Unum Group (UNM) — Cash Flow Reinvestment Rate
Unum Group (UNM) has a Cash Flow Reinvestment Rate of 0.46x as of June 2026, reinvesting $233.80 Million (capex $29.20 Million plus investments $-204.60 Million) from operating cash flow of $503.50 Million. See Unum Group free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Unum Group Cash Flow Reinvestment Rate (1989–2025)
Historical reinvestment intensity for Unum Group across 38 annual periods. For the full cash flow conversion analysis, see Unum Group (UNM) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for Unum Group (1989–2025)
Year-by-year capital reinvestment analysis for Unum Group. See UNM financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.70x | $482.60 Million | $687.70 Million | $132.30 Million | ▲ +125.9% |
| 2024 | 0.31x | $470.10 Million | $1.51 Billion | $125.70 Million | ▼ -58.4% |
| 2023 | 0.75x | $898.10 Million | $1.20 Billion | $134.80 Million | ▲ +10.8% |
| 2022 | 0.67x | $955.90 Million | $1.42 Billion | $102.20 Million | ▼ -30.3% |
| 2021 | 0.97x | $1.34 Billion | $1.39 Billion | $110.30 Million | ▲ +115.7% |
| 2020 | 0.45x | $267.70 Million | $597.50 Million | $119.10 Million | ▼ -44.0% |
| 2019 | 0.80x | $1.39 Billion | $1.74 Billion | $150.90 Million | ▲ +56.7% |
| 2018 | 0.51x | $784.70 Million | $1.54 Billion | $144.10 Million | ▲ +21.1% |
| 2017 | 0.42x | $484.60 Million | $1.15 Billion | $105.30 Million | ▼ -19.0% |
| 2016 | 0.52x | $580.80 Million | $1.12 Billion | $85.00 Million | ▲ +2.1% |
| 2015 | 0.51x | $658.70 Million | $1.29 Billion | $100.20 Million | ▼ -29.7% |
| 2014 | 0.72x | $886.70 Million | $1.22 Billion | $114.50 Million | ▼ -34.8% |
| 2013 | 1.11x | $1.15 Billion | $1.03 Billion | $105.50 Million | ▲ +37.7% |
| 2012 | 0.81x | $1.11 Billion | $1.38 Billion | $105.40 Million | — |
| 2011 | 0.00x | $0.00 | $1.19 Billion | $0.00 | ▼ -100.0% |
| 2010 | 0.81x | $963.60 Million | $1.20 Billion | $0.00 | — |
| 2010 | 0.00x | $0.00 | $1.20 Billion | $0.00 | — |
| 2009 | 0.00x | $0.00 | $1.24 Billion | $0.00 | — |
| 2008 | 0.00x | $0.00 | $1.33 Billion | $0.00 | — |
| 2007 | 0.00x | $0.00 | $1.75 Billion | $0.00 | — |
| 2006 | 0.00x | $0.00 | $1.43 Billion | $0.00 | — |
| 2005 | 0.00x | $0.00 | $1.50 Billion | $0.00 | — |
| 2004 | 0.00x | $0.00 | $747.00 Million | $0.00 | — |
| 2003 | 0.00x | $0.00 | $1.35 Billion | $0.00 | — |
| 2002 | 0.00x | $0.00 | $1.79 Billion | $0.00 | ▼ -100.0% |
| 2001 | 0.01x | $19.20 Million | $1.77 Billion | $19.20 Million | — |
| 2000 | 0.00x | $0.00 | $1.21 Billion | $0.00 | — |
| 1999 | 0.00x | $0.00 | $1.57 Billion | $0.00 | — |
| 1998 | 0.00x | $0.00 | $916.30 Million | $0.00 | — |
| 1997 | 0.00x | $0.00 | $827.00 Million | $0.00 | — |
| 1996 | 0.00x | $0.00 | $660.60 Million | $0.00 | ▼ -100.0% |
| 1995 | 0.04x | $27.10 Million | $756.10 Million | $27.10 Million | ▼ -16.0% |
| 1994 | 0.04x | $29.90 Million | $700.80 Million | $29.90 Million | ▲ +30.4% |
| 1993 | 0.03x | $18.20 Million | $556.10 Million | $18.20 Million | ▼ -12.4% |
| 1992 | 0.04x | $20.10 Million | $538.00 Million | $20.10 Million | ▼ -42.8% |
| 1991 | 0.07x | $43.60 Million | $667.20 Million | $43.60 Million | ▼ -73.4% |
| 1990 | 0.25x | $137.10 Million | $557.40 Million | $137.10 Million | ▲ +1964.2% |
| 1989 | 0.01x | $6.60 Million | $553.90 Million | $6.60 Million | — |