Unum Group (UNM) — Cash Flow Quality Index
Unum Group (UNM) has a Cash Flow Quality Index of 1.47x as of March 2026. Operating cash flow of $340.80 Million exceeds net income of $232.00 Million, indicating high earnings quality where cash backs reported profits. Explore Unum Group (UNM) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Unum Group Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Unum Group across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Unum Group to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Unum Group (1989–2025)
Year-by-year earnings quality comparison for Unum Group. For live market cap and the full company financial profile, see market value of Unum Group.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.93x | $687.70 Million | $738.50 Million | ▲ +9.5% |
| 2024 | 0.85x | $1.51 Billion | $1.78 Billion | ▼ -9.2% |
| 2023 | 0.94x | $1.20 Billion | $1.28 Billion | ▼ -13.2% |
| 2022 | 1.08x | $1.42 Billion | $1.31 Billion | ▼ -35.9% |
| 2021 | 1.68x | $1.39 Billion | $824.20 Million | ▲ +123.4% |
| 2020 | 0.75x | $597.50 Million | $793.00 Million | ▼ -52.4% |
| 2019 | 1.58x | $1.74 Billion | $1.10 Billion | ▼ -46.1% |
| 2018 | 2.94x | $1.54 Billion | $523.40 Million | ▲ +153.9% |
| 2017 | 1.16x | $1.15 Billion | $994.20 Million | ▼ -3.5% |
| 2016 | 1.20x | $1.12 Billion | $931.40 Million | ▼ -19.6% |
| 2015 | 1.49x | $1.29 Billion | $867.10 Million | ▼ -49.7% |
| 2014 | 2.96x | $1.22 Billion | $413.40 Million | ▲ +146.2% |
| 2013 | 1.20x | $1.03 Billion | $858.10 Million | ▼ -22.1% |
| 2012 | 1.54x | $1.38 Billion | $894.40 Million | ▼ -69.6% |
| 2011 | 5.07x | $1.19 Billion | $235.40 Million | ▲ +275.4% |
| 2010 | 1.35x | $1.20 Billion | $886.10 Million | ▲ +0.0% |
| 2010 | 1.35x | $1.20 Billion | $886.10 Million | ▼ -6.9% |
| 2009 | 1.45x | $1.24 Billion | $852.60 Million | ▼ -39.5% |
| 2008 | 2.40x | $1.33 Billion | $553.20 Million | ▼ -7.0% |
| 2007 | 2.58x | $1.75 Billion | $679.30 Million | ▼ -26.0% |
| 2006 | 3.48x | $1.43 Billion | $411.00 Million | ▲ +19.0% |
| 2005 | 2.93x | $1.50 Billion | $513.60 Million | ▼ -34.3% |
| 2002 | 4.45x | $1.79 Billion | $401.20 Million | ▲ +45.7% |
| 2001 | 3.06x | $1.77 Billion | $579.20 Million | ▲ +42.4% |
| 2000 | 2.15x | $1.21 Billion | $564.20 Million | ▼ -40.5% |
| 1998 | 3.61x | $916.30 Million | $254.00 Million | ▲ +7.9% |
| 1997 | 3.34x | $827.00 Million | $247.30 Million | ▼ -26.3% |
| 1996 | 4.54x | $660.60 Million | $145.60 Million | ▲ +68.7% |
| 1995 | 2.69x | $756.10 Million | $281.10 Million | ▼ -40.6% |
| 1994 | 4.53x | $700.80 Million | $154.70 Million | ▲ +154.2% |
| 1993 | 1.78x | $556.10 Million | $312.00 Million | ▼ -17.6% |
| 1992 | 2.16x | $538.00 Million | $248.80 Million | ▼ -33.6% |
| 1991 | 3.25x | $667.20 Million | $205.00 Million | ▲ +8.1% |
| 1990 | 3.01x | $557.40 Million | $185.20 Million | ▼ -15.6% |
| 1989 | 3.56x | $553.90 Million | $155.40 Million | — |