Capitec Bank Holdings Ltd Net Asset Quality Index
Capitec Bank Holdings Ltd net asset quality index. Capitec Bank Holdings Ltd (CPI) has a Net Asset Quality Index of 21.5% as of August 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of ZAC250.56 Billion minus total liabilities of ZAC196.76 Billion yields net assets of ZAC53.80 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See CPI book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Capitec Bank Holdings Ltd (2003–2025)
Net asset quality index of Capitec Bank Holdings Ltd from 2003 to 2025. This chart shows how Capitec Bank Holdings Ltd's Net Asset Quality Index has evolved across 23 annual periods from 2003 to 2025. As of August 2025, the index stands at 21.5%, representing net assets of ZAC53.80 Billion against total assets of ZAC250.56 Billion ZAC. Check Capitec Bank Holdings Ltd (CPI) strategic asset index to assess the company's strategic physical and investment asset allocation.
Capitec Bank Holdings Ltd Net Asset Quality Index by Year (2003–2025)
Capitec Bank Holdings Ltd net asset quality index by year from 2003 to 2025. The table below presents the year-by-year Net Asset Quality Index for Capitec Bank Holdings Ltd from 2003 to 2025, covering 23 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see CPI market cap overview.
| Year | Quality Index | Net Assets (ZAC) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 21.4% | ZAC50.91 Billion | ZAC238.46 Billion | ZAC187.55 Billion | ▲ +0.4 pp |
| 2024 | 21.0% | ZAC43.53 Billion | ZAC207.58 Billion | ZAC164.05 Billion | ▲ +0.6 pp |
| 2023 | 20.4% | ZAC39.08 Billion | ZAC191.80 Billion | ZAC152.72 Billion | ▲ +0.3 pp |
| 2022 | 20.1% | ZAC35.77 Billion | ZAC177.94 Billion | ZAC142.18 Billion | ▲ +1.0 pp |
| 2021 | 19.1% | ZAC29.92 Billion | ZAC156.51 Billion | ZAC126.59 Billion | ▲ +0.1 pp |
| 2020 | 19.0% | ZAC25.58 Billion | ZAC134.57 Billion | ZAC108.99 Billion | ▼ -2.6 pp |
| 2019 | 21.6% | ZAC21.68 Billion | ZAC100.43 Billion | ZAC78.75 Billion | ▼ -0.7 pp |
| 2018 | 22.2% | ZAC18.89 Billion | ZAC84.96 Billion | ZAC66.07 Billion | ▲ +0.3 pp |
| 2017 | 22.0% | ZAC16.12 Billion | ZAC73.36 Billion | ZAC57.24 Billion | ▲ +0.3 pp |
| 2016 | 21.7% | ZAC13.66 Billion | ZAC62.95 Billion | ZAC49.29 Billion | ▲ +0.3 pp |
| 2015 | 21.4% | ZAC11.56 Billion | ZAC53.92 Billion | ZAC42.35 Billion | ▼ -0.2 pp |
| 2014 | 21.6% | ZAC9.98 Billion | ZAC46.19 Billion | ZAC36.21 Billion | ▼ -1.1 pp |
| 2013 | 22.7% | ZAC8.77 Billion | ZAC38.61 Billion | ZAC29.83 Billion | ▲ +0.8 pp |
| 2012 | 22.0% | ZAC5.19 Billion | ZAC23.62 Billion | ZAC18.44 Billion | ▼ -1.9 pp |
| 2011 | 23.9% | ZAC3.45 Billion | ZAC14.44 Billion | ZAC10.99 Billion | ▲ +5.7 pp |
| 2010 | 18.2% | ZAC1.73 Billion | ZAC9.49 Billion | ZAC7.76 Billion | ▼ -10.1 pp |
| 2009 | 28.3% | ZAC1.41 Billion | ZAC4.97 Billion | ZAC3.56 Billion | ▼ -13.2 pp |
| 2008 | 41.5% | ZAC1.22 Billion | ZAC2.94 Billion | ZAC1.72 Billion | ▼ -9.5 pp |
| 2007 | 51.0% | ZAC1.12 Billion | ZAC2.19 Billion | ZAC1.07 Billion | ▲ +5.9 pp |
| 2006 | 45.1% | ZAC563.82 Million | ZAC1.25 Billion | ZAC687.46 Million | ▼ -14.2 pp |
| 2005 | 59.3% | ZAC476.47 Million | ZAC803.90 Million | ZAC327.43 Million | ▼ -24.6 pp |
| 2004 | 83.9% | ZAC428.15 Million | ZAC510.48 Million | ZAC82.33 Million | ▼ -5.0 pp |
| 2003 | 88.8% | ZAC385.93 Million | ZAC434.43 Million | ZAC48.50 Million | — |