Unum Group (UNM) — Defensive Interval Ratio
Unum Group (UNM) has a Defensive Interval Ratio of 136064 days as of June 2026. Defensive assets of $37.95 Billion (cash $-, short-term investments $36.32 Billion, receivables $1.63 Billion) cover 136064 days of daily cash needs of $278.90K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Unum Group Defensive Interval Ratio (1996–2024)
This chart shows how Unum Group's Defensive Interval Ratio has evolved across 27 annual periods from 1996 to 2024. As of June 2026, the ratio stands at 136064 days, meaning defensive assets of $37.95 Billion can fund 136064 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Unum Group.
Annual Defensive Interval Ratio for Unum Group (1996–2024)
The table below presents the year-by-year Defensive Interval Ratio for Unum Group from 1996 to 2024, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Unum Group current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 21485 days | $39.79 Billion | $1.85 Million/day | $162.80 Million | $38.17 Billion | ▼ -16094 days |
| 2022 | 37580 days | $37.84 Billion | $1.01 Million/day | $119.20 Million | $36.24 Billion | ▲ +14288 days |
| 2019 | 23292 days | $50.43 Billion | $2.16 Million/day | $84.10 Million | $48.74 Billion | ▼ -22611 days |
| 2018 | 45903 days | $45.69 Billion | $995.34K/day | $94.00 Million | $43.98 Billion | ▲ +15100 days |
| 2017 | 30803 days | $48.36 Billion | $1.57 Million/day | $77.40 Million | $46.61 Billion | ▼ -16073 days |
| 2016 | 46875 days | $46.71 Billion | $996.44K/day | $100.40 Million | $45.00 Billion | ▲ +24188 days |
| 2015 | 22687 days | $45.76 Billion | $2.02 Million/day | $- | $44.16 Billion | ▼ -9037 days |
| 2014 | 31725 days | $47.67 Billion | $1.50 Million/day | $- | $46.04 Billion | ▼ -1705 days |
| 2013 | 33430 days | $44.91 Billion | $1.34 Million/day | $- | $43.26 Billion | ▲ +13550 days |
| 2012 | 19880 days | $48.07 Billion | $2.42 Million/day | $- | $46.43 Billion | ▲ +18364 days |
| 2011 | 1516 days | $3.10 Billion | $2.04 Million/day | $- | $1.42 Billion | ▼ -45 days |
| 2010 | 1560 days | $2.83 Billion | $1.81 Million/day | $- | $1.16 Billion | ▲ +1560 days |
| 2010 | 0 days | $0.00 | $1.76 Million/day | $- | $0.00 | ▼ -4702 days |
| 2009 | 4702 days | $7.59 Billion | $1.62 Million/day | $- | $865.50 Million | ▲ +273 days |
| 2008 | 4430 days | $7.94 Billion | $1.79 Million/day | $- | $1.18 Billion | ▼ -47 days |
| 2007 | 4476 days | $8.56 Billion | $1.91 Million/day | $- | $1.49 Billion | ▲ +199 days |
| 2006 | 4277 days | $8.22 Billion | $1.92 Million/day | $- | $648.40 Million | ▼ -1788 days |
| 2005 | 6065 days | $8.01 Billion | $1.32 Million/day | $- | $417.90 Million | ▼ -21866 days |
| 2004 | 27931 days | $9.41 Billion | $336.99K/day | $- | $410.20 Million | ▲ +12261 days |
| 2003 | 15671 days | $8.67 Billion | $553.15K/day | $- | $332.20 Million | ▲ +11733 days |
| 2002 | 3937 days | $7.92 Billion | $2.01 Million/day | $- | $218.40 Million | ▲ +3848 days |
| 2001 | 90 days | $8.39 Billion | $93.70 Million/day | $- | $379.70 Million | ▼ -1 days |
| 2000 | 91 days | $8.18 Billion | $90.06 Million/day | $- | $279.40 Million | ▲ +24 days |
| 1999 | 66 days | $5.83 Billion | $87.67 Million/day | $- | $321.50 Million | ▲ +28 days |
| 1998 | 38 days | $3.23 Billion | $83.91 Million/day | $- | $28.90 Million | ▲ +24 days |
| 1997 | 15 days | $1.21 Billion | $81.29 Million/day | $- | $57.50 Million | ▲ +3 days |
| 1996 | 12 days | $833.00 Million | $71.13 Million/day | $- | $252.30 Million | — |