Nu Holdings Ltd (NU) — Net Asset Quality Index
Nu Holdings Ltd (NU) has a Net Asset Quality Index of 15.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $74.89 Billion minus total liabilities of $63.57 Billion yields net assets of $11.32 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check asset resilience ratio of Nu Holdings Ltd to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Nu Holdings Ltd Net Asset Quality Index Over Time (2018–2025)
This chart shows how Nu Holdings Ltd's Net Asset Quality Index has evolved across 8 annual periods from 2018 to 2025. As of December 2025, the index stands at 15.1%, representing net assets of $11.32 Billion against total assets of $74.89 Billion USD. See Nu Holdings Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Nu Holdings Ltd (2018–2025)
The table below presents the year-by-year Net Asset Quality Index for Nu Holdings Ltd from 2018 to 2025, covering 8 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Nu Holdings Ltd (NU) market capitalisation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 15.1% | $11.32 Billion | $74.89 Billion | $63.57 Billion | ▼ -0.2 pp |
| 2024 | 15.3% | $7.65 Billion | $49.93 Billion | $42.28 Billion | ▲ +0.5 pp |
| 2023 | 14.8% | $6.41 Billion | $43.35 Billion | $36.94 Billion | ▼ -1.6 pp |
| 2022 | 16.3% | $4.89 Billion | $29.93 Billion | $25.04 Billion | ▼ -6.0 pp |
| 2021 | 22.4% | $4.44 Billion | $19.86 Billion | $15.42 Billion | ▲ +18.1 pp |
| 2020 | 4.3% | $438.11 Million | $10.15 Billion | $9.72 Billion | ▼ -4.7 pp |
| 2019 | 9.1% | $612.25 Million | $6.76 Billion | $6.15 Billion | ▼ -1.6 pp |
| 2018 | 10.7% | $296.73 Million | $2.79 Billion | $2.49 Billion | — |