Nu Holdings Ltd Cash Flow Quality Index

Latest as of December 2025: 0.93x

Nu Holdings Ltd cash flow quality index. Nu Holdings Ltd (NU) has a Cash Flow Quality Index of 0.93x as of December 2025. Operating cash flow of $831.03 Million is below net income of $892.02 Million, suggesting accrual-heavy earnings not yet converted to cash. See NU free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.93x
Operating CF / Net Income

Operating Cash Flow

$831.03 Million
USD

Net Income

$892.02 Million
USD

Data as of

Dec 2025
Most recent filing

Cash Flow Quality Index of Nu Holdings Ltd (2023–2025)

Cash flow quality index of Nu Holdings Ltd from 2023 to 2025. Historical Cash Flow Quality Index for Nu Holdings Ltd across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Nu Holdings Ltd (NU) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Nu Holdings Ltd Cash Flow Quality Index by Year (2023–2025)

Nu Holdings Ltd cash flow quality index by year from 2023 to 2025. Year-by-year earnings quality comparison for Nu Holdings Ltd. For the full cash flow conversion analysis, see Nu Holdings Ltd cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.22x $3.50 Billion $2.87 Billion ▲ +0.3%
2024 1.22x $2.40 Billion $1.97 Billion ▼ -1.0%
2023 1.23x $1.27 Billion $1.03 Billion —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.