Nu Holdings Ltd Free Cash Flow Generation Index

Latest as of December 2025: 1.33x

Nu Holdings Ltd free cash flow generation index. Nu Holdings Ltd (NU) has a Free Cash Flow Generation Index of 1.33x as of December 2025. Free cash flow of $1.10 Billion represents 1% of operating cash flow ($831.03 Million).

FCF Generation Index

1.33x
Free Cash Flow / Operating CF

Free Cash Flow

$1.10 Billion
USD

Operating Cash Flow

$831.03 Million
USD

Capital Expenditures

$270.95 Million
USD

Free Cash Flow Generation Index of Nu Holdings Ltd (2019–2025)

Free cash flow generation index of Nu Holdings Ltd from 2019 to 2025. Historical FCF Generation Index trend for Nu Holdings Ltd across 6 annual periods. See how financially flexible is Nu Holdings Ltd to measure the company's free cash flow as a share of total liabilities.

Nu Holdings Ltd Free Cash Flow Generation Index by Year (2019–2025)

Nu Holdings Ltd free cash flow generation index by year from 2019 to 2025. Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd. For the full cash flow conversion analysis, see NU cash flow metrics.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 1.00x $3.49 Billion $3.50 Billion $7.21 Million ▲ +7.6%
2024 0.93x $2.22 Billion $2.40 Billion $174.99 Million ▲ +7.8%
2023 0.86x $1.09 Billion $1.27 Billion $177.00 Million ▲ +1.4%
2022 0.85x $641.27 Million $755.57 Million $114.31 Million ▼ -14.4%
2020 0.99x $966.53 Million $974.52 Million $7.99 Million ▲ +0.9%
2019 0.98x $271.46 Million $276.14 Million $4.68 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).