Nu Holdings Ltd (NU) — Cash Flow Quality Index
Nu Holdings Ltd (NU) has a Cash Flow Quality Index of 0.93x as of December 2025. Operating cash flow of $831.03 Million is below net income of $892.02 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Nu Holdings Ltd to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Nu Holdings Ltd Cash Flow Quality Index (2023–2025)
Historical Cash Flow Quality Index for Nu Holdings Ltd across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Nu Holdings Ltd to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Nu Holdings Ltd (2023–2025)
Year-by-year earnings quality comparison for Nu Holdings Ltd. For live market cap and the full company financial profile, see NU company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | $3.50 Billion | $2.87 Billion | ▲ +0.3% |
| 2024 | 1.22x | $2.40 Billion | $1.97 Billion | ▼ -1.0% |
| 2023 | 1.23x | $1.27 Billion | $1.03 Billion | — |