Capitec Bank Holdings Ltd (CPI) — Cash Flow Quality Index
Capitec Bank Holdings Ltd (CPI) has a Cash Flow Quality Index of 1.48x as of August 2025. Operating cash flow of ZAC11.86 Billion exceeds net income of ZAC7.99 Billion, indicating high earnings quality where cash backs reported profits. Explore Capitec Bank Holdings Ltd strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Capitec Bank Holdings Ltd Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for Capitec Bank Holdings Ltd across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Capitec Bank Holdings Ltd's equity to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Capitec Bank Holdings Ltd (2002–2025)
Year-by-year earnings quality comparison for Capitec Bank Holdings Ltd. For live market cap and the full company financial profile, see Capitec Bank Holdings Ltd stock valuation.
| Year | Quality Index | Operating CF (ZAC) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.36x | ZAC5.01 Billion | ZAC13.74 Billion | ▼ -54.1% |
| 2024 | 0.79x | ZAC8.39 Billion | ZAC10.57 Billion | ▲ +115.4% |
| 2023 | 0.37x | ZAC4.25 Billion | ZAC11.55 Billion | ▼ -71.3% |
| 2022 | 1.29x | ZAC14.02 Billion | ZAC10.90 Billion | ▼ -75.8% |
| 2021 | 5.31x | ZAC29.73 Billion | ZAC5.60 Billion | ▲ +5220.3% |
| 2020 | 0.10x | ZAC528.86 Million | ZAC5.30 Billion | ▼ -94.8% |
| 2019 | 1.92x | ZAC13.57 Billion | ZAC7.07 Billion | ▼ -1.1% |
| 2018 | 1.94x | ZAC11.93 Billion | ZAC6.15 Billion | ▲ +7.0% |
| 2017 | 1.81x | ZAC9.50 Billion | ZAC5.24 Billion | ▲ +13.5% |
| 2016 | 1.60x | ZAC7.15 Billion | ZAC4.47 Billion | ▼ -14.8% |
| 2015 | 1.88x | ZAC6.68 Billion | ZAC3.56 Billion | ▼ -18.4% |
| 2014 | 2.30x | ZAC6.51 Billion | ZAC2.83 Billion | ▲ +140.7% |
| 2013 | 0.95x | ZAC2.17 Billion | ZAC2.28 Billion | ▼ -17.5% |
| 2012 | 1.16x | ZAC1.80 Billion | ZAC1.56 Billion | ▲ +191.7% |
| 2011 | -1.26x | ZAC-828.23 Million | ZAC656.02 Million | ▼ -132.4% |
| 2010 | 3.90x | ZAC2.50 Billion | ZAC642.36 Million | ▲ +38.5% |
| 2009 | 2.82x | ZAC1.29 Billion | ZAC456.68 Million | ▲ +347.2% |
| 2008 | -1.14x | ZAC-260.87 Million | ZAC229.06 Million | ▼ -185.0% |
| 2007 | 1.34x | ZAC223.77 Million | ZAC166.92 Million | ▼ -47.4% |
| 2006 | 2.55x | ZAC294.04 Million | ZAC115.28 Million | ▼ -45.1% |
| 2005 | 4.64x | ZAC315.35 Million | ZAC67.93 Million | ▲ +109.8% |
| 2004 | 2.21x | ZAC100.40 Million | ZAC45.38 Million | ▼ -10.6% |
| 2003 | 2.47x | ZAC74.29 Million | ZAC30.02 Million | ▲ +103.7% |
| 2002 | 1.21x | ZAC58.38 Million | ZAC48.07 Million | — |