United Bankshares Inc (UBSI) — Capital Reinvestment Ratio
United Bankshares Inc (UBSI) has a Capital Reinvestment Ratio of 0.09x as of December 2025, meaning it reinvests 0% of its operating cash flow ($138.92 Million) in capital expenditures ($11.96 Million). Check United Bankshares Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
United Bankshares Inc Capital Reinvestment Ratio (1989–2025)
This chart tracks United Bankshares Inc's Capital Reinvestment Ratio across 33 annual periods. For the full cash flow conversion analysis, see cash flow conversion of United Bankshares Inc.
Annual Capital Reinvestment Ratio for United Bankshares Inc (1989–2025)
Year-by-year Capital Reinvestment Ratio for United Bankshares Inc from 1989 to 2025. See United Bankshares Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $498.91 Million | $17.71 Million | ▲ +30.4% |
| 2024 | 0.03x | $445.45 Million | $12.13 Million | ▲ +1.4% |
| 2023 | 0.03x | $435.24 Million | $11.69 Million | ▲ +21.2% |
| 2022 | 0.02x | $760.82 Million | $16.86 Million | ▼ -12.2% |
| 2021 | 0.03x | $609.54 Million | $15.38 Million | ▼ -81.4% |
| 2020 | 0.14x | $140.45 Million | $19.02 Million | ▲ +80.5% |
| 2019 | 0.08x | $147.69 Million | $11.08 Million | ▲ +282.0% |
| 2018 | 0.02x | $294.04 Million | $5.78 Million | ▼ -65.3% |
| 2017 | 0.06x | $253.93 Million | $14.36 Million | ▲ +32.8% |
| 2016 | 0.04x | $170.73 Million | $7.27 Million | ▲ +41.5% |
| 2015 | 0.03x | $174.90 Million | $5.26 Million | ▼ -48.3% |
| 2014 | 0.06x | $152.57 Million | $8.88 Million | ▲ +38.0% |
| 2013 | 0.04x | $142.20 Million | $6.00 Million | ▲ +4.8% |
| 2012 | 0.04x | $129.44 Million | $5.21 Million | ▼ -40.5% |
| 2011 | 0.07x | $118.57 Million | $8.02 Million | ▲ +108.3% |
| 2010 | 0.03x | $100.82 Million | $3.27 Million | ▼ -64.8% |
| 2009 | 0.09x | $53.66 Million | $4.95 Million | ▲ +332.7% |
| 2008 | 0.02x | $113.94 Million | $2.43 Million | ▼ -43.1% |
| 2007 | 0.04x | $81.45 Million | $3.05 Million | ▲ +7.4% |
| 2006 | 0.03x | $89.40 Million | $3.12 Million | ▲ +28.9% |
| 2005 | 0.03x | $112.88 Million | $3.05 Million | ▼ -35.1% |
| 2004 | 0.04x | $72.15 Million | $3.00 Million | ▲ +428.6% |
| 2003 | 0.01x | $88.13 Million | $694.00K | ▼ -83.6% |
| 2002 | 0.05x | $111.20 Million | $5.34 Million | ▼ -69.6% |
| 1997 | 0.16x | $31.00 Million | $4.90 Million | ▲ +12.4% |
| 1996 | 0.14x | $31.30 Million | $4.40 Million | ▲ +195.2% |
| 1995 | 0.05x | $35.70 Million | $1.70 Million | ▼ -21.8% |
| 1994 | 0.06x | $34.50 Million | $2.10 Million | ▲ +16.8% |
| 1993 | 0.05x | $30.70 Million | $1.60 Million | ▲ +30.9% |
| 1992 | 0.04x | $20.10 Million | $800.00K | ▼ -50.5% |
| 1991 | 0.08x | $19.90 Million | $1.60 Million | ▲ +18.6% |
| 1990 | 0.07x | $17.70 Million | $1.20 Million | ▼ -40.1% |
| 1989 | 0.11x | $10.60 Million | $1.20 Million | — |