Nu Holdings Ltd (NU) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.33x

Nu Holdings Ltd (NU) has a Cash Flow Reinvestment Rate of 0.33x as of December 2025, reinvesting $270.95 Million (capex $270.95 Million ) from operating cash flow of $831.03 Million. Check NU cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.33x
(Capex + Investments) / Operating CF

Total Reinvested

$270.95 Million
Capex + Investments

Operating Cash Flow

$831.03 Million
USD

Capital Expenditures

$270.95 Million
USD

Nu Holdings Ltd Cash Flow Reinvestment Rate (2019–2025)

Historical reinvestment intensity for Nu Holdings Ltd across 6 annual periods. Explore NU strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Nu Holdings Ltd (2019–2025)

Year-by-year capital reinvestment analysis for Nu Holdings Ltd. For live market cap and broader valuation context, see Nu Holdings Ltd (NU) total market value.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.00x $7.21 Million $3.50 Billion $7.21 Million ▼ -99.0%
2024 0.21x $505.62 Million $2.40 Billion $174.99 Million ▼ -23.9%
2023 0.28x $350.83 Million $1.27 Billion $177.00 Million ▼ -13.3%
2022 0.32x $241.46 Million $755.57 Million $114.31 Million ▲ +1183.9%
2020 0.02x $24.26 Million $974.52 Million $7.99 Million ▼ -26.6%
2019 0.03x $9.36 Million $276.14 Million $4.68 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow