Unum Group (UNM) — Free Cash Flow Generation Index
Latest as of March 2026:
0.88x
Unum Group (UNM) has a Free Cash Flow Generation Index of 0.88x as of March 2026. Free cash flow of $301.20 Million represents 1% of operating cash flow ($340.80 Million). See Unum Group (UNM) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
0.88x
Free Cash Flow / Operating CF
Free Cash Flow
$301.20 Million
USD
Operating Cash Flow
$340.80 Million
USD
Capital Expenditures
$39.60 Million
USD
Unum Group Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for Unum Group across 38 annual periods. Explore UNM operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Unum Group (1989–2025)
Year-by-year Free Cash Flow Generation Index for Unum Group. For the full company profile including market capitalisation, see UNM company net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.81x | $555.40 Million | $687.70 Million | $132.30 Million | ▼ -11.9% |
| 2024 | 0.92x | $1.39 Billion | $1.51 Billion | $125.70 Million | ▲ +3.3% |
| 2023 | 0.89x | $1.07 Billion | $1.20 Billion | $134.80 Million | ▼ -4.3% |
| 2022 | 0.93x | $1.32 Billion | $1.42 Billion | $102.20 Million | ▲ +0.8% |
| 2021 | 0.92x | $1.28 Billion | $1.39 Billion | $110.30 Million | ▲ +15.0% |
| 2020 | 0.80x | $478.40 Million | $597.50 Million | $119.10 Million | ▼ -12.3% |
| 2019 | 0.91x | $1.59 Billion | $1.74 Billion | $150.90 Million | ▲ +0.8% |
| 2018 | 0.91x | $1.39 Billion | $1.54 Billion | $144.10 Million | ▼ -0.2% |
| 2017 | 0.91x | $1.04 Billion | $1.15 Billion | $105.30 Million | ▼ -1.7% |
| 2016 | 0.92x | $1.03 Billion | $1.12 Billion | $85.00 Million | ▲ +0.2% |
| 2015 | 0.92x | $1.19 Billion | $1.29 Billion | $100.20 Million | ▲ +1.8% |
| 2014 | 0.91x | $1.11 Billion | $1.22 Billion | $114.50 Million | ▲ +1.0% |
| 2013 | 0.90x | $926.00 Million | $1.03 Billion | $105.50 Million | ▼ -2.8% |
| 2012 | 0.92x | $1.27 Billion | $1.38 Billion | $105.40 Million | ▼ -7.6% |
| 2011 | 1.00x | $1.19 Billion | $1.19 Billion | $0.00 | ▲ +0.0% |
| 2010 | 1.00x | $1.20 Billion | $1.20 Billion | $0.00 | ▲ +0.0% |
| 2010 | 1.00x | $1.20 Billion | $1.20 Billion | $0.00 | ▲ +0.0% |
| 2009 | 1.00x | $1.24 Billion | $1.24 Billion | $0.00 | ▲ +0.0% |
| 2008 | 1.00x | $1.33 Billion | $1.33 Billion | $0.00 | ▲ +0.0% |
| 2007 | 1.00x | $1.75 Billion | $1.75 Billion | $0.00 | ▲ +0.0% |
| 2006 | 1.00x | $1.43 Billion | $1.43 Billion | $0.00 | ▲ +0.0% |
| 2005 | 1.00x | $1.50 Billion | $1.50 Billion | $0.00 | ▲ +0.0% |
| 2004 | 1.00x | $747.00 Million | $747.00 Million | $0.00 | ▲ +0.0% |
| 2003 | 1.00x | $1.35 Billion | $1.35 Billion | $0.00 | ▲ +0.0% |
| 2002 | 1.00x | $1.79 Billion | $1.79 Billion | $0.00 | ▲ +1.1% |
| 2001 | 0.99x | $1.75 Billion | $1.77 Billion | $19.20 Million | ▼ -1.1% |
| 2000 | 1.00x | $1.21 Billion | $1.21 Billion | $0.00 | ▲ +0.0% |
| 1999 | 1.00x | $1.57 Billion | $1.57 Billion | $0.00 | ▲ +0.0% |
| 1998 | 1.00x | $916.30 Million | $916.30 Million | $0.00 | ▲ +0.0% |
| 1997 | 1.00x | $827.00 Million | $827.00 Million | $0.00 | ▲ +0.0% |
| 1996 | 1.00x | $660.60 Million | $660.60 Million | $0.00 | ▲ +3.7% |
| 1995 | 0.96x | $729.00 Million | $756.10 Million | $27.10 Million | ▲ +0.7% |
| 1994 | 0.96x | $670.90 Million | $700.80 Million | $29.90 Million | ▼ -1.0% |
| 1993 | 0.97x | $537.90 Million | $556.10 Million | $18.20 Million | ▲ +0.5% |
| 1992 | 0.96x | $517.90 Million | $538.00 Million | $20.10 Million | ▲ +3.0% |
| 1991 | 0.93x | $623.60 Million | $667.20 Million | $43.60 Million | ▲ +24.0% |
| 1990 | 0.75x | $420.30 Million | $557.40 Million | $137.10 Million | ▼ -23.7% |
| 1989 | 0.99x | $547.30 Million | $553.90 Million | $6.60 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).