United Bankshares Inc Cash Flow-to-Debt Ratio
United Bankshares Inc cash flow-to-debt ratio. United Bankshares Inc (UBSI) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $105.16 Million could theoretically repay 0% of its total liabilities ($28.24 Billion) in one year. Check United Bankshares Inc earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of United Bankshares Inc (1989–2025)
Cash flow-to-debt ratio of United Bankshares Inc from 1989 to 2025. Historical debt coverage capacity for United Bankshares Inc across 37 annual periods. Check UBSI total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
United Bankshares Inc Cash Flow-to-Debt Ratio by Year (1989–2025)
United Bankshares Inc cash flow-to-debt ratio by year from 1989 to 2025. Year-by-year debt coverage analysis for United Bankshares Inc. For the full cash flow conversion analysis, see cash efficiency ratio of United Bankshares Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $498.91 Million | $28.16 Billion | ▼ -0.5% |
| 2024 | 0.02x | $445.45 Million | $25.03 Billion | ▲ +2.9% |
| 2023 | 0.02x | $435.24 Million | $25.16 Billion | ▼ -43.2% |
| 2022 | 0.03x | $760.82 Million | $24.97 Billion | ▲ +23.0% |
| 2021 | 0.02x | $609.54 Million | $24.61 Billion | ▲ +286.0% |
| 2020 | 0.01x | $140.45 Million | $21.89 Billion | ▼ -29.2% |
| 2019 | 0.01x | $147.69 Million | $16.30 Billion | ▼ -50.7% |
| 2018 | 0.02x | $294.04 Million | $16.00 Billion | ▲ +14.5% |
| 2017 | 0.02x | $253.93 Million | $15.82 Billion | ▲ +15.4% |
| 2016 | 0.01x | $170.73 Million | $12.27 Billion | ▼ -13.6% |
| 2015 | 0.02x | $174.90 Million | $10.87 Billion | ▲ +12.6% |
| 2014 | 0.01x | $152.57 Million | $10.67 Billion | ▼ -22.7% |
| 2013 | 0.02x | $142.20 Million | $7.69 Billion | ▲ +6.1% |
| 2012 | 0.02x | $129.44 Million | $7.43 Billion | ▲ +10.0% |
| 2011 | 0.02x | $118.57 Million | $7.48 Billion | ▼ 0.0% |
| 2010 | 0.02x | $100.82 Million | $6.36 Billion | ▲ +108.0% |
| 2009 | 0.01x | $53.66 Million | $7.04 Billion | ▼ -50.8% |
| 2008 | 0.02x | $113.94 Million | $7.37 Billion | ▲ +37.4% |
| 2007 | 0.01x | $81.45 Million | $7.23 Billion | ▼ -23.4% |
| 2006 | 0.01x | $89.40 Million | $6.08 Billion | ▼ -20.7% |
| 2005 | 0.02x | $112.88 Million | $6.09 Billion | ▲ +49.0% |
| 2004 | 0.01x | $72.15 Million | $5.80 Billion | ▼ -18.7% |
| 2003 | 0.02x | $88.13 Million | $5.76 Billion | ▼ -27.8% |
| 2002 | 0.02x | $111.20 Million | $5.25 Billion | ▲ +289.9% |
| 2001 | -0.01x | $-57.17 Million | $5.13 Billion | ▼ -6816.1% |
| 2000 | 0.00x | $743.00K | $4.47 Billion | ▼ -99.7% |
| 1999 | 0.05x | $226.40 Million | $4.67 Billion | ▲ +301.3% |
| 1998 | -0.02x | $-99.80 Million | $4.15 Billion | ▼ -387.2% |
| 1997 | 0.01x | $31.00 Million | $3.70 Billion | ▼ -44.6% |
| 1996 | 0.02x | $31.30 Million | $2.07 Billion | ▼ -31.6% |
| 1995 | 0.02x | $35.70 Million | $1.61 Billion | ▲ +3.1% |
| 1994 | 0.02x | $34.50 Million | $1.61 Billion | ▲ +8.3% |
| 1993 | 0.02x | $30.70 Million | $1.55 Billion | ▲ +37.8% |
| 1992 | 0.01x | $20.10 Million | $1.40 Billion | ▼ -22.2% |
| 1991 | 0.02x | $19.90 Million | $1.08 Billion | ▲ +13.5% |
| 1990 | 0.02x | $17.70 Million | $1.09 Billion | ▲ +54.2% |
| 1989 | 0.01x | $10.60 Million | $1.00 Billion | — |