Nu Holdings Ltd Cash Flow Quality Index
Nu Holdings Ltd cash flow quality index. Nu Holdings Ltd (NU) has a Cash Flow Quality Index of 0.93x as of December 2025. Operating cash flow of $831.03 Million is below net income of $892.02 Million, suggesting accrual-heavy earnings not yet converted to cash. See NU free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Nu Holdings Ltd (2023–2025)
Cash flow quality index of Nu Holdings Ltd from 2023 to 2025. Historical Cash Flow Quality Index for Nu Holdings Ltd across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Nu Holdings Ltd (NU) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Nu Holdings Ltd Cash Flow Quality Index by Year (2023–2025)
Nu Holdings Ltd cash flow quality index by year from 2023 to 2025. Year-by-year earnings quality comparison for Nu Holdings Ltd. For the full cash flow conversion analysis, see Nu Holdings Ltd cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | $3.50 Billion | $2.87 Billion | ▲ +0.3% |
| 2024 | 1.22x | $2.40 Billion | $1.97 Billion | ▼ -1.0% |
| 2023 | 1.23x | $1.27 Billion | $1.03 Billion | — |