United Bankshares Inc (UBSI) — Cash Flow Reinvestment Rate
United Bankshares Inc (UBSI) has a Cash Flow Reinvestment Rate of 0.28x as of December 2025, reinvesting $38.24 Million (capex $11.96 Million plus investments $-26.28 Million) from operating cash flow of $138.92 Million. Explore UBSI capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
United Bankshares Inc Cash Flow Reinvestment Rate (1989–2025)
Historical reinvestment intensity for United Bankshares Inc across 35 annual periods. Also explore UBSI total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for United Bankshares Inc (1989–2025)
Year-by-year capital reinvestment analysis for United Bankshares Inc. For live market cap and broader valuation context, see how much is United Bankshares Inc worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.18x | $92.11 Million | $498.91 Million | $17.71 Million | ▼ -85.9% |
| 2024 | 1.31x | $583.61 Million | $445.45 Million | $12.13 Million | ▲ +62.0% |
| 2023 | 0.81x | $352.08 Million | $435.24 Million | $11.69 Million | ▼ -81.8% |
| 2022 | 4.44x | $3.38 Billion | $760.82 Million | $16.86 Million | ▲ +2165.9% |
| 2021 | 0.20x | $119.36 Million | $609.54 Million | $15.38 Million | ▼ -92.7% |
| 2020 | 2.70x | $378.61 Million | $140.45 Million | $19.02 Million | ▲ +51.7% |
| 2019 | 1.78x | $262.41 Million | $147.69 Million | $11.08 Million | ▼ -37.3% |
| 2018 | 2.83x | $833.57 Million | $294.04 Million | $5.78 Million | ▲ +126.5% |
| 2017 | 1.25x | $317.87 Million | $253.93 Million | $14.36 Million | ▲ +209.0% |
| 2016 | 0.41x | $69.17 Million | $170.73 Million | $7.27 Million | ▼ -58.4% |
| 2015 | 0.97x | $170.37 Million | $174.90 Million | $5.26 Million | ▼ -43.1% |
| 2014 | 1.71x | $261.18 Million | $152.57 Million | $8.88 Million | ▼ -33.0% |
| 2013 | 2.55x | $363.30 Million | $142.20 Million | $6.00 Million | ▲ +51.7% |
| 2012 | 1.68x | $218.06 Million | $129.44 Million | $5.21 Million | ▲ +75.3% |
| 2011 | 0.96x | $113.96 Million | $118.57 Million | $8.02 Million | ▼ -84.7% |
| 2010 | 6.29x | $633.82 Million | $100.82 Million | $3.27 Million | ▲ +6718.4% |
| 2009 | 0.09x | $4.95 Million | $53.66 Million | $4.95 Million | ▲ +332.7% |
| 2008 | 0.02x | $2.43 Million | $113.94 Million | $2.43 Million | ▼ -43.1% |
| 2007 | 0.04x | $3.05 Million | $81.45 Million | $3.05 Million | ▲ +7.4% |
| 2006 | 0.03x | $3.12 Million | $89.40 Million | $3.12 Million | ▲ +28.9% |
| 2005 | 0.03x | $3.05 Million | $112.88 Million | $3.05 Million | ▼ -35.1% |
| 2004 | 0.04x | $3.00 Million | $72.15 Million | $3.00 Million | ▲ +428.6% |
| 2003 | 0.01x | $694.00K | $88.13 Million | $694.00K | ▼ -83.6% |
| 2002 | 0.05x | $5.34 Million | $111.20 Million | $5.34 Million | — |
| 2000 | 0.00x | $0.00 | $743.00K | $0.00 | — |
| 1999 | 0.00x | $0.00 | $226.40 Million | $0.00 | ▼ -100.0% |
| 1997 | 0.16x | $4.90 Million | $31.00 Million | $4.90 Million | ▲ +12.4% |
| 1996 | 0.14x | $4.40 Million | $31.30 Million | $4.40 Million | ▲ +195.2% |
| 1995 | 0.05x | $1.70 Million | $35.70 Million | $1.70 Million | ▼ -21.8% |
| 1994 | 0.06x | $2.10 Million | $34.50 Million | $2.10 Million | ▲ +16.8% |
| 1993 | 0.05x | $1.60 Million | $30.70 Million | $1.60 Million | ▲ +30.9% |
| 1992 | 0.04x | $800.00K | $20.10 Million | $800.00K | ▼ -50.5% |
| 1991 | 0.08x | $1.60 Million | $19.90 Million | $1.60 Million | ▲ +18.6% |
| 1990 | 0.07x | $1.20 Million | $17.70 Million | $1.20 Million | ▼ -40.1% |
| 1989 | 0.11x | $1.20 Million | $10.60 Million | $1.20 Million | — |