Capitec Bank Holdings Ltd Cash Flow Quality Index
Capitec Bank Holdings Ltd cash flow quality index. Capitec Bank Holdings Ltd (CPI) has a Cash Flow Quality Index of 1.48x as of August 2025. Operating cash flow of ZAC11.86 Billion exceeds net income of ZAC7.99 Billion, indicating high earnings quality where cash backs reported profits. See Capitec Bank Holdings Ltd financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Capitec Bank Holdings Ltd (2002–2025)
Cash flow quality index of Capitec Bank Holdings Ltd from 2002 to 2025. Historical Cash Flow Quality Index for Capitec Bank Holdings Ltd across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CPI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Capitec Bank Holdings Ltd Cash Flow Quality Index by Year (2002–2025)
Capitec Bank Holdings Ltd cash flow quality index by year from 2002 to 2025. Year-by-year earnings quality comparison for Capitec Bank Holdings Ltd. For the full cash flow conversion analysis, see Capitec Bank Holdings Ltd (CPI) cash conversion ratio.
| Year | Quality Index | Operating CF (ZAC) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.36x | ZAC5.01 Billion | ZAC13.74 Billion | ▼ -54.1% |
| 2024 | 0.79x | ZAC8.39 Billion | ZAC10.57 Billion | ▲ +115.4% |
| 2023 | 0.37x | ZAC4.25 Billion | ZAC11.55 Billion | ▼ -71.3% |
| 2022 | 1.29x | ZAC14.02 Billion | ZAC10.90 Billion | ▼ -75.8% |
| 2021 | 5.31x | ZAC29.73 Billion | ZAC5.60 Billion | ▲ +5220.3% |
| 2020 | 0.10x | ZAC528.86 Million | ZAC5.30 Billion | ▼ -94.8% |
| 2019 | 1.92x | ZAC13.57 Billion | ZAC7.07 Billion | ▼ -1.1% |
| 2018 | 1.94x | ZAC11.93 Billion | ZAC6.15 Billion | ▲ +7.0% |
| 2017 | 1.81x | ZAC9.50 Billion | ZAC5.24 Billion | ▲ +13.5% |
| 2016 | 1.60x | ZAC7.15 Billion | ZAC4.47 Billion | ▼ -14.8% |
| 2015 | 1.88x | ZAC6.68 Billion | ZAC3.56 Billion | ▼ -18.4% |
| 2014 | 2.30x | ZAC6.51 Billion | ZAC2.83 Billion | ▲ +140.7% |
| 2013 | 0.95x | ZAC2.17 Billion | ZAC2.28 Billion | ▼ -17.5% |
| 2012 | 1.16x | ZAC1.80 Billion | ZAC1.56 Billion | ▲ +191.7% |
| 2011 | -1.26x | ZAC-828.23 Million | ZAC656.02 Million | ▼ -132.4% |
| 2010 | 3.90x | ZAC2.50 Billion | ZAC642.36 Million | ▲ +38.5% |
| 2009 | 2.82x | ZAC1.29 Billion | ZAC456.68 Million | ▲ +347.2% |
| 2008 | -1.14x | ZAC-260.87 Million | ZAC229.06 Million | ▼ -185.0% |
| 2007 | 1.34x | ZAC223.77 Million | ZAC166.92 Million | ▼ -47.4% |
| 2006 | 2.55x | ZAC294.04 Million | ZAC115.28 Million | ▼ -45.1% |
| 2005 | 4.64x | ZAC315.35 Million | ZAC67.93 Million | ▲ +109.8% |
| 2004 | 2.21x | ZAC100.40 Million | ZAC45.38 Million | ▼ -10.6% |
| 2003 | 2.47x | ZAC74.29 Million | ZAC30.02 Million | ▲ +103.7% |
| 2002 | 1.21x | ZAC58.38 Million | ZAC48.07 Million | — |