United Bankshares Inc Net Asset Quality Index
United Bankshares Inc net asset quality index. United Bankshares Inc (UBSI) has a Net Asset Quality Index of 16.3% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $33.75 Billion minus total liabilities of $28.24 Billion yields net assets of $5.51 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See UBSI net asset value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of United Bankshares Inc (1989–2025)
Net asset quality index of United Bankshares Inc from 1989 to 2025. This chart shows how United Bankshares Inc's Net Asset Quality Index has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the index stands at 16.3%, representing net assets of $5.51 Billion against total assets of $33.75 Billion USD. Check UBSI PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
United Bankshares Inc Net Asset Quality Index by Year (1989–2025)
United Bankshares Inc net asset quality index by year from 1989 to 2025. The table below presents the year-by-year Net Asset Quality Index for United Bankshares Inc from 1989 to 2025, covering 37 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see UBSI company net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 16.3% | $5.50 Billion | $33.66 Billion | $28.16 Billion | ▼ -0.3 pp |
| 2024 | 16.6% | $4.99 Billion | $30.02 Billion | $25.03 Billion | ▲ +0.7 pp |
| 2023 | 15.9% | $4.77 Billion | $29.93 Billion | $25.16 Billion | ▲ +0.6 pp |
| 2022 | 15.3% | $4.52 Billion | $29.49 Billion | $24.97 Billion | ▼ -0.8 pp |
| 2021 | 16.1% | $4.72 Billion | $29.33 Billion | $24.61 Billion | ▼ -0.3 pp |
| 2020 | 16.4% | $4.30 Billion | $26.18 Billion | $21.89 Billion | ▼ -0.7 pp |
| 2019 | 17.1% | $3.36 Billion | $19.66 Billion | $16.30 Billion | ▲ +0.2 pp |
| 2018 | 16.9% | $3.25 Billion | $19.25 Billion | $16.00 Billion | ▼ -0.1 pp |
| 2017 | 17.0% | $3.24 Billion | $19.06 Billion | $15.82 Billion | ▲ +1.6 pp |
| 2016 | 15.4% | $2.24 Billion | $14.51 Billion | $12.27 Billion | ▲ +1.8 pp |
| 2015 | 13.6% | $1.71 Billion | $12.58 Billion | $10.87 Billion | ▲ +0.2 pp |
| 2014 | 13.4% | $1.66 Billion | $12.33 Billion | $10.67 Billion | ▲ +1.5 pp |
| 2013 | 11.9% | $1.04 Billion | $8.74 Billion | $7.69 Billion | ▲ +0.1 pp |
| 2012 | 11.8% | $992.25 Million | $8.42 Billion | $7.43 Billion | ▲ +0.3 pp |
| 2011 | 11.5% | $968.84 Million | $8.45 Billion | $7.48 Billion | ▲ +0.4 pp |
| 2010 | 11.1% | $793.01 Million | $7.16 Billion | $6.36 Billion | ▲ +1.3 pp |
| 2009 | 9.8% | $761.55 Million | $7.81 Billion | $7.04 Billion | ▲ +0.7 pp |
| 2008 | 9.1% | $736.71 Million | $8.10 Billion | $7.37 Billion | ▼ -0.4 pp |
| 2007 | 9.5% | $761.20 Million | $7.99 Billion | $7.23 Billion | ▲ +0.1 pp |
| 2006 | 9.4% | $634.09 Million | $6.72 Billion | $6.08 Billion | ▼ 0.0 pp |
| 2005 | 9.4% | $635.21 Million | $6.73 Billion | $6.09 Billion | ▼ -0.4 pp |
| 2004 | 9.8% | $631.51 Million | $6.44 Billion | $5.80 Billion | ▲ +0.2 pp |
| 2003 | 9.6% | $615.19 Million | $6.38 Billion | $5.76 Billion | ▲ +0.3 pp |
| 2002 | 9.3% | $541.54 Million | $5.79 Billion | $5.25 Billion | ▲ +0.4 pp |
| 2001 | 9.0% | $506.53 Million | $5.63 Billion | $5.13 Billion | ▲ +0.2 pp |
| 2000 | 8.8% | $430.87 Million | $4.90 Billion | $4.47 Billion | ▲ +1.0 pp |
| 1999 | 7.8% | $395.90 Million | $5.07 Billion | $4.67 Billion | ▼ -1.4 pp |
| 1998 | 9.2% | $421.50 Million | $4.57 Billion | $4.15 Billion | ▼ -0.4 pp |
| 1997 | 9.7% | $396.10 Million | $4.09 Billion | $3.70 Billion | ▼ -1.4 pp |
| 1996 | 11.1% | $258.50 Million | $2.33 Billion | $2.07 Billion | ▲ +0.0 pp |
| 1995 | 11.1% | $201.20 Million | $1.82 Billion | $1.61 Billion | ▲ +1.0 pp |
| 1994 | 10.1% | $179.70 Million | $1.79 Billion | $1.61 Billion | ▲ +0.1 pp |
| 1993 | 9.9% | $171.00 Million | $1.72 Billion | $1.55 Billion | ▲ +0.2 pp |
| 1992 | 9.7% | $150.10 Million | $1.55 Billion | $1.40 Billion | ▲ +0.2 pp |
| 1991 | 9.5% | $112.60 Million | $1.19 Billion | $1.08 Billion | ▲ +0.5 pp |
| 1990 | 8.9% | $106.70 Million | $1.19 Billion | $1.09 Billion | ▲ +0.3 pp |
| 1989 | 8.6% | $95.00 Million | $1.10 Billion | $1.00 Billion | — |