Nu Holdings Ltd (NU) — Free Cash Flow Generation Index
Nu Holdings Ltd (NU) has a Free Cash Flow Generation Index of 1.33x as of December 2025. Free cash flow of $1.10 Billion represents 1% of operating cash flow ($831.03 Million). Read Nu Holdings Ltd total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Nu Holdings Ltd Free Cash Flow Generation Index (2019–2025)
Historical FCF Generation Index trend for Nu Holdings Ltd across 6 annual periods. Explore capital reinvestment ratio of Nu Holdings Ltd to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Nu Holdings Ltd (2019–2025)
Year-by-year Free Cash Flow Generation Index for Nu Holdings Ltd. For the full company profile including market capitalisation, see Nu Holdings Ltd (NU) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $3.49 Billion | $3.50 Billion | $7.21 Million | ▲ +7.6% |
| 2024 | 0.93x | $2.22 Billion | $2.40 Billion | $174.99 Million | ▲ +7.8% |
| 2023 | 0.86x | $1.09 Billion | $1.27 Billion | $177.00 Million | ▲ +1.4% |
| 2022 | 0.85x | $641.27 Million | $755.57 Million | $114.31 Million | ▼ -14.4% |
| 2020 | 0.99x | $966.53 Million | $974.52 Million | $7.99 Million | ▲ +0.9% |
| 2019 | 0.98x | $271.46 Million | $276.14 Million | $4.68 Million | — |