Nu Holdings Ltd (NU) — Cash Flow-to-Debt Ratio
Nu Holdings Ltd (NU) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $831.03 Million could theoretically repay 0% of its total liabilities ($63.57 Billion) in one year. See NU free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Nu Holdings Ltd Cash Flow-to-Debt Ratio (2018–2025)
Historical debt coverage capacity for Nu Holdings Ltd across 8 annual periods. Also explore NU shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Nu Holdings Ltd (2018–2025)
Year-by-year debt coverage analysis for Nu Holdings Ltd. For market capitalisation and broader financial context, see market value of Nu Holdings Ltd.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $3.50 Billion | $63.57 Billion | ▼ -2.9% |
| 2024 | 0.06x | $2.40 Billion | $42.28 Billion | ▲ +65.5% |
| 2023 | 0.03x | $1.27 Billion | $36.94 Billion | ▲ +13.6% |
| 2022 | 0.03x | $755.57 Million | $25.04 Billion | ▲ +115.9% |
| 2021 | -0.19x | $-2.92 Billion | $15.42 Billion | ▼ -289.1% |
| 2020 | 0.10x | $974.52 Million | $9.72 Billion | ▲ +123.3% |
| 2019 | 0.04x | $276.14 Million | $6.15 Billion | ▲ +2152.9% |
| 2018 | 0.00x | $-5.45 Million | $2.49 Billion | — |