Nu Holdings Ltd (NU) — Cash Flow Reinvestment Rate
Nu Holdings Ltd (NU) has a Cash Flow Reinvestment Rate of 0.33x as of December 2025, reinvesting $270.95 Million (capex $270.95 Million ) from operating cash flow of $831.03 Million. See NU FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Nu Holdings Ltd Cash Flow Reinvestment Rate (2019–2025)
Historical reinvestment intensity for Nu Holdings Ltd across 6 annual periods. For the full cash flow conversion analysis, see Nu Holdings Ltd (NU) cash flow conversion.
Annual Cash Flow Reinvestment Rate for Nu Holdings Ltd (2019–2025)
Year-by-year capital reinvestment analysis for Nu Holdings Ltd. See Nu Holdings Ltd (NU) financial flexibility to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $7.21 Million | $3.50 Billion | $7.21 Million | ▼ -99.0% |
| 2024 | 0.21x | $505.62 Million | $2.40 Billion | $174.99 Million | ▼ -23.9% |
| 2023 | 0.28x | $350.83 Million | $1.27 Billion | $177.00 Million | ▼ -13.3% |
| 2022 | 0.32x | $241.46 Million | $755.57 Million | $114.31 Million | ▲ +1183.9% |
| 2020 | 0.02x | $24.26 Million | $974.52 Million | $7.99 Million | ▼ -26.6% |
| 2019 | 0.03x | $9.36 Million | $276.14 Million | $4.68 Million | — |