Unum Group Cash Flow-to-Debt Ratio
Unum Group cash flow-to-debt ratio. Unum Group (UNM) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $503.50 Million could theoretically repay 0% of its total liabilities ($52.68 Billion) in one year. Check Unum Group (UNM) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Unum Group (1990–2025)
Cash flow-to-debt ratio of Unum Group from 1990 to 2025. Historical debt coverage capacity for Unum Group across 37 annual periods. Check Unum Group investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Unum Group Cash Flow-to-Debt Ratio by Year (1990–2025)
Unum Group cash flow-to-debt ratio by year from 1990 to 2025. Year-by-year debt coverage analysis for Unum Group. For the full cash flow conversion analysis, see Unum Group cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $687.70 Million | $52.98 Billion | ▼ -55.9% |
| 2024 | 0.03x | $1.51 Billion | $51.39 Billion | ▲ +31.2% |
| 2023 | 0.02x | $1.20 Billion | $53.60 Billion | ▼ -16.5% |
| 2022 | 0.03x | $1.42 Billion | $52.79 Billion | ▲ +13.7% |
| 2021 | 0.02x | $1.39 Billion | $58.70 Billion | ▲ +136.4% |
| 2020 | 0.01x | $597.50 Million | $59.75 Billion | ▼ -66.5% |
| 2019 | 0.03x | $1.74 Billion | $58.40 Billion | ▲ +4.8% |
| 2018 | 0.03x | $1.54 Billion | $53.99 Billion | ▲ +37.5% |
| 2017 | 0.02x | $1.15 Billion | $55.53 Billion | ▲ +1.2% |
| 2016 | 0.02x | $1.12 Billion | $54.59 Billion | ▼ -15.8% |
| 2015 | 0.02x | $1.29 Billion | $53.22 Billion | ▲ +11.3% |
| 2014 | 0.02x | $1.22 Billion | $56.11 Billion | ▲ +10.1% |
| 2013 | 0.02x | $1.03 Billion | $52.08 Billion | ▼ -22.0% |
| 2012 | 0.03x | $1.38 Billion | $54.31 Billion | ▲ +10.7% |
| 2011 | 0.02x | $1.19 Billion | $52.03 Billion | ▼ -6.3% |
| 2010 | 0.02x | $1.20 Billion | $48.87 Billion | ▼ -1.0% |
| 2010 | 0.02x | $1.20 Billion | $48.36 Billion | ▼ -6.9% |
| 2009 | 0.03x | $1.24 Billion | $46.54 Billion | ▼ -13.8% |
| 2008 | 0.03x | $1.33 Billion | $43.02 Billion | ▼ -21.5% |
| 2007 | 0.04x | $1.75 Billion | $44.57 Billion | ▲ +24.4% |
| 2006 | 0.03x | $1.43 Billion | $45.38 Billion | ▼ -6.0% |
| 2005 | 0.03x | $1.50 Billion | $44.77 Billion | ▲ +96.1% |
| 2004 | 0.02x | $747.00 Million | $43.61 Billion | ▼ -45.9% |
| 2003 | 0.03x | $1.35 Billion | $42.45 Billion | ▼ -32.4% |
| 2002 | 0.05x | $1.79 Billion | $38.12 Billion | ▼ -4.2% |
| 2001 | 0.05x | $1.77 Billion | $36.20 Billion | ▲ +39.2% |
| 2000 | 0.04x | $1.21 Billion | $34.49 Billion | ▼ -25.6% |
| 1999 | 0.05x | $1.57 Billion | $33.17 Billion | ▲ +1.5% |
| 1998 | 0.05x | $916.30 Million | $19.68 Billion | ▲ +12.0% |
| 1997 | 0.04x | $827.00 Million | $19.90 Billion | ▼ -16.6% |
| 1996 | 0.05x | $660.60 Million | $13.25 Billion | ▼ -96.2% |
| 1995 | 1.30x | $756.10 Million | $583.80 Million | ▼ -20.8% |
| 1994 | 1.63x | $700.80 Million | $428.70 Million | ▼ -29.9% |
| 1993 | 2.33x | $556.10 Million | $238.60 Million | ▼ -22.9% |
| 1992 | 3.02x | $538.00 Million | $178.00 Million | ▼ -11.8% |
| 1991 | 3.43x | $667.20 Million | $194.80 Million | ▼ -29.2% |
| 1990 | 4.84x | $557.40 Million | $115.20 Million | — |