United Bankshares Inc Free Cash Flow Generation Index

Latest as of June 2026: 1.05x

United Bankshares Inc free cash flow generation index. United Bankshares Inc (UBSI) has a Free Cash Flow Generation Index of 1.05x as of June 2026. Free cash flow of $110.00 Million represents 1% of operating cash flow ($105.16 Million).

FCF Generation Index

1.05x
Free Cash Flow / Operating CF

Free Cash Flow

$110.00 Million
USD

Operating Cash Flow

$105.16 Million
USD

Capital Expenditures

$4.84 Million
USD

Free Cash Flow Generation Index of United Bankshares Inc (1989–2025)

Free cash flow generation index of United Bankshares Inc from 1989 to 2025. Historical FCF Generation Index trend for United Bankshares Inc across 35 annual periods. See United Bankshares Inc (UBSI) flexibility index to measure the company's free cash flow as a share of total liabilities.

United Bankshares Inc Free Cash Flow Generation Index by Year (1989–2025)

United Bankshares Inc free cash flow generation index by year from 1989 to 2025. Year-by-year Free Cash Flow Generation Index for United Bankshares Inc. For the full cash flow conversion analysis, see United Bankshares Inc (UBSI) cash flow conversion.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $481.19 Million $498.91 Million $17.71 Million ▼ -0.9%
2024 0.97x $433.33 Million $445.45 Million $12.13 Million ▼ 0.0%
2023 0.97x $423.55 Million $435.24 Million $11.69 Million ▼ -0.5%
2022 0.98x $743.96 Million $760.82 Million $16.86 Million ▲ +0.3%
2021 0.97x $594.16 Million $609.54 Million $15.38 Million ▲ +12.7%
2020 0.86x $121.42 Million $140.45 Million $19.02 Million ▼ -6.5%
2019 0.92x $136.61 Million $147.69 Million $11.08 Million ▼ -5.2%
2018 0.98x $286.76 Million $294.04 Million $5.78 Million ▲ +3.4%
2017 0.94x $239.57 Million $253.93 Million $14.36 Million ▼ -1.5%
2016 0.96x $163.46 Million $170.73 Million $7.27 Million ▼ -1.3%
2015 0.97x $169.64 Million $174.90 Million $5.26 Million ▲ +3.0%
2014 0.94x $143.69 Million $152.57 Million $8.88 Million ▼ -1.7%
2013 0.96x $136.20 Million $142.20 Million $6.00 Million ▼ -0.2%
2012 0.96x $124.23 Million $129.44 Million $5.21 Million ▲ +2.9%
2011 0.93x $110.57 Million $118.57 Million $8.02 Million ▼ -3.6%
2010 0.97x $97.56 Million $100.82 Million $3.27 Million ▲ +6.6%
2009 0.91x $48.71 Million $53.66 Million $4.95 Million ▼ -7.2%
2008 0.98x $111.51 Million $113.94 Million $2.43 Million ▲ +1.7%
2007 0.96x $78.41 Million $81.45 Million $3.05 Million ▼ -0.3%
2006 0.97x $86.28 Million $89.40 Million $3.12 Million ▼ -0.8%
2005 0.97x $109.83 Million $112.88 Million $3.05 Million ▲ +1.5%
2004 0.96x $69.15 Million $72.15 Million $3.00 Million ▼ -3.4%
2003 0.99x $87.44 Million $88.13 Million $694.00K ▲ +4.2%
2002 0.95x $105.86 Million $111.20 Million $5.34 Million ▼ -4.8%
2000 1.00x $743.00K $743.00K $0.00 ▲ +0.0%
1999 1.00x $226.40 Million $226.40 Million $0.00 ▲ +18.8%
1997 0.84x $26.10 Million $31.00 Million $4.90 Million ▼ -2.0%
1996 0.86x $26.90 Million $31.30 Million $4.40 Million ▼ -9.8%
1995 0.95x $34.00 Million $35.70 Million $1.70 Million ▲ +1.4%
1994 0.94x $32.40 Million $34.50 Million $2.10 Million ▼ -0.9%
1993 0.95x $29.10 Million $30.70 Million $1.60 Million ▼ -1.3%
1992 0.96x $19.30 Million $20.10 Million $800.00K ▲ +4.4%
1991 0.92x $18.30 Million $19.90 Million $1.60 Million ▼ -1.4%
1990 0.93x $16.50 Million $17.70 Million $1.20 Million ▲ +5.1%
1989 0.89x $9.40 Million $10.60 Million $1.20 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).