Capitec Bank Holdings Ltd Cash Flow-to-Debt Ratio
Capitec Bank Holdings Ltd cash flow-to-debt ratio. Capitec Bank Holdings Ltd (CPI) has a Cash Flow-to-Debt Ratio of 0.06x as of August 2025, meaning its operating cash flow of ZAC11.86 Billion could theoretically repay 0% of its total liabilities (ZAC196.76 Billion) in one year. Check CPI cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Capitec Bank Holdings Ltd (2003–2025)
Cash flow-to-debt ratio of Capitec Bank Holdings Ltd from 2003 to 2025. Historical debt coverage capacity for Capitec Bank Holdings Ltd across 23 annual periods. Check cash flow reinvestment rate of Capitec Bank Holdings Ltd to assess the company's total reinvestment commitment from operating cash flow.
Capitec Bank Holdings Ltd Cash Flow-to-Debt Ratio by Year (2003–2025)
Capitec Bank Holdings Ltd cash flow-to-debt ratio by year from 2003 to 2025. Year-by-year debt coverage analysis for Capitec Bank Holdings Ltd. For the full cash flow conversion analysis, see cash flow conversion of Capitec Bank Holdings Ltd.
| Year | CF-to-Debt Ratio | Operating CF (ZAC) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | ZAC5.01 Billion | ZAC187.55 Billion | ▼ -47.8% |
| 2024 | 0.05x | ZAC8.39 Billion | ZAC164.05 Billion | ▲ +83.5% |
| 2023 | 0.03x | ZAC4.25 Billion | ZAC152.72 Billion | ▼ -71.7% |
| 2022 | 0.10x | ZAC14.02 Billion | ZAC142.18 Billion | ▼ -58.0% |
| 2021 | 0.23x | ZAC29.73 Billion | ZAC126.59 Billion | ▲ +4739.8% |
| 2020 | 0.00x | ZAC528.86 Million | ZAC108.99 Billion | ▼ -97.2% |
| 2019 | 0.17x | ZAC13.57 Billion | ZAC78.75 Billion | ▼ -4.6% |
| 2018 | 0.18x | ZAC11.93 Billion | ZAC66.07 Billion | ▲ +8.8% |
| 2017 | 0.17x | ZAC9.50 Billion | ZAC57.24 Billion | ▲ +14.5% |
| 2016 | 0.15x | ZAC7.15 Billion | ZAC49.29 Billion | ▼ -8.0% |
| 2015 | 0.16x | ZAC6.68 Billion | ZAC42.35 Billion | ▼ -12.3% |
| 2014 | 0.18x | ZAC6.51 Billion | ZAC36.21 Billion | ▲ +146.7% |
| 2013 | 0.07x | ZAC2.17 Billion | ZAC29.83 Billion | ▼ -25.5% |
| 2012 | 0.10x | ZAC1.80 Billion | ZAC18.44 Billion | ▲ +229.8% |
| 2011 | -0.08x | ZAC-828.23 Million | ZAC10.99 Billion | ▼ -123.4% |
| 2010 | 0.32x | ZAC2.50 Billion | ZAC7.76 Billion | ▼ -10.6% |
| 2009 | 0.36x | ZAC1.29 Billion | ZAC3.56 Billion | ▲ +337.8% |
| 2008 | -0.15x | ZAC-260.87 Million | ZAC1.72 Billion | ▼ -172.9% |
| 2007 | 0.21x | ZAC223.77 Million | ZAC1.07 Billion | ▼ -51.3% |
| 2006 | 0.43x | ZAC294.04 Million | ZAC687.46 Million | ▼ -55.6% |
| 2005 | 0.96x | ZAC315.35 Million | ZAC327.43 Million | ▼ -21.0% |
| 2004 | 1.22x | ZAC100.40 Million | ZAC82.33 Million | ▼ -20.4% |
| 2003 | 1.53x | ZAC74.29 Million | ZAC48.50 Million | — |