United Bankshares Inc Defensive Interval Ratio
United Bankshares Inc defensive interval ratio. United Bankshares Inc (UBSI) has a Defensive Interval Ratio of 7474 days as of June 2026. Defensive assets of $3.42 Billion (cash $-, short-term investments $3.32 Billion, receivables $99.66 Million) cover 7474 days of daily cash needs of $457.52K/day. See United Bankshares Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of United Bankshares Inc (1989–2025)
Defensive interval ratio of United Bankshares Inc from 1989 to 2025. This chart shows how United Bankshares Inc's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 7474 days, meaning defensive assets of $3.42 Billion can fund 7474 days of operations without new revenue. Check UBSI financial resilience to evaluate the company's liquid asset resilience ratio.
United Bankshares Inc Defensive Interval Ratio by Year (1989–2025)
United Bankshares Inc defensive interval ratio by year from 1989 to 2025. The table below presents the year-by-year Defensive Interval Ratio for United Bankshares Inc from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see United Bankshares Inc balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5824 days | $3.17 Billion | $544.04K/day | $- | $3.06 Billion | ▲ +5819 days |
| 2024 | 6 days | $363.87 Million | $66.13 Million/day | $- | $261.46 Million | ▼ -56 days |
| 2023 | 61 days | $3.90 Billion | $63.64 Million/day | $- | $3.79 Billion | ▼ -13 days |
| 2022 | 75 days | $4.64 Billion | $62.06 Million/day | $- | $4.54 Billion | ▲ +11 days |
| 2021 | 63 days | $4.11 Billion | $64.86 Million/day | $- | $4.04 Billion | ▲ +11 days |
| 2020 | 53 days | $3.02 Billion | $57.34 Million/day | $- | $2.95 Billion | ▼ -12 days |
| 2019 | 64 days | $2.50 Billion | $38.76 Million/day | $- | $2.44 Billion | ▲ +3 days |
| 2018 | 61 days | $2.40 Billion | $39.24 Million/day | $- | $2.34 Billion | ▲ +12 days |
| 2017 | 50 days | $1.94 Billion | $39.19 Million/day | $- | $1.89 Billion | ▲ +7 days |
| 2016 | 43 days | $1.30 Billion | $30.55 Million/day | $- | $1.26 Billion | ▲ +1 days |
| 2015 | 41 days | $1.10 Billion | $26.82 Million/day | $- | $1.07 Billion | ▼ -5 days |
| 2014 | 46 days | $1.21 Billion | $26.35 Million/day | $- | $1.18 Billion | ▲ +4 days |
| 2013 | 42 days | $801.95 Million | $18.91 Million/day | $- | $775.28 Million | ▲ +9 days |
| 2012 | 34 days | $651.93 Million | $19.29 Million/day | $- | $625.62 Million | ▼ -3 days |
| 2011 | 37 days | $722.98 Million | $19.55 Million/day | $- | $696.52 Million | ▲ +31 days |
| 2010 | 6 days | $97.97 Million | $16.37 Million/day | $- | $74.40 Million | ▼ 0 days |
| 2009 | 6 days | $104.88 Million | $17.18 Million/day | $- | $77.72 Million | ▼ -59 days |
| 2008 | 65 days | $1.13 Billion | $17.26 Million/day | $- | $1.10 Billion | ▼ -7 days |
| 2007 | 72 days | $1.19 Billion | $16.49 Million/day | $- | $1.16 Billion | ▼ -2 days |
| 2006 | 74 days | $1.10 Billion | $14.77 Million/day | $- | $1.06 Billion | ▼ -17 days |
| 2005 | 92 days | $1.31 Billion | $14.27 Million/day | $- | $1.27 Billion | ▼ -4 days |
| 2004 | 96 days | $1.30 Billion | $13.64 Million/day | $- | $1.28 Billion | ▼ -3 days |
| 2003 | 98 days | $1.29 Billion | $13.15 Million/day | $- | $1.27 Billion | ▲ +13 days |
| 2002 | 86 days | $1.05 Billion | $12.24 Million/day | $- | $1.02 Billion | ▲ +83 days |
| 2001 | 3 days | $33.55 Million | $11.81 Million/day | $- | $1.54 Million | ▼ -1 days |
| 2000 | 4 days | $38.01 Million | $10.19 Million/day | $- | $2.01 Million | ▲ +0 days |
| 1999 | 4 days | $36.40 Million | $10.03 Million/day | $- | $- | ▲ +1 days |
| 1998 | 3 days | $30.40 Million | $10.54 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $23.90 Million | $9.36 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $13.50 Million | $5.21 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $12.00 Million | $4.26 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $10.90 Million | $4.13 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $10.50 Million | $4.12 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $10.50 Million | $3.71 Million/day | $- | $- | ▼ 0 days |
| 1991 | 3 days | $9.70 Million | $2.92 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $11.80 Million | $2.95 Million/day | $- | $- | ▼ 0 days |
| 1989 | 4 days | $11.10 Million | $2.72 Million/day | $- | $- | — |