Nu Holdings Ltd (NU) — Free Cash Flow Generation Index
Nu Holdings Ltd (NU) has a Free Cash Flow Generation Index of 1.33x as of December 2025. Free cash flow of $1.10 Billion represents 1% of operating cash flow ($831.03 Million). See NU net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Nu Holdings Ltd Free Cash Flow Generation Index (2019–2025)
Historical FCF Generation Index trend for Nu Holdings Ltd across 6 annual periods. Explore Nu Holdings Ltd (NU) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Nu Holdings Ltd (2019–2025)
Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd. For the full company profile including market capitalisation, see Nu Holdings Ltd market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $3.49 Billion | $3.50 Billion | $7.21 Million | ▲ +7.6% |
| 2024 | 0.93x | $2.22 Billion | $2.40 Billion | $174.99 Million | ▲ +7.8% |
| 2023 | 0.86x | $1.09 Billion | $1.27 Billion | $177.00 Million | ▲ +1.4% |
| 2022 | 0.85x | $641.27 Million | $755.57 Million | $114.31 Million | ▼ -14.4% |
| 2020 | 0.99x | $966.53 Million | $974.52 Million | $7.99 Million | ▲ +0.9% |
| 2019 | 0.98x | $271.46 Million | $276.14 Million | $4.68 Million | — |