Nu Holdings Ltd (NU) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.33x

Nu Holdings Ltd (NU) has a Cash Flow Reinvestment Rate of 0.33x as of December 2025, reinvesting $270.95 Million (capex $270.95 Million ) from operating cash flow of $831.03 Million. Explore Nu Holdings Ltd (NU) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.33x
(Capex + Investments) / Operating CF

Total Reinvested

$270.95 Million
Capex + Investments

Operating Cash Flow

$831.03 Million
USD

Capital Expenditures

$270.95 Million
USD

Nu Holdings Ltd Cash Flow Reinvestment Rate (2019–2025)

Historical reinvestment intensity for Nu Holdings Ltd across 6 annual periods. Also explore Nu Holdings Ltd balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Nu Holdings Ltd (2019–2025)

Year-by-year capital reinvestment analysis for Nu Holdings Ltd. For live market cap and broader valuation context, see Nu Holdings Ltd (NU) market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.00x $7.21 Million $3.50 Billion $7.21 Million ▼ -99.0%
2024 0.21x $505.62 Million $2.40 Billion $174.99 Million ▼ -23.9%
2023 0.28x $350.83 Million $1.27 Billion $177.00 Million ▼ -13.3%
2022 0.32x $241.46 Million $755.57 Million $114.31 Million ▲ +1183.9%
2020 0.02x $24.26 Million $974.52 Million $7.99 Million ▼ -26.6%
2019 0.03x $9.36 Million $276.14 Million $4.68 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow