Nu Holdings Ltd (NU) — Net Asset Quality Index
Nu Holdings Ltd (NU) has a Net Asset Quality Index of 15.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $74.89 Billion minus total liabilities of $63.57 Billion yields net assets of $11.32 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See NU days of operational coverage to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Nu Holdings Ltd Net Asset Quality Index Over Time (2018–2025)
This chart shows how Nu Holdings Ltd's Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the index stands at 15.1%, representing net assets of $11.32 Billion against total assets of $74.89 Billion USD. Explore Nu Holdings Ltd cash flow conversion to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Nu Holdings Ltd (2018–2025)
The table below presents the year-by-year Net Asset Quality Index for Nu Holdings Ltd from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of Nu Holdings Ltd.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.1% | $11.32 Billion | $74.89 Billion | $63.57 Billion | ▼ -0.2 pp |
| 2024 | 15.3% | $7.65 Billion | $49.93 Billion | $42.28 Billion | ▲ +0.5 pp |
| 2023 | 14.8% | $6.41 Billion | $43.35 Billion | $36.94 Billion | ▼ -1.6 pp |
| 2022 | 16.3% | $4.89 Billion | $29.93 Billion | $25.04 Billion | ▼ -6.0 pp |
| 2021 | 22.4% | $4.44 Billion | $19.86 Billion | $15.42 Billion | ▲ +18.1 pp |
| 2020 | 4.3% | $438.11 Million | $10.15 Billion | $9.72 Billion | ▼ -4.7 pp |
| 2019 | 9.1% | $612.25 Million | $6.76 Billion | $6.15 Billion | ▼ -1.6 pp |
| 2018 | 10.7% | $296.73 Million | $2.79 Billion | $2.49 Billion | — |