Unum Group (UNM) — Cash Flow-to-Debt Ratio
Unum Group (UNM) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $340.80 Million could theoretically repay 0% of its total liabilities ($51.82 Billion) in one year. See Unum Group free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Unum Group Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for Unum Group across 37 annual periods. Also explore Unum Group equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Unum Group (1990–2025)
Year-by-year debt coverage analysis for Unum Group. For market capitalisation and broader financial context, see market value of Unum Group.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $687.70 Million | $52.98 Billion | ▼ -55.9% |
| 2024 | 0.03x | $1.51 Billion | $51.39 Billion | ▲ +31.2% |
| 2023 | 0.02x | $1.20 Billion | $53.60 Billion | ▼ -16.5% |
| 2022 | 0.03x | $1.42 Billion | $52.79 Billion | ▲ +13.7% |
| 2021 | 0.02x | $1.39 Billion | $58.70 Billion | ▲ +136.4% |
| 2020 | 0.01x | $597.50 Million | $59.75 Billion | ▼ -66.5% |
| 2019 | 0.03x | $1.74 Billion | $58.40 Billion | ▲ +4.8% |
| 2018 | 0.03x | $1.54 Billion | $53.99 Billion | ▲ +37.5% |
| 2017 | 0.02x | $1.15 Billion | $55.53 Billion | ▲ +1.2% |
| 2016 | 0.02x | $1.12 Billion | $54.59 Billion | ▼ -15.8% |
| 2015 | 0.02x | $1.29 Billion | $53.22 Billion | ▲ +11.3% |
| 2014 | 0.02x | $1.22 Billion | $56.11 Billion | ▲ +10.1% |
| 2013 | 0.02x | $1.03 Billion | $52.08 Billion | ▼ -22.0% |
| 2012 | 0.03x | $1.38 Billion | $54.31 Billion | ▲ +10.7% |
| 2011 | 0.02x | $1.19 Billion | $52.03 Billion | ▼ -6.3% |
| 2010 | 0.02x | $1.20 Billion | $48.87 Billion | ▼ -1.0% |
| 2010 | 0.02x | $1.20 Billion | $48.36 Billion | ▼ -6.9% |
| 2009 | 0.03x | $1.24 Billion | $46.54 Billion | ▼ -13.8% |
| 2008 | 0.03x | $1.33 Billion | $43.02 Billion | ▼ -21.5% |
| 2007 | 0.04x | $1.75 Billion | $44.57 Billion | ▲ +24.4% |
| 2006 | 0.03x | $1.43 Billion | $45.38 Billion | ▼ -6.0% |
| 2005 | 0.03x | $1.50 Billion | $44.77 Billion | ▲ +96.1% |
| 2004 | 0.02x | $747.00 Million | $43.61 Billion | ▼ -45.9% |
| 2003 | 0.03x | $1.35 Billion | $42.45 Billion | ▼ -32.4% |
| 2002 | 0.05x | $1.79 Billion | $38.12 Billion | ▼ -4.2% |
| 2001 | 0.05x | $1.77 Billion | $36.20 Billion | ▲ +39.2% |
| 2000 | 0.04x | $1.21 Billion | $34.49 Billion | ▼ -25.6% |
| 1999 | 0.05x | $1.57 Billion | $33.17 Billion | ▲ +1.5% |
| 1998 | 0.05x | $916.30 Million | $19.68 Billion | ▲ +12.0% |
| 1997 | 0.04x | $827.00 Million | $19.90 Billion | ▼ -16.6% |
| 1996 | 0.05x | $660.60 Million | $13.25 Billion | ▼ -96.2% |
| 1995 | 1.30x | $756.10 Million | $583.80 Million | ▼ -20.8% |
| 1994 | 1.63x | $700.80 Million | $428.70 Million | ▼ -29.9% |
| 1993 | 2.33x | $556.10 Million | $238.60 Million | ▼ -22.9% |
| 1992 | 3.02x | $538.00 Million | $178.00 Million | ▼ -11.8% |
| 1991 | 3.43x | $667.20 Million | $194.80 Million | ▼ -29.2% |
| 1990 | 4.84x | $557.40 Million | $115.20 Million | — |