Nu Holdings Ltd (NU) — Financial Flexibility Index
Nu Holdings Ltd (NU) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of $1.10 Billion (operating CF $831.03 Million minus capex $270.95 Million) represents 0% of total liabilities ($63.57 Billion). Check Nu Holdings Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nu Holdings Ltd Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for Nu Holdings Ltd across 8 annual periods. See Nu Holdings Ltd (NU) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Nu Holdings Ltd (2018–2025)
Year-by-year free cash flow to debt coverage for Nu Holdings Ltd. For the full company profile including market capitalisation, see market cap of Nu Holdings Ltd.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | $3.51 Billion | $3.50 Billion | $63.57 Billion | ▼ -9.4% |
| 2024 | 0.06x | $2.57 Billion | $2.40 Billion | $42.28 Billion | ▲ +55.8% |
| 2023 | 0.04x | $1.44 Billion | $1.27 Billion | $36.94 Billion | ▲ +12.5% |
| 2022 | 0.03x | $869.88 Million | $755.57 Million | $25.04 Billion | ▲ +118.5% |
| 2021 | -0.19x | $-2.90 Billion | $-2.92 Billion | $15.42 Billion | ▼ -285.8% |
| 2020 | 0.10x | $982.51 Million | $974.52 Million | $9.72 Billion | ▲ +121.4% |
| 2019 | 0.05x | $280.82 Million | $276.14 Million | $6.15 Billion | ▲ +12072.8% |
| 2018 | 0.00x | $934.00K | $-5.45 Million | $2.49 Billion | — |