Unum Group (UNM) — Working Capital to Net Assets Ratio
Unum Group (UNM) has a Working Capital to Net Assets ratio of 16.0% as of June 2026. Working capital of $1.73 Billion (current assets of $1.83 Billion minus current liabilities of $101.80 Million) is measured against net assets of $10.81 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See UNM defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Unum Group Working Capital to Net Assets (1996–2024)
This chart shows how Unum Group's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1996 to 2024. As of June 2026, the ratio stands at 16.0%, reflecting working capital of $1.73 Billion against net assets of $10.81 Billion USD. For the complete balance sheet picture, see Unum Group balance sheet assets.
Annual Working Capital to Net Assets for Unum Group (1996–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Unum Group from 1996 to 2024, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check UNM asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | 8.6% | $945.80 Million | $10.96 Billion | $1.62 Billion | $676.00 Million | ▼ -99.3 pp |
| 2023 | 108.0% | $10.42 Billion | $9.65 Billion | $970.90 Million | $-9.45 Billion | ▲ +93.8 pp |
| 2022 | 14.1% | $1.23 Billion | $8.73 Billion | $1.60 Billion | $367.50 Million | ▼ -208.5 pp |
| 2021 | 222.6% | $25.42 Billion | $11.42 Billion | $13.90 Billion | $-11.51 Billion | ▼ -10.8 pp |
| 2020 | 233.5% | $25.38 Billion | $10.87 Billion | $13.93 Billion | $-11.45 Billion | ▲ +224.5 pp |
| 2019 | 9.0% | $896.80 Million | $9.96 Billion | $1.69 Billion | $790.20 Million | ▼ -6.6 pp |
| 2018 | 15.6% | $1.35 Billion | $8.62 Billion | $1.71 Billion | $363.30 Million | ▲ +3.4 pp |
| 2017 | 12.2% | $1.17 Billion | $9.57 Billion | $1.74 Billion | $573.00 Million | ▼ -2.8 pp |
| 2016 | 15.0% | $1.35 Billion | $8.97 Billion | $1.71 Billion | $363.70 Million | ▲ +3.8 pp |
| 2015 | 11.3% | $975.10 Million | $8.66 Billion | $1.71 Billion | $736.20 Million | ▼ -2.7 pp |
| 2014 | 13.9% | $1.19 Billion | $8.52 Billion | $1.74 Billion | $548.50 Million | ▼ -0.5 pp |
| 2013 | 14.5% | $1.25 Billion | $8.66 Billion | $1.74 Billion | $490.30 Million | ▲ +4.8 pp |
| 2012 | 9.6% | $827.40 Million | $8.61 Billion | $1.71 Billion | $882.50 Million | ▼ -3.2 pp |
| 2011 | 12.8% | $1.04 Billion | $8.17 Billion | $1.79 Billion | $745.50 Million | ▲ +0.9 pp |
| 2010 | 11.8% | $1.06 Billion | $8.94 Billion | $1.72 Billion | $661.80 Million | ▼ -0.2 pp |
| 2010 | 12.0% | $1.08 Billion | $8.94 Billion | $1.72 Billion | $642.00 Million | ▼ -61.0 pp |
| 2009 | 73.1% | $6.21 Billion | $8.50 Billion | $6.80 Billion | $589.50 Million | ▼ -23.1 pp |
| 2008 | 96.2% | $6.15 Billion | $6.40 Billion | $6.81 Billion | $654.40 Million | ▲ +14.4 pp |
| 2007 | 81.8% | $6.58 Billion | $8.04 Billion | $7.27 Billion | $698.10 Million | ▼ -8.8 pp |
| 2006 | 90.5% | $6.99 Billion | $7.72 Billion | $7.69 Billion | $701.30 Million | ▼ -6.9 pp |
| 2005 | 97.4% | $7.18 Billion | $7.36 Billion | $7.66 Billion | $481.80 Million | ▲ +96.6 pp |
| 2004 | 0.9% | $62.00 Million | $7.22 Billion | $185.00 Million | $123.00 Million | ▲ +2.5 pp |
| 2003 | -1.7% | $-121.50 Million | $7.27 Billion | $80.40 Million | $201.90 Million | ▼ -104.2 pp |
| 2002 | 102.6% | $7.33 Billion | $7.14 Billion | $8.06 Billion | $733.80 Million | ▼ -12.5 pp |
| 2001 | 115.1% | $7.18 Billion | $6.24 Billion | $41.38 Billion | $34.20 Billion | ▲ +5.8 pp |
| 2000 | 109.3% | $6.42 Billion | $5.88 Billion | $39.29 Billion | $32.87 Billion | ▲ +8.1 pp |
| 1999 | 101.2% | $5.34 Billion | $5.28 Billion | $37.34 Billion | $32.00 Billion | ▲ +346.5 pp |
| 1998 | -245.3% | $-8.36 Billion | $3.41 Billion | $22.27 Billion | $30.63 Billion | ▼ -21.7 pp |
| 1997 | -223.6% | $-7.33 Billion | $3.28 Billion | $22.34 Billion | $29.67 Billion | ▲ +1220.6 pp |
| 1996 | -1444.2% | $-25.11 Billion | $1.74 Billion | $852.30 Million | $25.96 Billion | — |