Unum Group (UNM) — Cash Flow Quality Index
Unum Group (UNM) has a Cash Flow Quality Index of 1.47x as of March 2026. Operating cash flow of $340.80 Million exceeds net income of $232.00 Million, indicating high earnings quality where cash backs reported profits. Explore Unum Group operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Unum Group Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Unum Group across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UNM cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Unum Group (1989–2025)
Year-by-year earnings quality comparison for Unum Group. For live market cap and the full company financial profile, see Unum Group market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.93x | $687.70 Million | $738.50 Million | ▲ +9.5% |
| 2024 | 0.85x | $1.51 Billion | $1.78 Billion | ▼ -9.2% |
| 2023 | 0.94x | $1.20 Billion | $1.28 Billion | ▼ -13.2% |
| 2022 | 1.08x | $1.42 Billion | $1.31 Billion | ▼ -35.9% |
| 2021 | 1.68x | $1.39 Billion | $824.20 Million | ▲ +123.4% |
| 2020 | 0.75x | $597.50 Million | $793.00 Million | ▼ -52.4% |
| 2019 | 1.58x | $1.74 Billion | $1.10 Billion | ▼ -46.1% |
| 2018 | 2.94x | $1.54 Billion | $523.40 Million | ▲ +153.9% |
| 2017 | 1.16x | $1.15 Billion | $994.20 Million | ▼ -3.5% |
| 2016 | 1.20x | $1.12 Billion | $931.40 Million | ▼ -19.6% |
| 2015 | 1.49x | $1.29 Billion | $867.10 Million | ▼ -49.7% |
| 2014 | 2.96x | $1.22 Billion | $413.40 Million | ▲ +146.2% |
| 2013 | 1.20x | $1.03 Billion | $858.10 Million | ▼ -22.1% |
| 2012 | 1.54x | $1.38 Billion | $894.40 Million | ▼ -69.6% |
| 2011 | 5.07x | $1.19 Billion | $235.40 Million | ▲ +275.4% |
| 2010 | 1.35x | $1.20 Billion | $886.10 Million | ▲ +0.0% |
| 2010 | 1.35x | $1.20 Billion | $886.10 Million | ▼ -6.9% |
| 2009 | 1.45x | $1.24 Billion | $852.60 Million | ▼ -39.5% |
| 2008 | 2.40x | $1.33 Billion | $553.20 Million | ▼ -7.0% |
| 2007 | 2.58x | $1.75 Billion | $679.30 Million | ▼ -26.0% |
| 2006 | 3.48x | $1.43 Billion | $411.00 Million | ▲ +19.0% |
| 2005 | 2.93x | $1.50 Billion | $513.60 Million | ▼ -34.3% |
| 2002 | 4.45x | $1.79 Billion | $401.20 Million | ▲ +45.7% |
| 2001 | 3.06x | $1.77 Billion | $579.20 Million | ▲ +42.4% |
| 2000 | 2.15x | $1.21 Billion | $564.20 Million | ▼ -40.5% |
| 1998 | 3.61x | $916.30 Million | $254.00 Million | ▲ +7.9% |
| 1997 | 3.34x | $827.00 Million | $247.30 Million | ▼ -26.3% |
| 1996 | 4.54x | $660.60 Million | $145.60 Million | ▲ +68.7% |
| 1995 | 2.69x | $756.10 Million | $281.10 Million | ▼ -40.6% |
| 1994 | 4.53x | $700.80 Million | $154.70 Million | ▲ +154.2% |
| 1993 | 1.78x | $556.10 Million | $312.00 Million | ▼ -17.6% |
| 1992 | 2.16x | $538.00 Million | $248.80 Million | ▼ -33.6% |
| 1991 | 3.25x | $667.20 Million | $205.00 Million | ▲ +8.1% |
| 1990 | 3.01x | $557.40 Million | $185.20 Million | ▼ -15.6% |
| 1989 | 3.56x | $553.90 Million | $155.40 Million | — |