Capitec Bank Holdings Ltd (CPI) — Cash Flow-to-Debt Ratio
Capitec Bank Holdings Ltd (CPI) has a Cash Flow-to-Debt Ratio of 0.06x as of August 2025, meaning its operating cash flow of ZAC11.86 Billion could theoretically repay 0% of its total liabilities (ZAC196.76 Billion) in one year. Explore Capitec Bank Holdings Ltd (CPI) long-term investment share to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Capitec Bank Holdings Ltd Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Capitec Bank Holdings Ltd across 23 annual periods. Also explore Capitec Bank Holdings Ltd total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Capitec Bank Holdings Ltd (2003–2025)
Year-by-year debt coverage analysis for Capitec Bank Holdings Ltd. For market capitalisation and broader financial context, see CPI company net worth.
| Year | CF-to-Debt Ratio | Operating CF (ZAC) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | ZAC5.01 Billion | ZAC187.55 Billion | ▼ -47.8% |
| 2024 | 0.05x | ZAC8.39 Billion | ZAC164.05 Billion | ▲ +83.5% |
| 2023 | 0.03x | ZAC4.25 Billion | ZAC152.72 Billion | ▼ -71.7% |
| 2022 | 0.10x | ZAC14.02 Billion | ZAC142.18 Billion | ▼ -58.0% |
| 2021 | 0.23x | ZAC29.73 Billion | ZAC126.59 Billion | ▲ +4739.8% |
| 2020 | 0.00x | ZAC528.86 Million | ZAC108.99 Billion | ▼ -97.2% |
| 2019 | 0.17x | ZAC13.57 Billion | ZAC78.75 Billion | ▼ -4.6% |
| 2018 | 0.18x | ZAC11.93 Billion | ZAC66.07 Billion | ▲ +8.8% |
| 2017 | 0.17x | ZAC9.50 Billion | ZAC57.24 Billion | ▲ +14.5% |
| 2016 | 0.15x | ZAC7.15 Billion | ZAC49.29 Billion | ▼ -8.0% |
| 2015 | 0.16x | ZAC6.68 Billion | ZAC42.35 Billion | ▼ -12.3% |
| 2014 | 0.18x | ZAC6.51 Billion | ZAC36.21 Billion | ▲ +146.7% |
| 2013 | 0.07x | ZAC2.17 Billion | ZAC29.83 Billion | ▼ -25.5% |
| 2012 | 0.10x | ZAC1.80 Billion | ZAC18.44 Billion | ▲ +229.8% |
| 2011 | -0.08x | ZAC-828.23 Million | ZAC10.99 Billion | ▼ -123.4% |
| 2010 | 0.32x | ZAC2.50 Billion | ZAC7.76 Billion | ▼ -10.6% |
| 2009 | 0.36x | ZAC1.29 Billion | ZAC3.56 Billion | ▲ +337.8% |
| 2008 | -0.15x | ZAC-260.87 Million | ZAC1.72 Billion | ▼ -172.9% |
| 2007 | 0.21x | ZAC223.77 Million | ZAC1.07 Billion | ▼ -51.3% |
| 2006 | 0.43x | ZAC294.04 Million | ZAC687.46 Million | ▼ -55.6% |
| 2005 | 0.96x | ZAC315.35 Million | ZAC327.43 Million | ▼ -21.0% |
| 2004 | 1.22x | ZAC100.40 Million | ZAC82.33 Million | ▼ -20.4% |
| 2003 | 1.53x | ZAC74.29 Million | ZAC48.50 Million | — |