Nu Holdings Ltd (NU) — Free Cash Flow Generation Index
Nu Holdings Ltd (NU) has a Free Cash Flow Generation Index of 1.33x as of December 2025. Free cash flow of $1.10 Billion represents 1% of operating cash flow ($831.03 Million). Explore reinvestment intensity of Nu Holdings Ltd to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Nu Holdings Ltd Free Cash Flow Generation Index (2019–2025)
Historical FCF Generation Index trend for Nu Holdings Ltd across 6 annual periods. For the full cash flow conversion analysis, see how efficiently does Nu Holdings Ltd generate cash.
Annual Free Cash Flow Generation for Nu Holdings Ltd (2019–2025)
Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd. Check NU cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $3.49 Billion | $3.50 Billion | $7.21 Million | ▲ +7.6% |
| 2024 | 0.93x | $2.22 Billion | $2.40 Billion | $174.99 Million | ▲ +7.8% |
| 2023 | 0.86x | $1.09 Billion | $1.27 Billion | $177.00 Million | ▲ +1.4% |
| 2022 | 0.85x | $641.27 Million | $755.57 Million | $114.31 Million | ▼ -14.4% |
| 2020 | 0.99x | $966.53 Million | $974.52 Million | $7.99 Million | ▲ +0.9% |
| 2019 | 0.98x | $271.46 Million | $276.14 Million | $4.68 Million | — |