United Bankshares Inc Cash Flow Reinvestment Rate
United Bankshares Inc cash flow reinvestment rate. United Bankshares Inc (UBSI) has a Cash Flow Reinvestment Rate of 1.21x as of June 2026, reinvesting $127.25 Million (capex $4.84 Million plus investments $-122.41 Million) from operating cash flow of $105.16 Million. Explore UBSI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of United Bankshares Inc (1989–2025)
Cash flow reinvestment rate of United Bankshares Inc from 1989 to 2025. Historical reinvestment intensity for United Bankshares Inc across 35 annual periods. Explore United Bankshares Inc capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
United Bankshares Inc Cash Flow Reinvestment Rate by Year (1989–2025)
United Bankshares Inc cash flow reinvestment rate by year from 1989 to 2025. Year-by-year capital reinvestment analysis for United Bankshares Inc. For the full cash flow conversion analysis, see United Bankshares Inc operating cash flow efficiency.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.18x | $92.11 Million | $498.91 Million | $17.71 Million | ▼ -85.9% |
| 2024 | 1.31x | $583.61 Million | $445.45 Million | $12.13 Million | ▲ +62.0% |
| 2023 | 0.81x | $352.08 Million | $435.24 Million | $11.69 Million | ▼ -81.8% |
| 2022 | 4.44x | $3.38 Billion | $760.82 Million | $16.86 Million | ▲ +2165.9% |
| 2021 | 0.20x | $119.36 Million | $609.54 Million | $15.38 Million | ▼ -92.7% |
| 2020 | 2.70x | $378.61 Million | $140.45 Million | $19.02 Million | ▲ +51.7% |
| 2019 | 1.78x | $262.41 Million | $147.69 Million | $11.08 Million | ▼ -37.3% |
| 2018 | 2.83x | $833.57 Million | $294.04 Million | $5.78 Million | ▲ +126.5% |
| 2017 | 1.25x | $317.87 Million | $253.93 Million | $14.36 Million | ▲ +209.0% |
| 2016 | 0.41x | $69.17 Million | $170.73 Million | $7.27 Million | ▼ -58.4% |
| 2015 | 0.97x | $170.37 Million | $174.90 Million | $5.26 Million | ▼ -43.1% |
| 2014 | 1.71x | $261.18 Million | $152.57 Million | $8.88 Million | ▼ -33.0% |
| 2013 | 2.55x | $363.30 Million | $142.20 Million | $6.00 Million | ▲ +51.7% |
| 2012 | 1.68x | $218.06 Million | $129.44 Million | $5.21 Million | ▲ +75.3% |
| 2011 | 0.96x | $113.96 Million | $118.57 Million | $8.02 Million | ▼ -84.7% |
| 2010 | 6.29x | $633.82 Million | $100.82 Million | $3.27 Million | ▲ +6718.4% |
| 2009 | 0.09x | $4.95 Million | $53.66 Million | $4.95 Million | ▲ +332.7% |
| 2008 | 0.02x | $2.43 Million | $113.94 Million | $2.43 Million | ▼ -43.1% |
| 2007 | 0.04x | $3.05 Million | $81.45 Million | $3.05 Million | ▲ +7.4% |
| 2006 | 0.03x | $3.12 Million | $89.40 Million | $3.12 Million | ▲ +28.9% |
| 2005 | 0.03x | $3.05 Million | $112.88 Million | $3.05 Million | ▼ -35.1% |
| 2004 | 0.04x | $3.00 Million | $72.15 Million | $3.00 Million | ▲ +428.6% |
| 2003 | 0.01x | $694.00K | $88.13 Million | $694.00K | ▼ -83.6% |
| 2002 | 0.05x | $5.34 Million | $111.20 Million | $5.34 Million | — |
| 2000 | 0.00x | $0.00 | $743.00K | $0.00 | — |
| 1999 | 0.00x | $0.00 | $226.40 Million | $0.00 | ▼ -100.0% |
| 1997 | 0.16x | $4.90 Million | $31.00 Million | $4.90 Million | ▲ +12.4% |
| 1996 | 0.14x | $4.40 Million | $31.30 Million | $4.40 Million | ▲ +195.2% |
| 1995 | 0.05x | $1.70 Million | $35.70 Million | $1.70 Million | ▼ -21.8% |
| 1994 | 0.06x | $2.10 Million | $34.50 Million | $2.10 Million | ▲ +16.8% |
| 1993 | 0.05x | $1.60 Million | $30.70 Million | $1.60 Million | ▲ +30.9% |
| 1992 | 0.04x | $800.00K | $20.10 Million | $800.00K | ▼ -50.5% |
| 1991 | 0.08x | $1.60 Million | $19.90 Million | $1.60 Million | ▲ +18.6% |
| 1990 | 0.07x | $1.20 Million | $17.70 Million | $1.20 Million | ▼ -40.1% |
| 1989 | 0.11x | $1.20 Million | $10.60 Million | $1.20 Million | — |