Unum Group (UNM) — Working Capital to Net Assets Ratio
Unum Group (UNM) has a Working Capital to Net Assets ratio of 15.8% as of March 2026. Working capital of $1.72 Billion (current assets of $1.81 Billion minus current liabilities of $87.60 Million) is measured against net assets of $10.89 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Unum Group (UNM) balance sheet quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Unum Group Working Capital to Net Assets (1996–2024)
This chart shows how Unum Group's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2024. As of March 2026, the ratio stands at 15.8%, reflecting working capital of $1.72 Billion against net assets of $10.89 Billion USD. Check UNM tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Unum Group (1996–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Unum Group from 1996 to 2024, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Unum Group stock valuation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | 8.6% | $945.80 Million | $10.96 Billion | $1.62 Billion | $676.00 Million | ▼ -99.3 pp |
| 2023 | 108.0% | $10.42 Billion | $9.65 Billion | $970.90 Million | $-9.45 Billion | ▲ +93.8 pp |
| 2022 | 14.1% | $1.23 Billion | $8.73 Billion | $1.60 Billion | $367.50 Million | ▼ -208.5 pp |
| 2021 | 222.6% | $25.42 Billion | $11.42 Billion | $13.90 Billion | $-11.51 Billion | ▼ -10.8 pp |
| 2020 | 233.5% | $25.38 Billion | $10.87 Billion | $13.93 Billion | $-11.45 Billion | ▲ +224.5 pp |
| 2019 | 9.0% | $896.80 Million | $9.96 Billion | $1.69 Billion | $790.20 Million | ▼ -6.6 pp |
| 2018 | 15.6% | $1.35 Billion | $8.62 Billion | $1.71 Billion | $363.30 Million | ▲ +3.4 pp |
| 2017 | 12.2% | $1.17 Billion | $9.57 Billion | $1.74 Billion | $573.00 Million | ▼ -2.8 pp |
| 2016 | 15.0% | $1.35 Billion | $8.97 Billion | $1.71 Billion | $363.70 Million | ▲ +3.8 pp |
| 2015 | 11.3% | $975.10 Million | $8.66 Billion | $1.71 Billion | $736.20 Million | ▼ -2.7 pp |
| 2014 | 13.9% | $1.19 Billion | $8.52 Billion | $1.74 Billion | $548.50 Million | ▼ -0.5 pp |
| 2013 | 14.5% | $1.25 Billion | $8.66 Billion | $1.74 Billion | $490.30 Million | ▲ +4.8 pp |
| 2012 | 9.6% | $827.40 Million | $8.61 Billion | $1.71 Billion | $882.50 Million | ▼ -3.2 pp |
| 2011 | 12.8% | $1.04 Billion | $8.17 Billion | $1.79 Billion | $745.50 Million | ▲ +0.9 pp |
| 2010 | 11.8% | $1.06 Billion | $8.94 Billion | $1.72 Billion | $661.80 Million | ▼ -0.2 pp |
| 2010 | 12.0% | $1.08 Billion | $8.94 Billion | $1.72 Billion | $642.00 Million | ▼ -61.0 pp |
| 2009 | 73.1% | $6.21 Billion | $8.50 Billion | $6.80 Billion | $589.50 Million | ▼ -23.1 pp |
| 2008 | 96.2% | $6.15 Billion | $6.40 Billion | $6.81 Billion | $654.40 Million | ▲ +14.4 pp |
| 2007 | 81.8% | $6.58 Billion | $8.04 Billion | $7.27 Billion | $698.10 Million | ▼ -8.8 pp |
| 2006 | 90.5% | $6.99 Billion | $7.72 Billion | $7.69 Billion | $701.30 Million | ▼ -6.9 pp |
| 2005 | 97.4% | $7.18 Billion | $7.36 Billion | $7.66 Billion | $481.80 Million | ▲ +96.6 pp |
| 2004 | 0.9% | $62.00 Million | $7.22 Billion | $185.00 Million | $123.00 Million | ▲ +2.5 pp |
| 2003 | -1.7% | $-121.50 Million | $7.27 Billion | $80.40 Million | $201.90 Million | ▼ -104.2 pp |
| 2002 | 102.6% | $7.33 Billion | $7.14 Billion | $8.06 Billion | $733.80 Million | ▼ -12.5 pp |
| 2001 | 115.1% | $7.18 Billion | $6.24 Billion | $41.38 Billion | $34.20 Billion | ▲ +5.8 pp |
| 2000 | 109.3% | $6.42 Billion | $5.88 Billion | $39.29 Billion | $32.87 Billion | ▲ +8.1 pp |
| 1999 | 101.2% | $5.34 Billion | $5.28 Billion | $37.34 Billion | $32.00 Billion | ▲ +346.5 pp |
| 1998 | -245.3% | $-8.36 Billion | $3.41 Billion | $22.27 Billion | $30.63 Billion | ▼ -21.7 pp |
| 1997 | -223.6% | $-7.33 Billion | $3.28 Billion | $22.34 Billion | $29.67 Billion | ▲ +1220.6 pp |
| 1996 | -1444.2% | $-25.11 Billion | $1.74 Billion | $852.30 Million | $25.96 Billion | — |