Community Bank System Inc (NYSE:CBU) — Stock Price
Community Bank System Inc (NYSE:CBU) is currently trading at $64.03 USD, down 1.26% today. Over the past 52 weeks, shares have ranged between $53.67 and $70.99. This page tracks Community Bank System Inc's live share price on the NYSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see market value of Community Bank System Inc.
Community Bank System Inc (CBU) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Community Bank System Inc's daily closing share price and trading volume on the NYSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Community Bank System Inc Income Statement — Revenue, Profit & Earnings by Year
Community Bank System Inc's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | $1.01 Billion | $940.71 Million | $755.98 Million | $702.45 Million | $633.65 Million |
| Cost of Revenue | $214.07 Million | $217.18 Million | $115.31 Million | $37.87 Million | $4.17 Million |
| Gross Profit | $796.94 Million | $723.53 Million | $640.67 Million | $664.58 Million | $629.49 Million |
| Research & Development | — | — | — | — | — |
| SG&A | $313.92 Million | $300.78 Million | $281.80 Million | $257.34 Million | $241.50 Million |
| Total Operating Expenses | $521.55 Million | $486.82 Million | $472.44 Million | $424.27 Million | $388.14 Million |
| Operating Income | $275.39 Million | $236.71 Million | $168.23 Million | $240.31 Million | $241.35 Million |
| EBITDA | $305.60 Million | $265.36 Million | $196.58 Million | $270.74 Million | $271.51 Million |
| EBIT | $275.39 Million | $236.71 Million | $168.23 Million | $240.31 Million | $241.35 Million |
| Interest Expense | $192.72 Million | $194.41 Million | $104.10 Million | $23.10 Million | $13.01 Million |
| Income Before Tax | $275.39 Million | $236.71 Million | $168.23 Million | $240.31 Million | $241.35 Million |
| Income Tax Expense | $64.94 Million | $54.22 Million | $36.31 Million | $52.23 Million | $51.65 Million |
| Net Income | $210.46 Million | $182.48 Million | $131.92 Million | $188.08 Million | $189.69 Million |
Community Bank System Inc Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Community Bank System Inc's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | $17.41 Billion | $16.39 Billion | $15.56 Billion | $15.84 Billion | $15.55 Billion |
| Total Current Assets | $359.49 Million | $563.30 Million | $3.17 Billion | $4.41 Billion | $6.85 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | $2.88 Billion | $317.07 Million | $2.92 Billion | $4.15 Billion | $4.93 Billion |
| Net Receivables | $57.73 Million | $54.34 Million | $54.53 Million | $52.61 Million | $35.89 Million |
| Inventory | — | — | $136.43 Million | $-263.01 Million | $-1.91 Billion |
| Property, Plant & Equipment | $254.24 Million | $192.08 Million | $173.42 Million | $160.78 Million | $160.65 Million |
| Goodwill | $887.98 Million | $853.23 Million | $845.40 Million | $841.84 Million | $799.11 Million |
| Total Liabilities | $15.41 Billion | $14.62 Billion | $13.86 Billion | $14.28 Billion | $13.45 Billion |
| Total Current Liabilities | $241.97 Million | $13.82 Billion | $13.29 Billion | $14.26 Billion | $210.80 Million |
| Long-term Debt | $458.77 Million | $619.31 Million | $407.60 Million | $1.14 Billion | $329.88 Million |
| Net Debt | $444.91 Million | $806.97 Million | $574.24 Million | $927.88 Million | $-1.55 Billion |
| Total Stockholder Equity | $2.01 Billion | $1.76 Billion | $1.70 Billion | $1.55 Billion | $2.10 Billion |
| Retained Earnings | $1.39 Billion | $1.28 Billion | $1.19 Billion | $1.15 Billion | $1.06 Billion |
Community Bank System Inc Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Community Bank System Inc generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | $301.86 Million | $242.28 Million | $228.42 Million | $214.60 Million | $202.55 Million |
| Capital Expenditures | $68.53 Million | $20.70 Million | $18.59 Million | $12.92 Million | $13.18 Million |
| Free Cash Flow | $233.33 Million | $221.57 Million | $209.84 Million | $201.68 Million | $189.37 Million |
| Investing Cash Flow | $-182.10 Million | $-835.62 Million | $335.78 Million | $-2.14 Billion | $-1.53 Billion |
| Financing Cash Flow | $-15.01 Million | $599.38 Million | $-583.13 Million | $259.22 Million | $1.56 Billion |
| Dividends Paid | $-97.56 Million | $-95.78 Million | $-95.10 Million | $93.39 Million | $91.05 Million |
| Stock-Based Compensation | $10.86 Million | $8.37 Million | $9.27 Million | $7.74 Million | $6.33 Million |
| Depreciation | $29.42 Million | $28.66 Million | $28.35 Million | $30.43 Million | $30.16 Million |
| Change in Cash | $104.75 Million | $6.04 Million | $-18.93 Million | $-1.67 Billion | $229.26 Million |
Community Bank System Inc Earnings History — EPS Actual vs. Analyst Estimates
Track Community Bank System Inc's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Jul 28, 2026 | — | 1.18 | — |
| Apr 29, 2026 | 1.08 | 1.09 | -0.92% |
| Jan 27, 2026 | 1.03 | 1.13 | -8.85% |
| Oct 21, 2025 | 1.05 | 1.05 | +0.00% |
| Jul 22, 2025 | 0.97 | 1.01 | -3.96% |
| Apr 28, 2025 | 0.93 | 0.91 | +2.20% |
| Jan 21, 2025 | 0.94 | 0.91 | +3.30% |
| Oct 22, 2024 | 0.83 | 0.88 | -5.68% |