
2012 0.91x $15.33 Million $16.90 Million $1.57 Million ▲ +4.3%
2011 0.87x $15.63 Million $17.97 Million $2.34 Million ▼ -5.4%
2010 0.92x $15.25 Million $16.58 Million $1.33 Million ▲ +159.6%
2009 0.35x $895.00K $2.53 Million $1.63 Million ▼ -62.6%
2008 0.95x $18.54 Million $19.56 Million $1.02 Million ▼ -3.4%
2007 0.98x $41.68 Million $42.48 Million $801.00K ▲ +18.7%
2006 0.83x $11.79 Million $14.27 Million $2.48 Million ▼ -0.3%
2005 0.83x $11.97 Million $14.43 Million $2.46 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).