Unum Group (UNM) — Financial Flexibility Index
Unum Group (UNM) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $380.40 Million (operating CF $340.80 Million minus capex $39.60 Million) represents 0% of total liabilities ($51.82 Billion). Also explore Unum Group equity growth rate to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Unum Group Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for Unum Group across 37 annual periods. Check how strategically is Unum Group's equity deployed to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Unum Group (1990–2025)
Year-by-year free cash flow to debt coverage for Unum Group. For the full company profile including market capitalisation, see market value of Unum Group.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $820.00 Million | $687.70 Million | $52.98 Billion | ▼ -51.5% |
| 2024 | 0.03x | $1.64 Billion | $1.51 Billion | $51.39 Billion | ▲ +27.8% |
| 2023 | 0.02x | $1.34 Billion | $1.20 Billion | $53.60 Billion | ▼ -13.4% |
| 2022 | 0.03x | $1.52 Billion | $1.42 Billion | $52.79 Billion | ▲ +12.9% |
| 2021 | 0.03x | $1.50 Billion | $1.39 Billion | $58.70 Billion | ▲ +112.8% |
| 2020 | 0.01x | $716.60 Million | $597.50 Million | $59.75 Billion | ▼ -63.0% |
| 2019 | 0.03x | $1.89 Billion | $1.74 Billion | $58.40 Billion | ▲ +4.1% |
| 2018 | 0.03x | $1.68 Billion | $1.54 Billion | $53.99 Billion | ▲ +37.8% |
| 2017 | 0.02x | $1.25 Billion | $1.15 Billion | $55.53 Billion | ▲ +2.7% |
| 2016 | 0.02x | $1.20 Billion | $1.12 Billion | $54.59 Billion | ▼ -15.9% |
| 2015 | 0.03x | $1.39 Billion | $1.29 Billion | $53.22 Billion | ▲ +9.7% |
| 2014 | 0.02x | $1.34 Billion | $1.22 Billion | $56.11 Billion | ▲ +9.2% |
| 2013 | 0.02x | $1.14 Billion | $1.03 Billion | $52.08 Billion | ▼ -20.2% |
| 2012 | 0.03x | $1.49 Billion | $1.38 Billion | $54.31 Billion | ▲ +19.2% |
| 2011 | 0.02x | $1.19 Billion | $1.19 Billion | $52.03 Billion | ▼ -6.3% |
| 2010 | 0.02x | $1.20 Billion | $1.20 Billion | $48.87 Billion | ▼ -1.0% |
| 2010 | 0.02x | $1.20 Billion | $1.20 Billion | $48.36 Billion | ▼ -6.9% |
| 2009 | 0.03x | $1.24 Billion | $1.24 Billion | $46.54 Billion | ▼ -13.8% |
| 2008 | 0.03x | $1.33 Billion | $1.33 Billion | $43.02 Billion | ▼ -21.5% |
| 2007 | 0.04x | $1.75 Billion | $1.75 Billion | $44.57 Billion | ▲ +24.4% |
| 2006 | 0.03x | $1.43 Billion | $1.43 Billion | $45.38 Billion | ▼ -6.0% |
| 2005 | 0.03x | $1.50 Billion | $1.50 Billion | $44.77 Billion | ▲ +96.1% |
| 2004 | 0.02x | $747.00 Million | $747.00 Million | $43.61 Billion | ▼ -45.9% |
| 2003 | 0.03x | $1.35 Billion | $1.35 Billion | $42.45 Billion | ▼ -32.4% |
| 2002 | 0.05x | $1.79 Billion | $1.79 Billion | $38.12 Billion | ▼ -5.2% |
| 2001 | 0.05x | $1.79 Billion | $1.77 Billion | $36.20 Billion | ▲ +40.7% |
| 2000 | 0.04x | $1.21 Billion | $1.21 Billion | $34.49 Billion | ▼ -25.6% |
| 1999 | 0.05x | $1.57 Billion | $1.57 Billion | $33.17 Billion | ▲ +1.5% |
| 1998 | 0.05x | $916.30 Million | $916.30 Million | $19.68 Billion | ▲ +12.0% |
| 1997 | 0.04x | $827.00 Million | $827.00 Million | $19.90 Billion | ▼ -16.6% |
| 1996 | 0.05x | $660.60 Million | $660.60 Million | $13.25 Billion | ▼ -96.3% |
| 1995 | 1.34x | $783.20 Million | $756.10 Million | $583.80 Million | ▼ -21.3% |
| 1994 | 1.70x | $730.70 Million | $700.80 Million | $428.70 Million | ▼ -29.2% |
| 1993 | 2.41x | $574.30 Million | $556.10 Million | $238.60 Million | ▼ -23.2% |
| 1992 | 3.14x | $558.10 Million | $538.00 Million | $178.00 Million | ▼ -14.1% |
| 1991 | 3.65x | $710.80 Million | $667.20 Million | $194.80 Million | ▼ -39.5% |
| 1990 | 6.03x | $694.50 Million | $557.40 Million | $115.20 Million | — |